26/05/2026
You think you closed the deal, but you really just punted a disaster into the box.
If you penciled a payment without identifying a lender, bridged a $50 gap by just assuming the bank would buy it, and buried negative equity without explaining it to the customer, you didn’t do your job.
F&I is not where deals are structured; it’s where they are supposed to be finalized. When the box gets ugly and the customer is sitting there for two hours, everyone blames the finance manager. The truth? Finance just inherited your sloppy, lazy desk work.
Are you spinning real deals, or just handing off grenades? Drop your thoughts below