East Coast Finance

17/06/2026

⚠️ Renovations that could lower your home’s value ⚠️⁣
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There’s a lot at stake with home renovations - just because you spend money on home improvements, doesn't guarantee it will increase its value.🛠️⁣
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Homewares retailer Cooper & Co says more than one-in-three Aussies have renovation regrets. 😬⁣
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Some projects could even wipe up to $36,000 off your home’s value, they say. ⁣
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Prime culprits can include poor-quality laminate flooring, dark finishes that don’t have wide appeal, and open-plan designs that lack privacy. ⁣
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They suggest to skip here-today-gone-tomorrow trends, and instead pick reno options that are more timeless choices. ⏳⁣
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They’re more likely to appeal to buyers and protect long-term value. 🏡⁣
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Looking at renovating your place in 2026? Contact us for ways to fund your home improvements. 👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

15/06/2026

🏡 Keen to buy a home? Here's how to know you won't be stretched 🏡⁣
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Over 1-in-10 first home buyers plan to buy in the next 12 months. ⁣
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And almost 1-in-3 want to buy but they’re unsure if they’re financially ready. ⁣
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So, what are the signs that show you’re home-loan-ready right now? 💡⁣
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First, you usually have to have a stable job with a steady income. 💼⁣
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Next, you'll want at least a 5% deposit. You could qualify for the 5% Deposit Scheme. ⁣
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Finally, do you feel ready to commit to a place of your own? 🏠⁣
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Ticked all the boxes? ✅⁣
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Talk to us and we'll help you assess your borrowing power to see if you're ready to become a home owner. 👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

12/06/2026

☕ 5% Deposit Scheme helps 300,000+ first home buyers ☕⁣
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There are no waitlists. ⁣
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No income limits. ⁣
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No place limits. ⁣
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And you’re free to buy an established home or build a new place. ⁣
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DM us to find out if you're eligible for the 5% Deposit Scheme and bring forward your home-buying plans. 👇⁣
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To find out more, DM us or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

11/06/2026

Worried you’ll still be paying off your mortgage in retirement? New research shows you’re not alone. Here are five tips to help clear the slate before you hang up your work boots. 🥾

Want to purchase or refinance a home in Warners Bay? East Coast Finance Group offers loans for homes, investments, construction and more. Call now!

10/06/2026

🏡 Offset accounts surge as homeowners aim to beat rising rates 🏡 ⁣
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Looking for potential ways to beat higher interest rates?⁣
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You're not alone. One of Australia’s big 4 banks, NAB, says they're seeing the uptake of offset accounts “surge”. ⁣
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Here's how they work.⁣
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Instead of being paid interest on the money in the linked offset account, the balance is deducted from your mortgage when loan interest is calculated. ⁣
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And that’s just the first way you can save on interest. 💰⁣
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Because you're paying off more of the principal each month, that allows you to chip away at your home loan balance quicker, which in turn can also help you save on interest over the long run. ⁣
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Call us to see if an offset account could be suited to your needs. 👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

08/06/2026

💰 What is the average first home buyer deposit? 💰⁣
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Buying a home to live in? ⁣
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The average home deposit is $173,000 according to Money.com.au. 🏡⁣
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That’s a big chunk of cash. ⁣
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Not surprisingly, it takes first home buyers 10 years on average to save a 20% deposit, based on analysis by ANZ and CoreLogic. ⏱️⁣
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But why wait that long? 🤔⁣
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The 5% Deposit Scheme could help you fast track your home buying plans. ⁣
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It lets you buy with 5% deposit and avoid the cost of lenders mortgage insurance. 🏠⁣
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Interested? Get in touch and we'll help you find out if you're eligible.👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

05/06/2026

📱 Gen Zs urged to skip influencer advice 📱⁣
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Here’s a worrying stat: two-thirds of Gen Zs (18–28) are turning to social media for financial information and help.* ⁣
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Trouble is, influencer ‘help’ isn’t always high quality, trustworthy or based on personal needs. ⁣
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DM us today for tailored support and guidance when exploring your finance options for buying a home or car. 👇⁣
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To find out more, DM us or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]
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* ASIC research

04/06/2026

House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for homebuyers. 🏡

Want to purchase or refinance a home in Warners Bay? East Coast Finance Group offers loans for homes, investments, construction and more. Call now!

03/06/2026

📢 Why 77% of borrowers use a broker for a helping hand 📢 ⁣
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Not sure if your bank is acting in your best interests when it comes to your home loan?⁣
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Home buyers are increasingly seeking the expert guidance of a broker to navigate the complexity of the lending landscape and proceed with confidence, says peak broker body the MFAA.⁣
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In fact, over the past 6 months, 97% of brokers helped their clients secure a rate saving on their loan, says the MFAA. ⁣
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Whether you're looking to buy, or want to refinance to a potentially lower rate, we'll help you find a lender and loan that genuinely fits your needs. 🎯⁣
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Call us to discover the broker difference. 👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

01/06/2026

🏡 Granny flat boom fuels demand for renovation loans 🏡⁣
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The Aussie backyard is undergoing a makeover. ⁣
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NAB says demand for renovation loans jumped 21% last year. 📈⁣
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And it’s primarily being driven by homeowners planning to install a granny flat. ⁣
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A granny flat can provide extra space, be a source of rental income, or potentially add value to your home. 💰⁣
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But they don’t always come cheap. ⁣
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You could be looking at anywhere from $80,000-$160,000. ⁣
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The good news? 💡⁣
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Your home equity can be a source of funding. ⁣
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Talk to us about financing a granny flat in your backyard. 👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]