Gladys Daka

Gladys Daka Financial consultant, Philanthropist , Growth mentor, Career coach,Public speaker, Investor .

๐“๐ซ๐ฎ๐ฌ๐ญ, ๐๐ฎ๐ญ ๐•๐ž๐ซ๐ข๐Ÿ๐ฒ๐Ž๐ง๐ž ๐จ๐Ÿ ๐ญ๐ก๐ž ๐›๐ข๐ ๐ ๐ž๐ฌ๐ญ ๐ฆ๐ข๐ฌ๐ญ๐š๐ค๐ž๐ฌ ๐ฐ๐ž ๐œ๐š๐ง ๐ฆ๐š๐ค๐ž ๐š๐ฌ ๐ฅ๐ž๐š๐๐ž๐ซ๐ฌ ๐ข๐ฌ ๐จ๐ฏ๐ž๐ซ-๐๐ž๐ฅ๐ž๐ ๐š๐ญ๐ข๐ง๐  ๐ฐ๐ข๐ญ๐ก๐จ๐ฎ๐ญ ๐ฌ๐ฎ๐ฉ๐ž๐ซ๐ฏ๐ข๐ฌ๐ข๐จ๐ง.I learned thi...
01/08/2026

๐“๐ซ๐ฎ๐ฌ๐ญ, ๐๐ฎ๐ญ ๐•๐ž๐ซ๐ข๐Ÿ๐ฒ

๐Ž๐ง๐ž ๐จ๐Ÿ ๐ญ๐ก๐ž ๐›๐ข๐ ๐ ๐ž๐ฌ๐ญ ๐ฆ๐ข๐ฌ๐ญ๐š๐ค๐ž๐ฌ ๐ฐ๐ž ๐œ๐š๐ง ๐ฆ๐š๐ค๐ž ๐š๐ฌ ๐ฅ๐ž๐š๐๐ž๐ซ๐ฌ ๐ข๐ฌ ๐จ๐ฏ๐ž๐ซ-๐๐ž๐ฅ๐ž๐ ๐š๐ญ๐ข๐ง๐  ๐ฐ๐ข๐ญ๐ก๐จ๐ฎ๐ญ ๐ฌ๐ฎ๐ฉ๐ž๐ซ๐ฏ๐ข๐ฌ๐ข๐จ๐ง.

I learned this lesson the hard way. I entrusted an important responsibility to someone I believed would do the right thing, but I failed to inspect what I expected. That oversight became my responsibility.

Delegation is a mark of leadership, but accountability can never be delegated.

When it comes to critical tasks, compliance, governance, financial controls, or sensitive matters, donโ€™t just assume they have been done correctly. Review. Validate. Verify.

Iโ€™ve seen capable people lose their jobsโ€”not because they lacked competence, but because they delegated responsibility without maintaining oversight.

Trust your team, but always verify. The higher you rise, the greater your responsibility to ensure that the right things are done the right way. Leadership is not just about assigning work; it is about owning the outcome.

โ€œMoreover it is required in stewards, that a man be found faithful.โ€ โ€” 1 Corinthians 4:2 (KJV)

โ€œThe prudent see danger and take refuge, but the simple keep going and pay the penalty.โ€ โ€” Proverbs 22:3 (NIV)

๐…๐š๐ข๐ญ๐ก๐Ÿ๐ฎ๐ฅ ๐ฌ๐ญ๐ž๐ฐ๐š๐ซ๐๐ฌ๐ก๐ข๐ฉ ๐ซ๐ž๐ช๐ฎ๐ข๐ซ๐ž๐ฌ ๐ฆ๐จ๐ซ๐ž ๐ญ๐ก๐š๐ง ๐ญ๐ซ๐ฎ๐ฌ๐ญโ€”๐ข๐ญ ๐ซ๐ž๐ช๐ฎ๐ข๐ซ๐ž๐ฌ ๐๐ข๐ฅ๐ข๐ ๐ž๐ง๐œ๐ž, ๐จ๐ฏ๐ž๐ซ๐ฌ๐ข๐ ๐ก๐ญ, ๐š๐ง๐ ๐ฉ๐ž๐ซ๐ฌ๐จ๐ง๐š๐ฅ ๐ซ๐ž๐ฌ๐ฉ๐จ๐ง๐ฌ๐ข๐›๐ข๐ฅ๐ข๐ญ๐ฒ. ๐ˆ๐ง๐ฌ๐ฉ๐ž๐œ๐ญ ๐ฐ๐ก๐š๐ญ ๐ฒ๐จ๐ฎ ๐ž๐ฑ๐ฉ๐ž๐œ๐ญ.

