Matthew Joraslafsky - Keylend

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Matthew Joraslafsky - Keylend I help clients get the right loan—first home, refi or investment—through clear, honest advice. No fluff, no delays—just real help that gets results.

I offer personal, ongoing support, plain-English guidance, and fast, reliable service Australia-wide. Authorised Credit Representative of Assured Home Loans Pty Ltd. Credit Representative Number 485056. ACN 066 462 977. Australian Credit Licence Number 389483.

The rent helps pay the loan. Until there’s a gap between tenants.Loan repayments and property expenses keep coming, even...
14/10/2026

The rent helps pay the loan. Until there’s a gap between tenants.

Loan repayments and property expenses keep coming, even when the property is empty.

Before buying, check how your budget would handle a vacancy, an unexpected repair or both at once.

Let’s look at the borrowing costs with some breathing room built into the numbers.

General information only, not investment or tax advice. Finance is subject to assessment and lender criteria.

A balloon payment is a lump sum due at the end of some car loans. It can make the regular repayments smaller but that fi...
12/10/2026

A balloon payment is a lump sum due at the end of some car loans.

It can make the regular repayments smaller but that final amount still needs paying. Selling the car might not cover it and getting another loan isn’t guaranteed.

Before saying yes, check the repayments, total cost and what’s due at the finish line.

Got a car finance quote? Let’s take a look.

General information only. Finance is subject to assessment and lender criteria.

$80,000 saved doesn’t mean an $80,000 deposit. Buying costs like legal fees, inspections and any stamp duty may come fro...
09/10/2026

$80,000 saved doesn’t mean an $80,000 deposit.

Buying costs like legal fees, inspections and any stamp duty may come from the same savings.

Plan for three things: your deposit, buying costs and a buffer for life after settlement.

Let’s check the numbers before you make an offer.

General information only. Eligibility and lending criteria apply. Fees and charges may apply.

Australia’s national Home Value Index fell 1.1% in September, marking the sixth month in a row of declines. Every capita...
06/10/2026

Australia’s national Home Value Index fell 1.1% in September, marking the sixth month in a row of declines. Every capital city except Darwin recorded a fall.

So, what could that mean for you?
• Buying? Softer prices and less competition may give you more choice and negotiating power.
• Already own? Changes in value could impact your equity and refinancing options.
• Investing? Lower prices may open up opportunities, but interest rates, holding costs and cash flow still matter.

Thinking about your next move? Get in touch and we can look at what the current market could mean for your plans.

General information only. It does not take into account your objectives, financial situation or needs.

Buying your first home in South Australia can feel like a big project, but it becomes much easier when you have the righ...
01/10/2026

Buying your first home in South Australia can feel like a big project, but it becomes much easier when you have the right information.

I share practical tips and updates to help you understand the process, including:
* how borrowing power is assessed
* what lenders may look for in your savings history
* the common costs to plan for before you buy

I also explain key terms in plain English, so you can feel more confident when you start comparing your options.

A balanced reminder, buying your first home is a big commitment, so it is worth looking at repayments, upfront costs, and your long-term budget before making a decision.

Follow me for more tips and updates, and message me if you would like personalised guidance.

Even profitable businesses can experience periods where money going out doesn’t line up perfectly with money coming in.W...
01/10/2026

Even profitable businesses can experience periods where money going out doesn’t line up perfectly with money coming in.

Working capital finance may help eligible businesses manage short-term expenses, seasonal demand or temporary cash flow gaps.

The right option depends on your business needs, financial position and how the funding will be used.

The RBA has raised the cash rate to 4.60%, its fourth increase this year.Inflation is still running high, which is keepi...
29/09/2026

The RBA has raised the cash rate to 4.60%, its fourth increase this year.

Inflation is still running high, which is keeping pressure on rates.

For home buyers, that can mean lower borrowing power and higher repayments.

For homeowners, variable repayments may rise again, while fixed-rate borrowers should keep an eye on when their fixed term ends.

If you’re unsure what this means for your home loan or property plans, message us today.

Backing your team takes passion. Backing your next financial move takes a plan. Here’s to a cracking finals season! ...
25/09/2026

Backing your team takes passion. Backing your next financial move takes a plan.

Here’s to a cracking finals season!

Your deposit is only one part of the homebuying budget.You may also need to allow for costs such as government charges, ...
22/09/2026

Your deposit is only one part of the homebuying budget.

You may also need to allow for costs such as government charges, conveyancing, building and pest inspections, lender fees and moving expenses.

Planning for these early can help you avoid unexpected costs along the way.

Speak with us to get a clearer picture of what to budget for.

Business growth can come with some big upfront costs. Opening another location, upgrading equipment, increasing capacity...
17/09/2026

Business growth can come with some big upfront costs.

Opening another location, upgrading equipment, increasing capacity or investing in new opportunities may all require additional funding.

Commercial finance can provide different ways to fund expansion while helping you manage business cash flow.

Speak with us about the options available for your next stage of growth.

Address

81 The Parade, Norwood
Adelaide, SA
5067

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 9am - 9pm
Sunday 9am - 9pm

Telephone

+61420989259

Website

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