East Coast Finance

19/10/2026

🏡 What's the ideal age to move out and buy your own home? 🏡⁣
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Research by Finder shows most Australians believe that by age 31 it’s well and truly time to fly the nest.⁣
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That’s not far off age 33 - the average age for first homebuyers (CommBank data). 🙌⁣
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Living with mum and dad throughout your 20s can have its advantages though, such as saving up more for a first home deposit.⁣
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And there are even federal government schemes, such as the First Home Super Saver Scheme, that can help boost those savings.⁣
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Contact us about pathways to buying your first home. 👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

16/10/2026

🏠 Could your home be negatively geared one day? 🏠⁣⁣
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New negative gearing rules that take effect from mid-2027 only apply to properties purchased after 12 May 2026. ⁣⁣
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So your home could be eligible for negative gearing in the future as an investment property. ⁣⁣
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Chat with your accountant or financial adviser first. ⁣⁣
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And then DM us to understand your finance options. 👇⁣⁣
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To find out more, DM us or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

15/10/2026

What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitate more than 80% of new mortgages. We explain why. 😃

Want to purchase or refinance a home in Warners Bay? East Coast Finance Group offers loans for homes, investments, construction and more. Call now!

14/10/2026

🏗️ Which properties are still eligible for negative gearing? 🏗️⁣
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Under new tax reforms, investors can still negatively gear a property, and claim a 50% CGT discount. 💰⁣
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But only if you buy a newly built place that adds to housing supply. 🏡⁣
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That includes off-the-plan apartments, residential construction on previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house. 🏗️⁣
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Talk to us to find out more. 👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

12/10/2026

🌳 Why regional homes are gaining in popularity 🌳⁣
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Relaxed living, better value and enticing affordability. 🌿⁣
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It’s all driving a trend towards regional living - either out bush or by the sea. 🏡⁣
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The regional median home value of $771,365 is much more affordable than the $1,030,973 median across our cities, according to Cotality research. 📊⁣
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Could a move to the regions help you become a home owner? 💡⁣
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Contact us to find out. 👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

09/10/2026

📈 Demand for first home buyer loans jumped 16% 📈⁣⁣
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It’s thanks largely to the expanded 5% Deposit Scheme. ⁣⁣
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Gen Z (18-25) has been the biggest benefactor, with Equifax reporting a 23% jump in home loan demand since October. ⁣⁣
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Could the 5% Deposit Scheme help you bring forward your home buying plans? ⁣⁣
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DM us to find out. ⁣⁣
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To find out more, DM us or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

08/10/2026

A fourth rate rise for 2026 has just made checking your home loan rate a priority. But what does a ‘good’ rate look like right now? We reveal what’s currently a competitive rate, and how you may be able to land one.

Want to purchase or refinance a home in Warners Bay? East Coast Finance Group offers loans for homes, investments, construction and more. Call now!

07/10/2026

🙌 The strategy that's struck a chord with 300,000+ first home buyers 🙌⁣
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The 5% Deposit Scheme has made home ownership possible for over 300,000 Australians.⁣
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In a nutshell, you buy with as little as a 5% deposit. 😮⁣
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The federal government guarantees your loan.⁣
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That means no lenders mortgage insurance is needed - a big saving. 👍⁣
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Contact us to find out if you’re eligible. 👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

05/10/2026

🏗️ How to still make use of negative gearing 🏗️⁣
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Negative gearing isn’t dead. It’s just different. 💡⁣
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Investors can still benefit from negative gearing on newly built properties. 🏡⁣
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It’s an option that can also mean higher depreciation deductions. ⁣
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Seek advice from your accountant and/or financial adviser to see if it's right for you.⁣
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And if so, contact us to explore your investment home loan options. 👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

02/10/2026

📈 Home loan rate rising? Here are your options 📈⁣⁣
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Three consecutive rate hikes have wiped out last year’s rate cuts. But you don't have to just wear the higher interest rate. ⁣⁣
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Competition is heating up for your business among lenders - so it might be time to shop around? ⁣⁣
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Talk to us about refinancing. We’ll cast our net wide to help you save on interest. 👇⁣⁣
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To find out more, DM us or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]