๐๐จ๐ฅ๐ข๐ญ๐ข๐œ๐ฌ ๐ฌ๐ก๐จ๐ฎ๐ฅ๐ ๐ง๐ž๐ฏ๐ž๐ซ ๐œ๐จ๐ฌ๐ญ ๐ฒ๐จ๐ฎ ๐ฒ๐จ๐ฎ๐ซ ๐œ๐ก๐š๐ซ๐š๐œ๐ญ๐ž๐ซ.It is astonishing how politics can reveal our true character. There is no ...
01/08/2026

๐๐จ๐ฅ๐ข๐ญ๐ข๐œ๐ฌ ๐ฌ๐ก๐จ๐ฎ๐ฅ๐ ๐ง๐ž๐ฏ๐ž๐ซ ๐œ๐จ๐ฌ๐ญ ๐ฒ๐จ๐ฎ ๐ฒ๐จ๐ฎ๐ซ ๐œ๐ก๐š๐ซ๐š๐œ๐ญ๐ž๐ซ.

It is astonishing how politics can reveal our true character. There is no such thing as โ€œjust politicking.โ€ Our values should remain non-negotiable, even during campaigns. Elections are about winning the trust and support of the people, but they are also a reflection of who we are at our core.

Sadly, I have watched many young people engage in politics of insults, attacking others online, disrespecting elders on social media, spreading propaganda, and even telling liesโ€”all in the pursuit of attention, influence, or a few votes.

But remember this: this political season will come to an end. The elections will pass. However, the damage done to your character may remain long after the campaigns are over.

Someone wisely said, โ€œIf wealth is lost, nothing is lost. If health is lost, something is lost. But if character is lost, everything is lost.โ€

Do not lose your character over a few coins or temporary political gains. As Scripture reminds us, โ€œA good name is more desirable than great riches; to be esteemed is better than silver or gold.โ€ (Proverbs 22:1)

Young people, do not trade your values, integrity, and character for temporary rewards. Life will continue after 13th August. The relationships you build, the reputation you establish, and the values you uphold today will still matter tomorrow.

It is possible to participate in clean politics. We can disagree without being disrespectful. We can campaign without spreading lies. We can support our preferred candidates without insulting those who think differently.

If what we are witnessing today becomes the norm, then perhaps it is not merely politicsโ€”it is a reflection of a deeper decay in morals and character.

Some may have risen through deception, insults, and propaganda, but that is not true success. Real success requires the courage to do what is right, the resilience to stand by your values, and the patience to win with integrity.

๐“๐ก๐ž ๐ ๐ซ๐ž๐š๐ญ๐ž๐ฌ๐ญ ๐ฏ๐ข๐œ๐ญ๐จ๐ซ๐ฒ ๐ข๐ฌ ๐ง๐จ๐ญ ๐ฐ๐ข๐ง๐ง๐ข๐ง๐  ๐š๐ง ๐ž๐ฅ๐ž๐œ๐ญ๐ข๐จ๐งโ€”๐ข๐ญ ๐ข๐ฌ ๐ค๐ž๐ž๐ฉ๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐œ๐ก๐š๐ซ๐š๐œ๐ญ๐ž๐ซ ๐ฐ๐ก๐ข๐ฅ๐ž ๐ฉ๐ฎ๐ซ๐ฌ๐ฎ๐ข๐ง๐  ๐ข๐ญ.

30/07/2026

โ€œSuccess is about putting in the reps. The truth is you donโ€™t have to be special. You just have to be what most people arenโ€™t: consistent,determined,and willing to work for it.โ€- Mel Robbin

๐‘๐ž๐œ๐จ๐ ๐ง๐ข๐ณ๐ž ๐–๐ก๐š๐ญ ๐†๐จ๐ ๐‡๐š๐ฌ ๐€๐ฅ๐ซ๐ž๐š๐๐ฒ ๐†๐ข๐ฏ๐ž๐ง ๐˜๐จ๐ฎOne of the ways God works is by placing what we need right next to us, yet we of...
30/07/2026

๐‘๐ž๐œ๐จ๐ ๐ง๐ข๐ณ๐ž ๐–๐ก๐š๐ญ ๐†๐จ๐ ๐‡๐š๐ฌ ๐€๐ฅ๐ซ๐ž๐š๐๐ฒ ๐†๐ข๐ฏ๐ž๐ง ๐˜๐จ๐ฎ

One of the ways God works is by placing what we need right next to us, yet we often overlook these opportunities while searching for something bigger or better. In doing so, we may miss blessings not because God failed to provide, but because we did not recognize what He sent.

