18/10/2026
At the 4th FXB Payment Summit held in Dubai last week, our Chief Business Officer, Mir K Rasool, delivered a thought-provoking keynote on the evolving cross-border payments landscape and the opportunities and challenges facing exchange houses in an increasingly digital-first world.
As competition intensifies and customer expectations evolve, exchange houses must move beyond traditional mindsets, the way forward is to adapt, innovate, and lead the next phase of the industry.
Key priorities highlighted in his keynote included:
as a Strategic Advantage: Leveraging decades of customer trust to strengthen engagement, build loyalty, and drive sustainable growth.
Transformation: Embracing digital-first strategies, financial innovation, and omnichannel capabilities to deliver seamless customer experiences.
, Leadership & Mindset: Breaking away from bureaucratic mindsets to build an open, inclusive culture where leaders at every level engage and empower people, recognise talent, and encourage innovation and accountability.
Go-to-Market Strategy: Aligning products, channels, and engagement strategies with evolving customer demographics, preferences, and expectations.
& Collaboration: Moving beyond legacy models towards greater flexibility, ecosystem connectivity, and scalable solutions.
with Trust: Harnessing AI to improve efficiency, reduce friction, and enhance customer experiences while maintaining security and trust.
The future of cross-border payments will be shaped not by technology alone, but by how effectively the industry combines trust, innovation, customer understanding, empowered people, and strategic ex*****on.
For exchange houses, the opportunity is clear: build on the trust of decades, embrace digital innovation, stay close to customers, and make continuous transformation a way of life.
A sincere thank you to the FXB Payments Summit team for bringing industry leaders together for an insightful and forward-looking discussion.