Executive Strategies

15/09/2026

Offset accounts have long helped borrowers reduce interest while preserving access to capital. However, recent changes to negative gearing and capital gains tax may prompt some investors to rethink how debt is structured across their balance sheet.

Our latest article explores the role offset accounts can play in supporting financial flexibility and long-term planning.

For many successful Australians, the wealth-building formula has been relatively straightforward. Build income, reduce non-deductible debt, invest sensibly and allow time to do the heavy lifting. For executives, business owners and high-income professionals, this has often meant directing surplus ca...

20/08/2026

Many successful executives discover that financial readiness and retirement readiness are not always the same thing.

Research suggests that wellbeing in retirement is influenced by far more than wealth alone. Purpose, relationships, routine and a sense of contribution all play an important role in shaping the years ahead.

In this article, James Marshall examines why the transition into retirement may require just as much attention as the financial strategy supporting it.

Read more: https://executivestrategies.com.au/2026/07/the-second-act-why-successful-executives-need-more-than-a-retirement-plan

05/08/2026

For many executives, retirement planning begins with financial goals. The focus is often on superannuation balances, investment performance, tax outcomes and the question of whether enough capital has been accumulated to support the next stage of life.

As Australians live longer and retirement spans several decades, the conversation is beginning to shift from whether someone can afford to retire to whether they are genuinely prepared for what comes next.

Read more in our latest article.

Many executives spend years preparing financially for retirement but less time preparing for life after work. Explore what truly drives retirement success.

30/07/2026

Superannuation plays a significant role in wealth accumulation for many professionals. However, as balances grow, the way additional wealth is directed becomes increasingly important.

Recent changes and proposed measures relating to higher superannuation balances, including Division 296, have increased focus on how executives and business owners manage their money across different structures, particularly where additional tax may apply at higher thresholds.

In this context, some individuals may consider how to support adult children earlier, and whether part of that support may be directed through superannuation.

Want to learn more, read our latest article here: https://executivestrategies.com.au/2026/07/helping-the-next-generation-supporting-adult-children-in-a-changing-tax-environment

Superannuation

16/07/2026

For many executives and professionals, the question is no longer whether to help their children financially, but how to do so in a way that considers potential tax implications and future flexibility.

With the introduction of the Division 296 tax on superannuation balances above $3 million, along with proposed tax changes from the 2026 Federal Budget, many people are rethinking how and when wealth is transferred.

Read more in our latest article here: https://executivestrategies.com.au/2026/07/helping-the-next-generation-supporting-adult-children-in-a-changing-tax-environment/

For many executives and professionals, the question is no longer whether to help their children financially, but how to do so in a way that considers potential tax implications and future flexibility.

24/06/2026

Launching a consultancy is a bold move, but with careful preparation, clear goals, and the right support, it can be the most rewarding phase of your career. Whether you are planning months in advance or responding to unexpected change, now is the perfect time to take control of your future.

If you are considering consultancy in 2026, start your planning today. More in our recent article here: https://executivestrategies.com.au/2026/04/how-to-transition-from-employee-to-consultant-with-confidence/

09/06/2026

From 1 July 2026, payday super will commence. Employers will be required to pay Superannuation Guarantee contributions at the same time as salary and wages, with contributions required to reach the employee’s super fund within seven days of payday.

Are you ready? More here: https://executivestrategies.com.au/2026/04/superannuation-changes-from-1-july-2026-what-executives-and-professionals-need-to-revisit-now/

28/05/2026

Super is changing from 1 July 2026… but it is not just one change.
Contribution caps are increasing. Balance thresholds are shifting.
Payday super is being introduced. And timing rules are changing in ways many people have not yet considered.

On their own, these updates are straightforward. In combination, they can materially change how and when you contribute, and how your long-term strategy plays out.

Read more here:

From 1 July 2026, a series of superannuation changes will make contribution timing, balance thresholds and planning decisions more important than they have been in recent years. Increases to contribution caps, higher balance thresholds, the introduction of payday super and changes to contribution ti...

14/05/2026

The Federal Budget 2026–27 introduces a series of proposed tax and structural changes that may influence how wealth is accumulated, held and ultimately realised over time. These measures are particularly relevant where executive share schemes, business ownership structures, property investment and long term growth assets outside superannuation form a significant part of overall wealth.

Read more in our Budget summary here: https://executivestrategies.com.au/2026/05/federal-budget-2026-27-what-the-proposed-changes-may-mean-for-executives-investors-and-business-owners/

The Federal Budget 2026–27 introduces a series of proposed tax and structural changes that may influence how wealth is accumulated, held and ultimately realised over time. These measures are particularly relevant where executive share schemes, business ownership structures, property investment and...

13/05/2026

The start of a new financial year often brings ideas and fresh change. For many professionals, launching a consultancy is high on the list. It offers flexibility, independence, and the opportunity to leverage years of experience in a way that truly reflects your expertise.

But success does not happen by chance. Starting a consultancy is more than registering a business name and securing clients, it is about creating strong foundations, both personally and professionally, so you can thrive from day one.

Read more in our latest article here: https://executivestrategies.com.au/2026/04/how-to-transition-from-employee-to-consultant-with-confidence/

The start of a new financial year often brings ideas and fresh change. For many professionals, launching a consultancy is high on the list. It offers flexibility, independence, and the opportunity to leverage years of experience in a way that truly reflects your expertise. But success does not happe...