Lyapa Mpempulwa

17/07/2026

Have you ever sat in a session and realized (in real time) that your thinking will never be the same? Part of my INSEAD journey- Emre Soyer lectured us on Teams and Decision Making. A masterclass in its own right.

Emre is a behavioral scientist and co-author of The Myth of Experience. His unsettling claim: experience often teaches us the wrong lesson.

Kind vs. wicked environments: In chess, feedback is fast and honest, so practice builds real skill. In negotiation, pricing, or strategy, feedback is delayed or biased. Meaning Years of “experience” can just mean the same mistake, repeated with more confidence.

3 layers of influence that businesses use
1. Nudges (urgency, scarcity): work fast, erode trust
2. Storytelling: lasts longer, invites rather than pushes
3. Alignment on shared goals: the durable layer most companies skip

4 ways stories mislead: The anecdote. Hindsight bias. Correlation as causation. Analogy (Airbnb, Netflix comparisons that hide what really matters).

Another lesson- groups don’t automatically decide better than their best individual member,a true expert paired with agreeing novice colleagues has higher chances of success and disagreement with no clear expert quietly underperforms, no matter how much goodwill or seniority is in the room.

Takeaways:
Don’t let a good story sell you a bad idea
Be a great storyteller, but a skeptical story receiver
Before trusting your gut, ask whether you’re in a kind environment or a wicked one

28/06/2026

Last week, I delivered a public lecture on Zambia’s capital markets at Unicaf University-covering equity markets, fixed income, CIS, private capital, retirement structuring, and estate planning.

Here’s the number that frames everything:

Only 13.8% of Zambians participate in capital markets.(BOZ Finscope Survey 2025) That isnt just a statistic. It’s both a market pe*******on problem and an extraordinary growth opportunity.

The fundamentals are strong. The LuSE delivered 43% returns in 2024, ranked 2nd best performing exchange in Africa, and the best performing stock exchange in the world in July 2025. Market cap sits at K334 billion ($19 billion). Government bonds are breaking subscription records. The CIS industry crossed K3.72 billion in AUM in Q1 2026.

The market is not the constraint. Distribution is.

Alpha is not generated only at the portfolio level, it is generated at the point of first participation. Investing begins with a decision, not a minimum balance.

We are building that capability at Money Acumen. We also deliver Corporate Financial Literacy Trainings for teams, get in touch if you’d like us to do the same for yours.

www.moneyacumenadvisory.com
0978-966105
[email protected]

19/06/2026

Join us, today, at UNICAF University for an Open Lecture on Zambia’s Capital Markets, where we’ll unpack how investors can access and build wealth through listed equities, fixed income, and collective investment schemes. In addition, we’ll have on the spot LuSE CSD account opening.

Capital markets play a critical role in wealth creation, portfolio diversification, and long-term financial planning, yet many people are unsure where to begin. This session is designed to provide a practical understanding of how these investment instruments work, the risks and opportunities they present, and how investors can participate effectively.

Whether you’re a student, professional, entrepreneur, or a novice or advanced investor, this conversation is for you.

Session is scheduled for today, from 14hrs-17hrs, at UNICAF University Campus in Roma. Attendance is Free.

Register using the link below; https://forms.gle/TN11YsrXfeDUycZEA

I look forward to engaging with you.

Money Acumen Advisory

MoneyAcumenAdvisory

25/04/2026

Proud. Still at a loss for words.

A prospective IPO. A first for us, and the first of many.

The Money Acumen Investment Banking team works with a level of dedication that is difficult to put into words. Every corporate mandate we have executed has been approached with sheer attention to detail, and the standard only gets higher from there.

Money Acumen was built so that myself and my team could continually explore and realise our full potential. We push limits. We challenge our own thinking, and Lord knows we refuse to be comfortable.

To say this is exactly what I envisioned from the beginning would be a lie. What I knew was simple, I wanted to surround myself with the brightest minds and explore the investment landscape together. And here we are.

We won. Urgency, quality ex*****on- won.

We love what we do. And I hope we never, not for a single moment, take these opportunities for granted.

Excited to bring One Square K to market. What Mafipe M Chunga and team have built is exceptional, and we can’t wait for you to be a part of it.

To my co-founder Theresa Gumbo, the Investment Banking team, and entire Money Acumen Advisory team, may your pillows always be cool.

07/11/2025

Microsoft Virtual Events Powered by Teams

03/09/2025

We're proud to announce the launch of our new Corporate & Investment Banking (CIB) Unit, a dedicated division focused on delivering strategic solutions that will shape the future of capital markets, businesses, and investments.

The Money Acumen CIB Unit provides expertise across a wide range of services, including IPO ex*****on, Debt Capital Markets, Equity Capital Markets, trading, private placements, PPPs, capital raising, and overall strategic and corporate advisory.

With our unique blend of insight, innovation, and a global perspective, we are ready to be the trusted partner for corporations, investors, public institutions, and entrepreneurs seeking sustainable growth.

02/04/2025