Bobby Reed : Wealth & Retirement Planning

06/17/2026

A Financial Reality Check for Your 40s

I talk to a lot of people in their 40s and early 50s who think they're behind financially.

Many of them are surprised when I tell them they're actually doing better than they realize.

They've been:
• Contributing to retirement accounts
• Paying down a mortgage
• Raising a family
• Building a career
• Managing everyday expenses

The challenge isn't usually a lack of effort.
The challenge is that nobody ever helped them connect all the pieces into a plan.

A financial plan isn't about perfection. It's about understanding where you are today and where you want to go next.

If you’re unsure whether your current financial strategy is actually working together as a plan, I’m available for a no-obligation conversation to help bring some clarity.

06/15/2026

Healthcare Costs in Retirement:

One Retirement Expense Many People Underestimate

When people think about retirement, they often focus on housing, travel, and daily living expenses.

Healthcare costs can sometimes be overlooked.

Medical expenses can change significantly over the course of retirement and may affect long-term financial planning decisions.
That's why retirement planning isn't only about investment accounts.

It's also about preparing for healthcare expenses that may arise in the future. Every week I assist clients with their health insurance, medicare, and more.

06/14/2026

Planning a Summer Vacation? Don't Forget These Financial Items

Travel season is here, and many families are preparing for vacations and summer adventures.

Before you leave, consider taking a few simple financial steps:
• Review important account access information
• Update emergency contacts if needed
• Monitor automatic payments and deposits
• Secure important financial documents
• Review travel-related spending plans

A little preparation can help reduce stress and allow you to focus on enjoying time with family and friends.

Safe travels and enjoy the summer.

06/12/2026

Recently we celebrated our oldest graduating high school by taking a trip. He chose to visit Washington D.C.

It was a great trip with some core memories made as a family.

Have you visited D.C.? What were some of your highlights?

One of our highlights was visiting the Lincoln Memorial at night, in the rain!

06/10/2026

Mid-Year Financial Checkup

We're approaching Halfway Through the Year—How Is Your Financial Plan Looking?

The middle of the year can be a great time to revisit your financial goals.

Consider asking yourself:
✓ Am I saving as much as I planned?
✓ Have my financial goals changed?
✓ Do I need to review beneficiary designations?
✓ Am I taking advantage of available retirement plan contributions?
✓ Is my investment strategy still aligned with my objectives?

Small adjustments made today can have a meaningful impact over time.

A financial plan shouldn't sit on a shelf and collect dust. It should adapt and adjust as life changes.

06/08/2026

Social Security FAQ

When Should You Start Social Security?

One of the most common questions I hear is:
"When should I start taking Social Security?"

The answer depends on several factors, including:
• Your health and life expectancy
• Marital status
• Other retirement income sources
• Tax considerations
• Long-term retirement goals

While it may be tempting to focus on receiving benefits as early as possible, in many situations it's helpful to evaluate how the decision affects your overall retirement plan.
There is no one-size-fits-all answer.

That's why it's important to view Social Security as part of a broader retirement income strategy.

06/07/2026

The Biggest Retirement Planning Mistake I See

Many people spend years focusing on growing their retirement accounts—and that's important.

But one of the biggest mistakes I see is assuming retirement is only about reaching a certain dollar amount.

A successful retirement often depends on much more than investment performance:
• Spending strategy
• Taxes
• Healthcare costs
• Social Security timing
• Income planning

Retirement isn't just about accumulating assets. It's about creating a plan that helps those assets support the lifestyle you want for years to come.

What part of retirement planning concerns you most?

06/05/2026

Hi, I'm Bobby.

After nearly 15 years serving as a pastor, I transitioned into financial planning because I still wanted to help people navigate important decisions and plan confidently for the future.

Today, I help individuals and families organize their investments, prepare for retirement, and build retirement income plans.

Many people have worked hard to save for the future but aren't sure how all the pieces fit together. They may have old retirement accounts, questions about retirement income, concerns about taxes, or simply want to know if they're on the right track.

My goal is to bring clarity to those decisions and help people move forward with confidence.

If you're approaching retirement, evaluating old accounts, or would simply like a second opinion on your financial plan, I'd be happy to connect.
— Bobby Reed

06/05/2026

Congrats and good luck to all 10 finalists for Oklahoma State Teacher of the Year!

Use your voice to make education in Oklahoma better than ever before.

Super grateful to see Liz Reed in action every day!

Tomorrow is the day!

After weeks of celebrating the incredible educators who represent the very best of Oklahoma classrooms, we are excited to gather tomorrow evening for the 2026 Oklahoma Teacher of the Year Gala.

Join us as we honor our Teacher of the Year finalists and celebrate the dedication, passion and impact they make in the lives of students every day.

Be sure to follow along on our social media channels throughout the evening for live updates, behind-the-scenes moments, photos and the announcement of Oklahoma's next Teacher of the Year.

We can't wait to celebrate with you!