05/07/2022
Kagandahan ng Kaiser 3 in 1
👍Mawala man tayo may maiiwan tayo sa pamilya natin
👍Magkasakit man tayo may aasahan tayong pampagamot
👍Kung tumagal man tayo sa mundo, may aasahan tayong retirement fund
Ang mga OFW/breadwinner/magulang ay sadyang masisipag at tinitiis na mapalayo sa pamilya at magpakapagod para kumita. Pero kailangan natin kumita at hayaan natin tulungan tayo ng pera na pinaghirapan natin na kumita din para sa atin.
Nag iipon tayo pero sa banko na kung saan less than 1% lang ang kinita plus nagkakaron pa ng tax at tumataas ang inflation rate.
Samantalang kung ito ay iinvest mo sa mutual funds mababa na ang 12% ang kitain mo,
Sa Kaiser 3 in 1 ay investment hindi po sya gastos kasi aside from may investment ka na insured ka pa mapa (health and life).
K45 to K1million ang kasier plans pero eto ang mga common plans ng Kaiser 👇👇👇
1: 10-40 years old~k45
Monthly : 2,647.00
Quarterly : 7,676.00
S.Annual : 14,294.00
Annual : 29,470.00
Life Insurance: 202,500.00 (cause of illness but it will doubled to 405,000 if the cause of death is accident)
Contract Amount: 185,288.00
LTC MATURITY: 524,776.00 (earnings)
2: 10-40 years old~k50
Monthly : 2,941.00
Quarterly : 8,529.00
S. Annual : 15,882.00
ANNUAL : 29,411.00
Life Insurance: 225,000.00 (cause of illness but it will doubled to 450,000 if the cause of death is accident)
Contract Amount: 205,875.00
LTC MATURITY: 583,084.00 (earnings)
3: 41-50 years old~k60
Monthly : 3,529.00
Quarterly : 10,235.00
S.Annual : 19,058.00
ANNUAL : 35,293.00
Life Insurance : 270,000.00 (cause of illness but it will doubled to 540,000 if the cause of death is accident)
Contract Amount: 247,050.00
LTC MATURITY: 699,701.00 (earnings)
4: 51-60 years old~k75
Monthly : 4,412.00
Quarter : 12,794.00
S.Annual : 23,823.00
ANNUAL : 44,116.00
Life Insurance: 337,500.00 (cause of illness but it will doubled to 675,000 if the cause of death is accident)
Contract Amount: 308,813.00
LTC MATURITY: 874,626.00 (earnings)
5: savers choice plan k100
Monthly : 5,882.00
Quarter : 17,058,00
S.Annual : 31,764.00
ANNUAL : 58,821.00
Life Insurance: 450,000.00 (cause of illness but it will doubled to 900,000 if the cause of death is accident)
Contract Price: 411,750.00
LTC MATURITY: 1,166,168.00 (earnings)
Higher savings plan: 10years old to 60years old
K125 plan
Monthly : 7,353.00
Quarterly : 21,323.00
Semi annual : 39,704.00
Annual : 73,527.00
Life Insurance: 562,500.00 (cause of illness but it will doubled to 1,125,000 if the cause of death is accident)
Contract Price: 514,688.00
LTC MATURITY:1,457,710.00 (earnings)
K150 plan
Monthly : 8,823.00
Quarterly : 25,587.00
Semi annual : 47,645.00
Annual : 88,232.00
Life Insurance: 675,000.00 (cause of illness but it will doubled to 1,350,000 if the cause of death is accident)
Contract Price: 617,625.00
LTC MATURITY: 1,749,253.00 (earnings)
K175 plan
Monthly : 10,294.00
Quarterly : 29,852.00
Semi annual : 55,586.00
Annual :102,938.00
Life Insurance: 787,500.00 (cause of illness but it will doubled to 1,575,000 if the cause of death is accident)
Contract Price: 720,563.00
LTC MATURITY:2,040,795.00 (earnings)
K200 plan
Monthly : 11,764.00
Quarterly : 34,116.00
Semi annual : 63,527.00
Annual : 117,643.00
Life Insurance : 900,000.00 (cause of illness but it will doubled to 1,800,000 if the cause of death is accident)
Contract Price: 823,500.00
LTC MATURITY: 2,332,337.00 (earnings)
HEALTH CARE BENEFITS
1. Yearly physical examination benefit
2. Dental benefit
3. Basic medical benefits
4. Member's choice of board and room
5. Yearly benefit limit
6. Lifetime network access to over 500 hospitals and over 1,000 doctors as long as you havr funds
FEATURES
1. Healthcare Fund
2. Life insurance
3. Retirement fund
4. Transferable (Primary Beneficiary)
5. Family Assistance
6. Online Policy Management System
4 WAY INSURANCE
1. Term life insurance
2. Accidental death and dismemberment insurance
3. Waiver of installment due to death credit life insurance
4. Waiver of installment due to total and permanent disability
LEGALITY
1. Kaiser is duly accredited with DOH
2. SEC registered (CS200408739) as a health provider with authorized capital stock of Php 160M
3. Insurance Commission with licenses # HMO-2017-04-R
4. Dr. Leah Uy Medical Director and an active officer of PAHMOC
5. Corporate Account of Kaiser are SENATE, SUPREME COURT, COURT OF APPEALS, PEZA AND PHIL. COAST GUARD
Take note:
1: 1st payment have additional policy fee 500.00.
2: Every year or Annual payment have policy RENEWAL FEE 500.00.
3: 7 years to pay 13years waiting with compounded interest rate 10%up.
4: 500.00 processing fee for amendment and other changes like mode of payment.
5. Semi annual discount of half of the monthly plan but for annual payment you can save 2 months of your monthly plan.
6. Life term insurance will be doubled if cause of death is accidental death
