Ramsey Financial Peace - Southern Tier

10/12/2026

Credit cards make it easy to spend money you don’t have, while debit cards let you spend only money already in your account.

10/08/2026

Ready to reset your relationship with money? 💵✨Join Goodwill of Western New York and professional finance coach Rich Esposito for From STRESS TO SUCCESS: The 2-Hour Money Reset—a FREE Financial Wellness Seminar designed to help you feel more confident and in control of your finances.

You’ll learn how to:
💰 Build an emergency fund for life’s unexpected expenses
📝 Create a monthly budget that gives every dollar a purpose
📈 Reduce debt, grow your savings and work toward financial stability

📅 Wednesday, October 14
⏰ 6–8 p.m.
📍 Olean Goodskills Career Center

Plus, everyone who completes the seminar will receive a $20 Goodwill of Western New York gift card! 👏 Space is limited, so register today at https://www.goodwillwny.org/financialwellness

09/30/2026

The National Study of Millionaires found that most millionaires build their wealth through disciplined saving, consistent investing and living below their means—not through high salaries or inheritances.

Or the lottery.

09/29/2026

Change your financial future!

Get the Financial Peace class for $79 at the Ramsey flash sale.

Sign up TODAY.

https://store.ramseysolutions.com/money/financial-peace-university/financial-peace-university?utm_source=promotional&utm_medium=email&utm_term=fpu_bu&utm_campaign=september-flash-sale&utm_content=fpu-5631_sept-flash-sale-email1&_kx=iAG9whGhCNzuQ2P9xV9WarVxwdPy3879gwrOnsYLzTc.RzHn5B

09/27/2026

Focus on maintaining your income, and spending within your income, and the rest will take care of itself.

Take my next FinancialPeace class to learn how.

https://www.facebook.com/share/v/1BstXz9otL/?mibextid=wwXIfr

09/22/2026

Join my next FinancialPeace class and find out how you can become financially free.

Please share.

The fastest way to beat debt and build wealth.

09/19/2026

Eating healthy meals at home is a key way to keep more of your income for eliminating debt.

Here are 10 Cheap, Healthy Meals to Try This Month (Under $20 Each).

Your grocery bill is usually the easiest place to go over budget. To avoid overspending, try these 10 cheap, healthy meals this month.

09/18/2026

How to save on Groceries

-Before heading to the grocery store, plan ahead by creating a meal plan, making a shopping list, and setting a grocery budget to avoid overspending and food waste.
-Cut costs by buying in bulk, choosing generic brands, and stocking up on sale items, especially nonperishable goods and meats that can be frozen for later use.
-Avoid impulse purchases by sticking to your list, shopping with cash when possible, and not grocery shopping while hungry.

https://www.ramseysolutions.com/budgeting/ways-to-save-on-groceries?

Fighting high prices can make grocery shopping feel like an Olympic sport. Here’s the inside scoop on how to save money on groceries.

09/16/2026

The best time to start saving, is today.

You can do it!

09/13/2026

If you’re tired of your budget falling apart by week two, these tips will help you stick with it and make progress every month.

You got this !

Learn how to stick to a budget with these 11 practical tips to build better habits, avoid overspending, and actually make progress with your money each month.