God often entrusts us with small beginnings that may not look like major breakthroughs, but He calls us to steward them faithfully. It is faithfulness in little things that prepares us for greater responsibility.

The Bible reminds us in Zechariah 4:10:
โ€œDo not despise these small beginnings, for the Lord rejoices to see the work begin.โ€

Every great testimony starts with honoring what seems small. Jesus reinforces this in Matthew 25:21:
โ€œWell done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your masterโ€™s happiness.โ€

God is not only focused on where you are going, but on how you handle what is already in your hands. Instead of constantly searching elsewhere, we are called to recognize and develop what He has already provided.

Before asking for more, we should reflect: have we been faithful with what God has already given us? Often, the breakthrough we seek is already near, waiting to be used well.

Donโ€™t despise the small or overlook the ordinaryโ€”the opportunity youโ€™ve been praying for may already be in your hands.

29/07/2026

๐ƒ๐จ๐งโ€™๐ญ ๐Œ๐ข๐ฌ๐ฎ๐ง๐๐ž๐ซ๐ฌ๐ญ๐š๐ง๐ ๐Š๐ข๐ง๐๐ง๐ž๐ฌ๐ฌ

Sometimes, people genuinely want to help, but their kindness and compassion are misunderstood. Over time, they create boundaries, withdraw, and distance themselvesโ€”not because they stopped caring, but because they feel misunderstood or misjudged.

Be careful not to misinterpret peopleโ€™s intentions. You may lose someone who sincerely wanted the best for you.

๐–๐ก๐š๐ญ ๐ฌ๐œ๐ก๐จ๐จ๐ฅ ๐๐จ๐ž๐ฌ๐งโ€™๐ญ ๐ญ๐ž๐š๐œ๐ก ๐ฒ๐จ๐ฎ.There are certain things in life that no classroom will ever teach you. Some of the most v...
28/07/2026

๐–๐ก๐š๐ญ ๐ฌ๐œ๐ก๐จ๐จ๐ฅ ๐๐จ๐ž๐ฌ๐งโ€™๐ญ ๐ญ๐ž๐š๐œ๐ก ๐ฒ๐จ๐ฎ.

There are certain things in life that no classroom will ever teach you. Some of the most valuable lessons are learned through observation, experience, curiosity, and a willingness to teach yourself.

If you want to grow, you must become a student of life. Observe how successful people think, solve problems, build relationships, manage their finances, and respond to challenges. Read books, listen to those who have gone before you, ask questions, and never stop learning.

Many people stop learning the day they graduate. The most successful people, however, make self-education a lifelong habit. They understand that the world is constantly changing, and those who continue to learn continue to grow.

In many ways, this is what separates the successful from the unsuccessful, the wealthy from the poor, the innovators from the ordinary, and the leaders from the followers. Itโ€™s not simply talent or opportunityโ€”itโ€™s the commitment to continuously improve.

As Jim Rohn wisely said, โ€œFormal education will make you a living; self-education will make you a fortune.โ€

Invest in yourself every single day. The greatest asset you will ever own is your mind, and the greatest investment you can make is in your own growth.

Passion is important, but passion alone is not a business strategy.Many people have gone into debt and lost money becaus...
28/07/2026

Passion is important, but passion alone is not a business strategy.

Many people have gone into debt and lost money because they pursued a business idea based only on excitement, without considering the realities around them.

Before you invest, ask yourself:
โ€ข Is there a real market for this?
โ€ข Can it generate sustainable profits?
โ€ข What do the current economic conditions look like?
โ€ข Have I done enough research?

Passion starts the journey, but wisdom determines whether you finish it successfully.

Donโ€™t just follow your passion. Let wisdom, planning, and sound decision-making guide your passion.

Passion may start a business, but wisdom builds one that lasts.

