Where Money Matters

05/06/2024

Lifting Early in the Morning
Start your day with a coffee from the customers drive through.

12/11/2023

Off on another road trip where to today.

07/08/2023

Road trip
Place we go for our clients.

13/10/2019

We have seen time and time again, people who thought that earning MORE would lead to fewer financial problems but as their income increased so too did their money problems!

We hear all too often, bad habits still follow our clients when their income increases, because they didn't make a change in their spending behaviour.

At the Spending Planners Institute we've created the Spending Plan. It meets you at your level of income - even if your income varies weekly. It is 'expenses-based', not 'income-based', allowing you to change those bad habits into good.

Unlike a budget, it looks forwards not backwards. Start a clean financial slate by putting a Spending Plan in place.

It's easy! Use our Find A Spending Planner service in the link in comments.

11/10/2019

If you or someone you know is putting up with money stress it’s time to do something about it. It won’t go away unless some action is taken to solve the problem. Give me a call today

Life holds many unpredictable expenses but not as often as you might think. More of them are predictable than unpredictable and it's easy to take control of predictable expenses. Once you've handled what is controllable and put money aside for the less predictable and less frequent events, you will find money much easier to manage. You will get to do more of the fun things in life with less stress if you allocate money for the more predictable expenses with a systematic approach. Get in touch with a Spending Planner and start your Spending Plan today - www.findaspendingplanner.com

10/10/2019

Life holds many unpredictable expenses but not as often as you might think. More of them are predictable than unpredictable and it's easy to take control of predictable expenses. Once you've handled what is controllable and put money aside for the less predictable and less frequent events, you will find money much easier to manage. You will get to do more of the fun things in life with less stress if you allocate money for the more predictable expenses with a systematic approach. Get in touch and start your Spending Plan today

02/10/2019

Long term finance planning? When you are considering making a significant purchase, don't forget longer term costs in your calculations, e.g. for a swimming pool, factor in the expected life of things such as the pump, the chlorinator, the filter and the liner if it has one. Inquire about how long they should last and how much they would cost to replace and then include that in your calculations so you will know what the ongoing cost of ownership might be. If you put funds away as part of your Long Term Savings plan for the repairs and maintenance of larger items like this you will also have much less reason to be stressed financially later on down the track! Talk to your Spending Planner today!