Ayabonga Mngambi

04/04/2026

01/05/2022

In investments there is this concept of a risk profile, which is to guide an adviser or investor in terms of selecting an investment portfolio. Here's an interesting and useful simplification of the risk profile with regards to DIY investing.

25/04/2022

Did you know you could do something to pay less for your life cover?
I have put together a post for you, there is more tips but for now I'll just give your five.
https://moneyinvernac.blogspot.com/2022/04/five-tips-on-reducing-cost-of-your-life.html

Life Insurance

26/01/2022

My Eastern Cape nurses, here's an opportunity!

The innovation behind Unjani Clinic is based on shifting primary healthcare tasks to Professional Nurses and the ability to leverage a highly developed and extensive private sector distribution network to ensure more people have access to medicines. Application Process Interested Professional Nurses...

01/06/2021

If you fail to plan, you are planning to fail. This also applies to your finances, you don't let them just happen to you but you make a way to get control and to use it effectively.

18/02/2021

I was not paid to promote this one, but I think it will provide value.

Government bonds can be a very good part of the low risk part of your portfolio, especially if you'd be invested for about 5 years. I have noticed that our inflation is taking a trend the might keep it below 5 percent in the next few years and if it does, you could be easily making above inflation returns without risking that much on your capital. This is based on the fixed returns.

A lot of funds with more risk haven't played around this level of return. So something to speak to your financial planner about. Hopefully they are not just after selling you their company's products only.

Their minimum investment is R1000 by the way, you can either have them pay out your earnings(for Income) or you can reinvest them(for growth).

Let me know if you have any questions on this.

11/02/2021

After working in the Financial services industry for a bit of time, I saw a need to help my community to understand financial planning and the bells and whistles around it because it affects us sithanda singathandi.

I will be posting info on my podcast and some written content on this page, please support me by sharing the content and engaging me on the things I say or things you have questions about. I'm looking forward to this and I hope it becomes a valuable tool in the financial part of your life.