๐‹๐จ๐ฒ๐š๐ฅ๐ญ๐ฒ ๐ˆ๐ฌ ๐„๐ฏ๐ž๐ซ๐ฒ๐ญ๐ก๐ข๐ง๐ ๐‹๐จ๐ฒ๐š๐ฅ๐ญ๐ฒ ๐ข๐ฌ ๐จ๐ง๐ž ๐จ๐Ÿ ๐ญ๐ก๐ž ๐ ๐ซ๐ž๐š๐ญ๐ž๐ฌ๐ญ ๐œ๐ฎ๐ซ๐ซ๐ž๐ง๐œ๐ข๐ž๐ฌ ๐š๐ง๐ฒ๐จ๐ง๐ž ๐œ๐š๐ง ๐ฉ๐จ๐ฌ๐ฌ๐ž๐ฌ๐ฌ. ๐ˆ๐ญ ๐ข๐ฌ ๐ญ๐ก๐ž ๐Ÿ๐จ๐ฎ๐ง๐๐š๐ญ๐ข๐จ๐ง ๐จ๐Ÿ ๐ญ๐ซ๐ฎ๐ฌ๐ญ, ๐š๐ง๐ ๐จ๐ง...
24/07/2026

๐‹๐จ๐ฒ๐š๐ฅ๐ญ๐ฒ ๐ˆ๐ฌ ๐„๐ฏ๐ž๐ซ๐ฒ๐ญ๐ก๐ข๐ง๐ 

๐‹๐จ๐ฒ๐š๐ฅ๐ญ๐ฒ ๐ข๐ฌ ๐จ๐ง๐ž ๐จ๐Ÿ ๐ญ๐ก๐ž ๐ ๐ซ๐ž๐š๐ญ๐ž๐ฌ๐ญ ๐œ๐ฎ๐ซ๐ซ๐ž๐ง๐œ๐ข๐ž๐ฌ ๐š๐ง๐ฒ๐จ๐ง๐ž ๐œ๐š๐ง ๐ฉ๐จ๐ฌ๐ฌ๐ž๐ฌ๐ฌ. ๐ˆ๐ญ ๐ข๐ฌ ๐ญ๐ก๐ž ๐Ÿ๐จ๐ฎ๐ง๐๐š๐ญ๐ข๐จ๐ง ๐จ๐Ÿ ๐ญ๐ซ๐ฎ๐ฌ๐ญ, ๐š๐ง๐ ๐จ๐ง๐œ๐ž ๐ญ๐ซ๐ฎ๐ฌ๐ญ ๐ข๐ฌ ๐›๐ซ๐จ๐ค๐ž๐ง, ๐ข๐ญ ๐ข๐ฌ ๐ข๐ง๐œ๐ซ๐ž๐๐ข๐›๐ฅ๐ฒ ๐๐ข๐Ÿ๐Ÿ๐ข๐œ๐ฎ๐ฅ๐ญ ๐ญ๐จ ๐ซ๐ž๐ฌ๐ญ๐จ๐ซ๐ž.

I once employed someone whom I genuinely cared for. I didnโ€™t just pay them a salaryโ€”I looked after them, supported them, and wanted them to succeed. Sadly, my kindness became a weakness in their eyes, and they began to take advantage of it. They started stealing from me. Interestingly, before I even discovered it, I would repeatedly dream that they had broken in and stolen from me.

What they failed to realize was that they were stealing from the very source that was providing for them.

Stealing, however, is not always about taking money or physical property. Sometimes we steal in less obvious ways. We steal time.

As employees, we steal from our employers when we neglect the responsibilities we were hired to perform. We steal when we spend company time on personal errands, social media, or private business instead of focusing on the work we are being paid to do. We steal when we are absent without good reason yet still expect a full salary.

Integrity is doing what is right even when no one is watching.

Many people are praying for the very job we already have. The least we can do is honor that opportunity with commitment, diligence, and excellence. Every employer deserves an honest dayโ€™s work for an honest dayโ€™s pay, just as every employee deserves to be treated with dignity and fairness.

Loyalty and integrity have a way of opening doors that talent alone cannot. Protect the opportunity that feeds you. Be faithful with what has been entrusted to you, because faithfulness is often the bridge to greater opportunities.

