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08/03/2026

Client Progress: Day 1

Client signed up with us yesterday. His goal is for he and his wife to buy a home.

Goal: Try to get his credit score in a decent range within 30-60 Days.

Disclaimer: There are no guarantees with credit restoration.

🚨 Comment “SAC” if you’re looking to buy a home or car and need an increase in your credit score.

How to re-build your credit score.- Step 1: Get a secured credit card. Use it monthly. Pay in FULL.- Step 2: Become an a...
07/30/2026

How to re-build your credit score.

- Step 1: Get a secured credit card. Use it monthly. Pay in FULL.

- Step 2: Become an authorized user on a family member’s account with good credit history.

- Step 3: Get a credit builder loan through a bank or credit union.

- Step 4: Pay EVERYTHING on time. Payment history = 35% of your score.

- Step 5: Keep utilization under 30%. Under 10% for maximum impact.

Good habits done consistently are the only way to build and keep your credit high.

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07/30/2026

Credit Restoration doesn’t have a specific timeline. It can take anywhere from 30-60-90 Days+. It just depends on what’s on your credit report.

Don’t let anyone fool you by saying they can guarantee removals because it’s not true. And not legal.

The main thing is to fix the habits that got your credit score to be where it is.

Pay your bills on time. Clear up some of the unnecessary debt. Monitor your spending habits. Etc…

🚨FOR MORE CREDIT TIPS….FOLLOW FOR MORE

07/29/2026

How to re-build your credit score.

- Step 1: Get a secured credit card. Use it monthly. Pay in FULL.

- Step 2: Become an authorized user on a family member’s account with good credit history.

- Step 3: Get a credit builder loan through a bank or credit union.

- Step 4: Pay EVERYTHING on time. Payment history = 35% of your score.

- Step 5: Keep utilization under 30%. Under 10% for maximum impact.

Good habits done consistently are the only way to build and keep your credit high.

🚨SHARE THIS WITH A FRIEND

07/28/2026

Before you send any credit dispute letters make sure you include these 5 things

1. Full Name
2. Current Address
3. Credit Bureaus address
4. The Date (this is a very important, it may not seem like it but it is)
5. Copy of your ID and a copy of your recent utility bill.

If any of those things are missing you will spinning your wheels because the bureaus can say you have missing information or they can’t verify your identity.

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🚨 Share with your friend who are dealing with credit issues

07/27/2026

- There are two kinds of credit checks

- When YOU check it on your own, which is harmless

- And when a company pulls it because you applied for something major. That can harm your credit score in a major way.

There are sites that you can use to get a copy of your credit report, if you need information of which ones, DM me.

#1 Complaint in America on credit reports - The most common errors are boring ones. Wrong balances, wrong dates, accoun...
07/27/2026

#1 Complaint in America on credit reports

- The most common errors are boring ones. Wrong balances, wrong dates, accounts you closed still showing open.
- Every piece of wrong info can cost real money. A wrong balance makes your cards look more way more used than they are. Higher usage means a lower score and worse rates.
- Tonight’s homework pull your free reports and read the NUMBERS on every account like a teacher grading THEIR homework.

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07/26/2026

These companies do not work in your favor.

- The runaround is real and it works in their favor. each side points at the other to stall you. Now you get tired and believe that there is nothing you can do, so the mistake stays on your report.
- Write a letter to BOTH at the same time, and in writing state the laws that protect you and what you are requesting
- Now the clock is ticking for both to respond with a valid investigation.

07/26/2026

#1 Complaint in America on credit reports

- The most common errors are boring ones. Wrong balances, wrong dates, accounts you closed still showing open.
- Every piece of wrong info can cost real money. A wrong balance makes your cards look more way more used than they are. Higher usage means a lower score and worse rates.
- Tonight’s homework pull your free reports and read the NUMBERS on every account like a teacher grading THEIR homework.

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Tampa, FL
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