Aunindra Raj BACHU Buyer’s Agent Powered by Leverage Listings

09/09/2026

🏠 Australia's housing market recorded its first quarterly value drop since 2022 — here's what's behind it

New ABS data reveals the national residential property market lost $34.1 billion in value over the June quarter, with the total value of Australia's housing stock slipping 0.3% to $12.69 trillion.

The breakdown:
📉 NSW was hit hardest, shedding close to $93 billion in value
📉 Victoria and the ACT also declined
📈 Queensland and WA actually gained value over the same period — a reminder this isn't a uniform national story

What's driving it? Analysts point to a combination of factors — the RBA's recent rate hikes and the federal government's property tax changes are both being cited as dampening investor demand. HSBC has gone as far as revising its price-decline forecast, warning this could become the steepest correction in three decades if conditions persist.

Despite the fall, it's worth keeping perspective: national home values are still roughly $1 trillion (8.5%) higher than this time last year.

What does this mean for you?

If you're an investor or homeowner, this is a market moving in different directions depending on where you are — falling in Sydney and Melbourne, still rising in Perth and Brisbane. Location-specific strategy matters more than ever right now.

💬 Are you seeing this play out in your local market? Let us know in the comments — we'd love to hear what you're noticing on the ground.

Source: Australian Bureau of Statistics (June quarter data), reported via multiple outlets including news.com.au and Smart Property Investment

09/09/2026

🏠 A leading Australian finance commentator just said the quiet part out loud on radio this week.

Two forces are hitting the housing market at the same time: recent interest rate rises, and this year's federal Budget changes to negative gearing. Together, they've been described as a ‘double tap’. Thus, squeezing buyers and investors from both directions.

The debate now raging: is this the start of the biggest property price correction in Australia's history, or a temporary dip before the market steadies?

Here's what we do know:

📊 The Reserve Bank's next move is being watched closely, with economists split on whether rates hold or rise again

📊 Tighter lending rules mean banks can now only allocate a limited share of new loans to high debt-to-income borrowers

📊 Confidence - not just affordability. It is shaping how buyers and sellers are behaving right now

If you're planning to buy, sell, or invest in the next 12 months, this is not the year to guess. It's the year to get informed.

💬 Where do you think the market is headed? Drop your prediction below.

08/09/2026

🏡 Why smart investors choose property to build long-term wealth (and what most people get wrong)

Australian real estate has quietly created more financial security for everyday families than almost any other asset class — and it's not about luck. It comes down to three things working together: capital growth, rental income, and tax advantages.

Here's what makes a titled, ready-to-rent property such a strong wealth-building tool:

✅ Capital growth — Australian property values have historically trended upward over the long term, especially in well-located, high-demand areas
✅ Immediate rental income — unlike off-the-plan purchases, a registered property can start earning from day one, no waiting on construction timelines
✅ Tax benefits — deductions on loan interest, depreciation, management fees, and maintenance can improve your after-tax position
✅ Leverage — property lets you grow a larger asset base using borrowed funds, something few other investments allow at the same scale
✅ Inflation hedge — as living costs rise, rents and property values tend to rise too, protecting your purchasing power over time

Property investment isn't a get-rich-quick move — it's a long-term wealth strategy built on patience, research, and the right guidance.

👉 Thinking about your next move in property? Drop a comment below or send me a message — happy to talk through your options.

07/09/2026

🔨 WINNING BID AT AUCTION? There's no turning back — here's what every buyer needs to know.

Here's the reality most first-time bidders don't fully clock: the moment the hammer falls, you're legally bound. No cooling-off period. No "sleep on it." No second thoughts.

This applies in every Australian state and territory — buy at auction and there is no cooling-off period, and once you're the highest bidder, the contract is unconditional and binding immediately.
NestPath

And it's not just auction day itself. In Victoria, for example, the exclusion also covers purchases made within 3 clear business days before or after a publicly advertised auction — similar rules apply across other states too.
Your Property Guide

✅ So before you raise that paddle, make sure you've ticked off:
🔍 Building and pest inspection — done BEFORE auction day
💰 Finance pre-approved (ideally unconditional)
📝 Contract reviewed by your conveyancer or solicitor
💵 Deposit ready to pay on the spot (usually 10%)

If you can't tick all four boxes with confidence, it's not your auction to bid at yet.

