Are You Happy with Your Money

Are You Happy with Your Money Happy helps people on how to improve their money management relationships. I am a wealth coach.

A commercial farmer, a qualified & registered accountant and tax practitioner. I enjoy helping people with money-management skills to improve their net-worths.

Money just like any other tool, it's as good as the ✋ hand that has control over it. See you can have the best , sharpes...
15/06/2026

Money just like any other tool, it's as good as the ✋ hand that has control over it. See you can have the best , sharpest knife 🔪 , however if you are not skilled to handle knives you won't do great in the kitchen.
Infact you might even injure yourself in the process.

The problem is not the knife but your lack of skills to use it. So is money.

When you start earning money, learn how money works and manage it wisely. Study the principles of earning, spending, saving, investing, borrowing & protecting your income.

Taking care of your money will help you in more ways than you can imagine. The earlier you get FINANCIAL LITERACY the better your future will be.

15/06/2026

Two Words This Week

Labor x Lever
Do your own research

I'm not a motivational speaker.You should have already started a business to seek my assistance,  otherwise I'll depress...
11/06/2026

I'm not a motivational speaker.

You should have already started a business to seek my assistance, otherwise I'll depress you.

I'm a bit of a pressurizer.

People must produce results and they must produce results quick.

This is how Mmorogong Farm was built in 6 years.

Building wealth is a spiritual endeavor.The essence of  spirituality is putting the interests of others before yourself,...
11/06/2026

Building wealth is a spiritual endeavor.

The essence of spirituality is putting the interests of others before yourself, obsession of meeting the needs of others before yourself.

This is how money is made.

In the modern day we use phrases like

"GREAT CUSTOMER SERVICE"
"CUSTOMER IS ALWAYS RIGHT"

The core principle is that if you prioritize people you are halfway to understand how wealth is collected from people; because people will give your their money to the extent that you give them what they want.

Obess yourself with helping people meet their needs.

30/05/2026

Going broke trying to use your money to make more money is the best type of broke.

The point of making money is not so much that we can buy everything but that we cannot be bought by anything. True wealt...
30/05/2026

The point of making money is not so much that we can buy everything but that we cannot be bought by anything.

True wealth is the freedom to leave a table that is not aligning with your values. It is being UNCONTROLLED

I typed create a poster for me with my frozen veggies. within seconds I got this.Its first draft. The robot then started...
23/05/2026

I typed

create a poster for me with my frozen veggies.

within seconds I got this.

Its first draft. The robot then started asking me questions on how we can improve this.

Now why would any person pay a graphic designer to take hours on something that AI can do quicker?

I know we can attack my views but the reality is AI is here and unless we shape up we shall be phased out.

The moment your employer or customer finds and can afford a robot that can do what you do, your job is gone. 🤞🤞🤞

The issssue of unemployment will not get better. There are no jobs and there won't be more jobs other than mental/cognit...
23/05/2026

The issssue of unemployment will not get better.

There are no jobs and there won't be more jobs other than mental/cognitive abilities jobs.

Any job other than cognitive will pay nothing that can survive inflationary pressure because a robot can do that much faster, more efficient, without mistakes, in silence, without complaints, less sick days, less annual leave days.

RISE OF MACHINES I once spoke at an event, a graduation ceremony for top achievers of a reputable institution.Highlights...
23/05/2026

RISE OF MACHINES

I once spoke at an event, a graduation ceremony for top achievers of a reputable institution.

Highlights

why Retirement was capped at age 65?

AGRARIAN AGES

During thee agrarian age, the jobs required physical strength. You needed your body most to bend on the farm 🚜, to carry loads, to clean, to drive a horse cart, to harvest cotton, to make shoes out your skin leather etc.

INDINDUSTRIAL AGE (Introduction of machines)

industrial machines started taking some of the work from the people. Driving a car needed less physical strength than driving a horse 🐎.

Tilling the ground with tractor was less physically demanding than using a cow 🐄 or a hoe.

Sewing clothes with needle and threat was replaced by a knitting machine. etc

Jobs which needed physical strength became redundant. Skills jobs went into demand. If you had a skill to operate a machine you were interested in. We moved from physical strength 💪 to mental strength.
If you could use a typewriter, you were preferred in journalism.

Effect on Retirement age: Dropped to about 55 years.
You were now allowed out of system 10 earlier.

4th Industrial Age (Rise of Machines)

The (www) world wide web age. We now experiencing people out of work as early as out of graduation. Early 20s. Artificial intelligence (AI) is doing almost all the jobs that a human being can do. Making it difficult too compete at both physical and mental level.

People needed now are super mentally strong people.
However I see lot of people, even the youth toy-toying to the government on high levels of unemployment.

If an institution can manage 10 tractors to till land of 100 hectares in a day to meet their food security production plans or maanage 10 000 people to do the work with hoes in a month, which option do we reasonably and realistically believe the institution will opt for?

I'll leave it there. The answer will wake you up to the reality of the machines.

10/05/2026

LEARN TO DIFFERENTIATE BETWEEN ASSETS AND LIABILITIES

Many believe liabilities are a success and a blessing until the struggle to keep them surface.

The problem is that once people see you on the custody of certain things, they praise you and call you successful even without determining how such things were financed.

You then end up keeping things that are financially killing you just to maintain that image for people.

LIABILITIES in themselves are not bad, it's the bad labeling, calling them what they are not, expecting them to give us what they can't that makes them disappoint us and not work in our favor.

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