โ€œ๐๐ž๐ฏ๐ž๐ซ ๐๐ž๐ฌ๐ญ๐ซ๐จ๐ฒ ๐ญ๐ก๐ž ๐ก๐š๐ง๐ ๐ญ๐ก๐š๐ญ ๐Ÿ๐ž๐ž๐๐ฌ ๐ฒ๐จ๐ฎ. ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ ๐ข๐ญ, ๐ฌ๐ž๐ซ๐ฏ๐ž ๐ข๐ญ ๐Ÿ๐š๐ข๐ญ๐ก๐Ÿ๐ฎ๐ฅ๐ฅ๐ฒ, ๐š๐ง๐ ๐ข๐ญ ๐ฆ๐š๐ฒ ๐จ๐ง๐ž ๐๐š๐ฒ ๐›๐ž๐œ๐จ๐ฆ๐ž ๐ญ๐ก๐ž ๐ก๐š๐ง๐ ๐ญ๐ก๐š๐ญ ๐ž๐ฅ๐ž๐ฏ๐š๐ญ๐ž๐ฌ ๐ฒ๐จ๐ฎ.โ€

*FINAL DAY TONIGHT @ 7PM* _The Financial Road Map of Your 20s_ wraps up *tonight*!  *Topic: Financial Planning and Layou...
23/07/2026

*FINAL DAY TONIGHT @ 7PM*

_The Financial Road Map of Your 20s_ wraps up *tonight*!

*Topic: Financial Planning and Layout*

Learn how to structure your finances, set clear goals, and build a plan that works for your 20s and beyond.

*JOIN THE SESSION HERE*:
https://meet.google.com/uof-jbhb-mrx

*Time*: 19:00 โ€“ 20:00hrs | *Venue*: Online

Facilitated by *ZATU Financial Consultants under Mr. Munyumba Mutwale*

Hosted by *Business and Careers Ministry*

*For*: Youth, Students, Young Professionals & Entrepreneurs from age 18

*KNOW SOMEONE WHO NEEDS THIS?*
Tag them and invite them to join the final session with us ๐Ÿ‘‡

*JOIN OUR COMMUNITY*:
๐Ÿ“ข WhatsApp Channel:
https://whatsapp.com/channel/0029Vb6FdmELdQeie7ZAHg3f

Info: WhatsApp +260962264121

๐“๐ก๐ž ๐€๐๐ฏ๐ข๐œ๐ž ๐˜๐จ๐ฎ ๐ˆ๐ ๐ง๐จ๐ซ๐ž ๐Œ๐š๐ฒ ๐‚๐จ๐ฌ๐ญ ๐˜๐จ๐ฎ ๐˜๐จ๐ฎ๐ซ ๐…๐ฎ๐ญ๐ฎ๐ซ๐ž.โ€When people reach out to advise you, donโ€™t automatically assume they dis...
23/07/2026

๐“๐ก๐ž ๐€๐๐ฏ๐ข๐œ๐ž ๐˜๐จ๐ฎ ๐ˆ๐ ๐ง๐จ๐ซ๐ž ๐Œ๐š๐ฒ ๐‚๐จ๐ฌ๐ญ ๐˜๐จ๐ฎ ๐˜๐จ๐ฎ๐ซ ๐…๐ฎ๐ญ๐ฎ๐ซ๐ž.โ€

When people reach out to advise you, donโ€™t automatically assume they dislike you or are against you. More often than not, people offer advice because they genuinely care about you and want the best for your life. Unfortunately, many of us misinterpret correction as hatred or guidance as disrespect.

The truth is, those who advise us have often walked the same path, made similar mistakes, or simply have the benefit of experience. There is wisdom in the African proverb: โ€œWhat an old man sees while sitting, a young person cannot see even while standing.โ€

Over the years, I have watched many capable people struggleโ€”not because they lacked talent or opportunity, but because they refused to listen to wise counsel. Pride has a way of convincing us that we already know enough, when in reality, humility opens the door to growth.

The Bible reminds us, โ€œWhere there is no guidance, a people falls, but in the multitude of counselors there is safety.โ€ (Proverbs 11:14)

Seeking advice is not a sign of weakness; it is a sign of wisdom. You donโ€™t have to learn every lesson through pain. Sometimes, someone elseโ€™s experience can save you years of regret.

Choose humility over pride. Listen before you dismiss. The advice you resist today may be the very wisdom that changes the course of your tomorrow.

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