East Coast Finance

03/09/2026

Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could be a cue for homeowners to plan rather than panic. 😎

Want to purchase or refinance a home in Warners Bay? East Coast Finance Group offers loans for homes, investments, construction and more. Call now!

02/09/2026

🌸 Hello Spring buying season! 🌸⁣
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The days are warmer, gardens are in bloom. 🌿⁣
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We’re in the busy Spring selling season! 🏡⁣
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This can put home buyers in the hot seat as fresh listings hit the market. 📈⁣
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Talk to us about your property goals.⁣
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From first home concessions to loan pre-approval we’ve got you covered this Spring! 👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

31/08/2026

🏡 Could multi-gen living help you onto the property ladder? 🏡⁣
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Searches for “dual-occupancy” homes have skyrocketed 385% in the past year, according to PropTrack data. 📈⁣
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Searches for “dual-living” are up 100%. 📊⁣
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And interest in granny flats has jumped 30%. 🏠⁣
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DM us to find out how you and your family can team up for an affordable home. 👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

28/08/2026

💡 Negative gearing isn’t dead. It’s just different 💡⁣⁣
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Investors can still use negative gearing on newly built properties. ⁣⁣
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That includes apartments off-the-plan, residential construction on a previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house. ⁣⁣
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Seek advice from your financial adviser or accountant first.⁣⁣
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DM us for finance options. 👇⁣⁣
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To find out more, DM us or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

27/08/2026

Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and how to protect yourself from property settlement scams. 🔎 🏡

Want to purchase or refinance a home in Warners Bay? East Coast Finance Group offers loans for homes, investments, construction and more. Call now!

26/08/2026

💼 How to get a home loan if you’re self-employed 💼⁣
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Over 1.7 million Australians run their own show. ⁣
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It can bring freedom, flexibility and financial rewards. ⁣
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But it may mean jumping through more hoops when it comes to taking out a home loan. 🏡⁣
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You may be eligible for a standard ‘full doc’ loan with just one or two years' financials. 📝⁣
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Or low doc loans can be available if you’re very new to small business. 📊⁣
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The main point is to speak to us to understand your options. 👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

24/08/2026

🛠️ Home renovations are on the rise, but keep an eye on costs 🛠️⁣
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Major bank NAB reports a 16% jump in demand for renovation loans nationally. 📈⁣
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The good news is that building costs have come off recent peaks. 🏡⁣
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But they always have the potential rise again - like they did when fuel prices increased a few months back. ⛽⁣
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The solution can be to build a buffer into your budget, and lock in quotes where possible. 💰⁣
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Talk to us for a renovation loan that can help your project become a reality. 👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]

21/08/2026

⏳ What usually happens after a property downturn?⏳⁣⁣
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Property prices rose 32% on average after each of the eight past downturns*. ⁣⁣
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With the market currently in a lull, buyers could potentially snag a house at a good price.⁣⁣
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But wait too long, and buyer competition could be fierce. ⁣⁣
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Being prepared is key. DM us about pre-approval and get organised today.👇⁣⁣
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To find out more, DM us or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]
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* Domain data

20/08/2026

While rising prices were the talk of the town not so long ago, the tide has started to turn, with property values beginning to soften – but it’s not all bad news for home owners. 🙌

Want to purchase or refinance a home in Warners Bay? East Coast Finance Group offers loans for homes, investments, construction and more. Call now!

19/08/2026

⏳ How hard does the market usually bounce back after a downturn?⏳⁣
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Waiting for property prices to hit a cyclical low could potentially work against home buyers. 🏡⁣
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Domain research shows prices have risen 32% on average after each of the eight past downturns. 📊⁣
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If the market dips now, buyers could potentially purchase a house at a good price. ⁣
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But if you wait too long, the market could pick up again and you could be purchasing when buyer competition is fierce. ⁣
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Being prepared is key. Speak to us today about pre-approval and get started on your property journey. 👇⁣
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To find out more, DM or contact Terry on:

☎️ – 0401 039 039
💻 – [email protected]