Andrew Romano

23/10/2026

Renting a spare room or a granny flat can help with the mortgage. It can also cost you part of your main residence CGT exemption when you sell.

The taxable share is worked out by floor area and time, and if you start renting years after moving in, you are generally treated as buying the home at its market value on that date. Family granny flat arrangements have their own exemption, but it only covers the arrangement itself, not the later sale.

How it works and what to do first: https://www.ftconsultants.com.au/renting-part-of-your-home-granny-flat-cgt/

22/10/2026

Australia’s property market is facing a messy mix of rising RBA rates, weaker borrowing power, inflation, higher oil prices and recession concerns. But is a property crash really coming? 🏠📉

In this episode, Andrew Romano is joined by Rocco from Boston Global Wealth to unpack what these pressures could mean for property, shares, super and the wider Australian economy.

They also explore the investment opportunities emerging across artificial intelligence, data centres, critical minerals, rare earths, copper, bonds and commercial property.

Watch the full episode here:
https://youtu.be/lBJaKW9p8TM

Do you think Australia is heading for a longer property downturn, or will lower rates and policy changes support the market again? Share your view below.

General information only. This is not personal financial advice. Always do your own research and consider speaking with a licensed financial adviser before making investment decisions.

Is Australia heading for a property crash?In this episode, we unp...

21/10/2026

Using money from your company to pay a property deposit is common. It is also one of the easiest ways to trigger an unexpected tax bill.

Under Division 7A, a payment or loan from a private company to a shareholder or their family can be treated as an unfranked dividend, unless it is repaid or put under a complying loan agreement before the company's tax return is lodged. The 2026-27 benchmark interest rate is 8.77%, and the 25-year secured loan option is harder to qualify for than most people expect.

What to check before the money moves: https://www.ftconsultants.com.au/using-company-funds-for-property-deposit-division-7a/

21/10/2026

You’re thinking about buying an investment property. Okay. What do you need to work out first?

What can you borrow? What will it cost you each month? And how do the tax changes affect the property you’re considering?

Keaton Howard and I are running a live webinar next Wednesday to talk through those questions.

If you’re looking at your first investment or deciding what to do next, come along.

Wednesday 28 October, 7–8:30 pm Sydney time.

Register here: https://invest.newstepproperty.com.au/webinar-28-october-2026 -register

General information only, rather than advice for your individual circumstances.

Revisit your assumptionsExplore the post-Budget questions investors are asking, and separate headlines from the decisions that need individual attention.

14/10/2026

Australia’s property market is feeling the pressure. 🏠📉

Mortgage repayments are rising, borrowing power has fallen sharply and negative headlines are making buyers increasingly cautious.

In this episode, Keaton joins me to explain how a borrowing capacity of $1.2 million could fall to between $700,000 and $770,000, why property professionals are feeling the pinch and why refinancing enquiries increase after every rate rise.

We also discuss what the current market conditions mean for first home buyers, property owners and investors, and the practical steps you can take next.

Watch the full episode here: [https://youtu.be/WsceDsctgCc?si=jFQ2fmAjV6pq8cp-](https://youtu.be/WsceDsctgCc?si=jFQ2fmAjV6pq8cp-)

Has your borrowing power or mortgage repayment changed since rates began rising?

Share your experience below.

General commentary and opinion only. This is not financial, tax, legal, credit or investment advice.

Australia’s property market is under pressure.Higher interest rat...

10/10/2026

Negative gearing reform is moving. Who’s grandfathered, what changes from 1 July 2027, and what high-income investors should fix now.

How the enacted 2027 negative-gearing reform affects new builds, later established-home acquisitions and grandfathered property.

07/10/2026

Treasury’s exposure draft for the proposed 30% minimum tax on discretionary trusts adds real detail beyond the Budget — including an election that lets some trusts sit outside the tax. What’s actually new.

Treasury's exposure draft for the 30% trust minimum tax adds a new election, a tighter fixed trust test and sharper rules than May's Budget announcement gave.

05/10/2026

A new instant deduction of up to $1,000 for work-related expenses starts from 2026–27. How it works, who benefits most, and what to do differently at tax time.

The page you were looking for is not here. Browse our business, trust and SMSF services, or get in touch.

04/10/2026

Queensland land tax notices are out for 2026–27. Checklist: landholdings, taxable value, exemptions, and when to contact QRO.

Check landholdings, taxable value, exemptions and owner details on a Queensland 2026–27 land-tax assessment notice.

02/10/2026

New ATO figures confirm 2025–26 was a record year for SMSF establishment. What’s driving growth, and how it intersects with August’s SMSF property borrowing changes.

Rising LVRs, cheaper refinancing and growing lender competition are pushing more Australians to buy property through their SMSF ahead of 2026.