A.F.M Group Pty Ltd

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A.F.M Group Pty Ltd Asset Funding Consultancy For Residential & Commercial Properties! Assets & Funds Management Group is your go to Mortgage Broker for Bella Vista.

We offer a large range of services including; Refinancing, Home Loans and Commercial Loans. Based in Bella Vista we service the surrounding areas including; Kellyville, Norwest, Glenwood, Kings Langley, Parklea and Acacia Gardens.

16/10/2026

I compared what 30 lenders would charge on a $700,000 loan. 👇

Most expensive (market average): 6.93%
Cheapest available right now: 5.69%
Gap: $8,680 every year.

That money is either in your lender’s pocket or yours.
Right now it’s theirs.

The 5.69% rate is real. Available today.
Finding it takes 20 minutes. Costs nothing.

DM us 8680 — free rate check.
📞 1800 560 640

14/10/2026

🏡 Your bank isn’t your only option. Have you compared your home loan lately?

Your current home loan might not be the most suitable option for your needs today.

Whether you’re a homeowner considering refinancing, a first-home buyer planning your next move, or looking to invest in property, comparing your options is a smart place to start.

At AFM Group AU, we help you explore home loan options across 30+ lenders, based on your circumstances and goals.

📩 DM us “REVIEW” to start a conversation about your home loan options.

Save this Reel and share it with someone planning to buy a home!

PropertyInvestmentAustralia

12/10/2026

4 rate hikes. $90,000 less borrowing power. This year. 📉

That’s the cumulative impact of February, March, May and September’s hikes.

But here’s what people miss: not all lenders calculate capacity the same way.
Some will lend you $30,000–$50,000 more than others on the same income.
Finding that lender is exactly what a broker does. For free.

DM us 90K — we’ll find your actual number. 📞 1800 560 640

09/10/2026

Today your repayments got higher. 📱

All four major banks passed on the full 0.25% — effective today, 9 October.
Average $731K mortgage: +$110/month. $1,320/year. Every year.

3 things to do today:
1. Check your new rate in your lender’s app
2. Compare it — some lenders still under 6%
3. DM us TODAY — we’ll check it for free

November hike: still 20% possible.
Next chance to act before that: right now.

DM TODAY or call 📞 1800 560 640. Free.

07/10/2026

Sydney rent vs mortgage — October 2026. 📊

Average rent: $3,300/mo | Up 5.7% this year
Average mortgage ($731K): ~$4,400/mo

Yes, buying costs more monthly.
But you’re paying into something that’s yours.

With the First Home Guarantee — you may only need $40K upfront.
Not $146K. $40K.

DM us NUMBERS — we’ll run your actual figures. Free.

05/10/2026

This or That — Sydney property edition 🏠

Drop your answers for each round below 👇
(Round 1 / Round 2 / Round 3 / Round 4)

We’ll respond to every answer.
And yes — there’s a right answer for Round 2 😅

DM us THISORTHAT for a free chat about your situation.
📞 1800 560 640

02/10/2026

The cash rate just hit 4.60%. Here’s the calm, practical guide to what you do now. 📋

Save this. Send it to someone who needs it.

STEP 1 — Find your EXACT rate
Not approximately. Exactly. Call your lender. Check your statement. Write it down.
(Most people have never actually done this.)

STEP 2 — Compare it to the market
The lowest variable rate currently available sits around 5.93%.
The average existing big-four customer rate is above 6.50%+.
If yours is above 6.50%, a better deal almost certainly exists.

STEP 3 — Negotiate or switch
Option A: Call your lender. Quote a competitor rate. Ask them to match it. Many will.
Option B: Refinance to a new lender. Typically saves more. Takes 3–5 weeks.
A broker handles all of it — for free.

STEP 4 — Clean up before applying
Close Afterpay/BNPL accounts. Don’t apply to multiple lenders yourself.
Gather your payslips and bank statements. A broker tells you exactly what you need.

STEP 5 — Don’t panic. Act.
Panic leads to bad decisions. One conversation changes what’s possible.