The upside? That same certainty protects sellers too — once you win, the deal is done. No walking away, no renegotiating after the fact.

Auctions reward preparation, not impulse. Get your ducks in a row BEFORE auction day, not after. 🏡

👇 Buying at auction soon? Drop a comment and I'll point you toward what to check first.

06/09/2026

Why savvy investors are eyeing dual key properties 🏠🏠

One property. Two separate living spaces. Two rents.

That's the dual key model in a nutshell — a single title split into two self-contained dwellings, each with its own entrance.

Here's why it's on investors' radar:

💰 Two income streams, one asset. Dual key builds tend to cost less than building two separate dwellings, while still delivering two rents — and keeping ownership simple under one title.
My blog

📊 Stronger depreciation. Two kitchens, two bathrooms and double the fittings can mean stronger depreciation benefits, improving overall returns and reducing holding costs.
Propertybuyersaustralia

🏗️ Policy tailwind. The May 2026 Federal Budget proposes winding back negative gearing on established homes from July 2027 — but new builds keep full negative gearing plus the CGT discount. That's a timing edge for dual key builds right now.
My blog

⚠️ Know the trade-off. These properties sell mainly to investors, not owner-occupiers, which can mean a smaller buyer pool and longer time on market at resale.
Australianpropertyexperts

Bottom line: dual key can boost yield and tax efficiency — but it's a strategy, not a shortcut. Get advice specific to your situation.

📌 Not financial advice. Always speak to your accountant or adviser.

06/09/2026

Happy Father's Day...

05/09/2026

You need to understand Australian AML/CTF laws and compliance...

https://ausfinproperty.com.au/aml-ctf-laws-real-estate-agents-australia/

Understand the importance of AML/CTF laws for real estate agents to combat money laundering and protect the property market.

04/09/2026

AUSFIN PROPERTY...

04/09/2026

Buying unregistered land in Australia — why it can work in your favour:

🏡 Lock in today's price while land is still registering — potential to build equity if values rise before settlement
💰 Stamp duty often calculated on land value only, not house+land (varies by state)
🎯 Extra time to finalise home design, finishes & compare builders before construction starts
📋 Common structure for house & land packages, especially in growth corridors like Sydney

⚠️ Always verify registration timelines — delays can affect build costs & moving dates.

04/09/2026

🏡 Housing Market Update: 5 Months of Decline — But It's Not What You Think

Aussie property prices have now dropped for the fifth month running.

Higher interest rates and recent tax changes are squeezing what buyers can borrow — and it's showing up in the numbers.

Here's the snapshot 👇

📊 National prices dipped 0.2% in August (PropTrack)
📊 We're now 2.7% off the March 2026 high
📊 Still, values are 1.8% higher than this time last year — and up a huge 27.5% over five years

The pullback is widespread. Cotality data shows 93% of capital city suburbs lost value over winter. Homes are taking longer to sell, auction clearance rates are soft, and it's shaping up as a buyer's market — except buyers are hesitant to jump in.

Why's this happening?

The RBA kept the cash rate steady at 4.35% in August after hiking it 75 points earlier in the year. Inflation cooled slightly (3.8% → 3.5%), but underlying price pressures came in hotter than expected — so the Reserve Bank isn't relaxing just yet.

Meanwhile, the economy is holding up: GDP rose 0.4% last quarter, driven by consumer demand and strong mining exports.

So is this a crash?

Not according to the experts. Tight housing supply and a strong jobs market mean any downturn should stay contained. The real turning point will come when confidence returns — and that depends on both inflation and interest rates coming down together.

💬 Are you holding off buying right now, or do you see opportunity in this slowdown? Let us know below!