Zigas and Associates LLC

04/10/2024

Consumerfed's Director of Housing Policy Sharon Cornellisen's new blog post on the Federal Home Loan Banks (FHLBs) and GAO's recent report.

https://ow.ly/NSX050RckwG

Earlier this week the U.S. Government Accountability Office publicly released a new report that evaluates the actions that the Federal Home Loan Banks of San Francisco and New York (FHLBank SF and NY) took leading up to the regional bank failures of spring 2023.

02/07/2024

Yet another significant debunking of the myth that CRA caused the 2008-09 financial crisis, from the Federal Reserve. https://ow.ly/4toE50QyVnQ Fed

11/15/2023

Don't miss this concise and damning review of the new SCOTUS conflict of interest statement by Vox's Ian Millheiser.

The code is so weak that it serves to legitimize Clarence Thomas’s corruption. It is literally worse than nothing.

11/07/2023

FHFA report on Federal Home Loan Banks (FHLBs) released today recommends Congress DOUBLE the required allocation to the Affordable Housing Program (AHP).

11/07/2023

Today's "FHLBs at 100" report marks the start of an important public conversation about how to make this system better serve LMI households and communities, and stresses that this is a core mission function that can and should be increased.

07/17/2023

Bank of America

03/22/2023

My friend and colleague Michael Stegman has just published an excellent paper on how to increase the Federal Home Loan Banks' role in supporting affordable housing. It is a "must read."

This brief contends that the FHFA can use its various administrative authorities to significantly increase the system's funding of affordable housing and community development investments.

03/20/2023

Great new analysis of AFFH in California from the Terner Center for Housing Innovation

On January 19th, the U.S. Department of Housing and Urban Development (HUD) released a new proposed Affirmatively Furthering Fair Housing (AFFH) rule. The proposed rule—which reinstates and builds on the Obama administration’s 2015 AFFH rule—is intended to help address decades of housing discr...

02/22/2023

UC Berkeley's

By Shazia Manji For decades, the United States has failed to build sufficient housing to support its growing population and to provide a range of affordable and inclusive housing opportunities. While many factors contribute to the intersecting crises of rising unaffordability and racial and economic...

01/18/2023

Intriguing new paper from on immigrant and native-born black homeownership trends.

Efforts to close the historically large Black-white homeownership gap should take account of the fact that many Black households are headed by immigra

01/07/2023

https://www.latimes.com/california/story/2023-01-05/for-first-time-california-civil-rights-officials-file-lawsuit-alleging-section-8-discrimination