📩 DM us GUIDE — calm, honest free review.
📞 1800 560 640 | afmgroup.com.au

Send this to someone who needs it today 👇

—
Rate data: Canstar, post-hike September 2026. Indicative figures.
AFM Group — FBAA Accredited Mortgage Brokers.

RateHike
4point60 SydneyProperty HillsDistrict RouseHill
MortgageBrokerSydney Refinance HomeLoanGuide CalmAndPractical

Rock, paper, scissors… or the right home loan? 🪨📄✂️🏠Your mortgage doesn’t have to feel like a guessing game.From finding...
01/10/2026

Rock, paper, scissors… or the right home loan? 🪨📄✂️🏠

Your mortgage doesn’t have to feel like a guessing game.

From finding the right home loan and understanding your borrowing power to getting your documents sorted and comparing loan options, having the right mortgage broker by your side can make the process a whole lot easier.

Because buying a home isn’t just about chasing the lowest interest rate — it’s about finding a loan that fits your goals, your finances and your future. 🔑

Thinking about buying, refinancing or investing?
Let’s make your next move a little easier.

📩 DM AFM Group to chat about your options.


Mortgage Advice, Home Loan Advice, First Home Buyer, First Home Buyers, Property Australia, Australian Property, Home Buying, Refinancing, Refinance Home Loan, Mortgage Tips, Loan Options, Sydney Mortgage Broker, NSW Mortgage Broker, Sydney Property, Property Finance

29/09/2026

It’s official. The RBA raised the cash rate to 4.60%. 🚨

Fourth hike in 2026. The highest cash rate in 15 years.
100 basis points of tightening added this year alone.

On a $750,000 variable home loan, today’s decision adds approximately
$114 per month to your repayments — on top of everything already absorbed.

Your lender will announce their rate increase within 24 hours.
Most will pass on the full 0.25%.

But here’s the thing nobody’s saying:

The gap between what loyal customers pay and what competitive lenders
are offering has never been wider. Some lenders are pricing rates that
effectively sit below the old 4.35% cash rate — even after today’s move.

The hike happened. Your response to it is the variable.

Type A: absorbs it, does nothing, pays more every month.
Type B: reviews their rate, compares 30+ lenders, finds the best deal available.

We help you be Type B. For free.

📩 DM us 460 — free rate review today. We’re responding to every DM.
📞 1800 560 640 | afmgroup.com.au

How are you feeling about today’s decision? Tell us below 👇

—
Source: RBA Monetary Policy Decision, 29 September 2026. rba.gov.au
Indicative repayment figures. AFM Group — FBAA Accredited Mortgage Brokers.

#460 AFMGroup HomeLoans
FBAA InterestRates SydneyProperty HillsDistrict RouseHill
MortgageBrokerSydney Refinance September2026 Emergency

28/09/2026

Tomorrow at 2:30 PM, the RBA announces its September decision. 📅

33 of 34 economists expect a 25bp hike to 4.60% — the highest cash rate
since 2011. That would be the fourth hike in 2026, adding $114/month
to a $750,000 variable home loan.

But that’s not even the full story.

ANZ is forecasting a SECOND hike in November — taking the cash rate to
4.85% by Christmas. The highest since 2008. And tomorrow’s Q3 CPI data
(releasing the day after the decision) could make November even more likely.

Before 2:30 PM tomorrow — do you know your exact home loan rate?
Do you know if there’s a better deal available right now?

If the answers are no — DM us TOMORROW. Free 20-minute check today.
We compare 30+ lenders and tell you exactly where you stand.

📞 1800 560 640 | afmgroup.com.au

👆 Save this post — we’re posting the full reaction within 90 minutes
of tomorrow’s announcement.

What’s your gut feeling — hike or hold? Comment below. 👇

—
Economist forecasts: Reuters poll, 26 September 2026.
Repayment figures indicative only. AFM Group — FBAA Accredited Mortgage Brokers.


FBAA Rate Hike Sydney Property Hills District Rouse Hill
Mortgage Broker Sydney Refinance Interest Rates 4point60

Address

12/4A Meridian Place
Sydney, NSW
2153

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

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