Financial Coach - Amy Bajada

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Financial Coach - Amy Bajada www.amybajada.com Whilst I wasn't the first to coin the phrase "Knowledge is power", they are words I live by.

And as such, I have made it my mission to connect business owners with economic freedom through financial education. Drawing upon over 20 years corporate experience, I have developed financial programs and resources that challenge the stigma attached to the complexity of understanding financial data, to simplify and financially elevate business owners to build the business of their dreams. And when I'm not running my business, I love to spend my time exploring the world with my supportive partner and two beautiful children.

Goals don’t work because you wrote them down. They work because you act on them.In business, goals fail when they aren’t...
22/10/2026

Goals don’t work because you wrote them down. They work because you act on them.

In business, goals fail when they aren’t backed by:
• daily habits
• clear priorities
• accountability
• decisions that match the goal
• willingness to be uncomfortable

A goal without effort is just a hope. And hope isn’t a strategy.

Set the goal. Then show up like it matters.

💬 What’s one goal you need to start treating like a commitment, not a wish?

Comparison happens when you don’t have your own clear measure of success.Without personal benchmarks, it’s easy to look ...
22/10/2026

Comparison happens when you don’t have your own clear measure of success.

Without personal benchmarks, it’s easy to look sideways.

Try this:
➡️ Write down what “enough” looks like for you in your business.
➡️ Use that as your reference point.

Clarity quiets comparison.

Which, statistically… you probably won’t.And that’s exactly why money matters.Money isn’t about greed or excess.It’s abo...
21/10/2026

Which, statistically… you probably won’t.

And that’s exactly why money matters.

Money isn’t about greed or excess.

It’s about:
• stability if things go wrong
• options when life changes
• protection for your family
• freedom to choose, not scramble
• space to breathe when the unexpected shows up

Money doesn’t guarantee happiness. But lack of it guarantees stress.

Plan like you’re going to live a long life — because chances are, you will.

💬 What does financial safety actually mean for you right now?

20/10/2026

WHAT IF SAVING YOUR BUSINESS MONEY IS ACTUALLY COSTING YOU CUSTOMERS? 👀

EFTPOS surcharges are gone in Australia.

Great news for consumers, right?

But for business owners, there's a much bigger conversation happening.

Some are considering ditching EFTPOS altogether to avoid merchant fees.

And I get it. I really do.

But before you jump back to cash-only payments, can we talk about something?

💰 The cost of handling, counting and banking cash.

💳 The customers who don't carry cash anymore.

🚶‍♀️ The sales you might lose because someone simply can't pay the way they want to.

And here's another thought...

Could removing a surcharge that consumers have complained about for years actually change how they FEEL about spending with your business?

Because sometimes the cost we can see isn't nearly as significant as the cost we can't.

Don't make a business decision based on the cost you can see without considering the cost you can't.

That's the conversation we're having in this week's podcast.

🎙️ EPISODE 245: The EFTPOS Surcharge Ban: The Cost You Don't See

We're talking consumer behaviour, cash versus card payments, merchant fees, hidden costs and what this change could REALLY mean for your business.

Because cutting costs and improving profitability aren't always the same thing.

🎧 Listen now wherever you get your podcasts.

Degrees can open doors. But growth comes from what you choose to learn after.In business, self-education looks like:• le...
20/10/2026

Degrees can open doors. But growth comes from what you choose to learn after.

In business, self-education looks like:
• learning your numbers
• understanding cash flow
• developing leadership skills
• improving sales and communication
• investing in skills that compound over time

The most successful business owners never stop learning — they just get more intentional about what they learn.

Your earning potential expands with your willingness to grow.

💬 What skill or knowledge has made the biggest difference in your business so far?

Money feels isolating because people don’t talk about it openly.You’re not the only one ... you’re just quiet about it.T...
19/10/2026

Money feels isolating because people don’t talk about it openly.

You’re not the only one ... you’re just quiet about it.

Try this:
➡️ Share one financial concern with someone you trust.
➡️ Naming it reduces its power.

Connection eases pressure.

Your budget is behaviour in black and white.It shows:• what you prioritise• what you tolerate• what you avoid• what you ...
19/10/2026

Your budget is behaviour in black and white.

It shows:
• what you prioritise
• what you tolerate
• what you avoid
• what you invest in
• what you keep putting off

We can say we value growth, freedom, and stability — but our spending tells the real story.

Money doesn’t judge. It reflects.

If you want different results, start by aligning your budget with the life and business you’re trying to build.

💬 If someone audited your last 90 days of spending, what would they say you value most?

Money matters — it keeps the business alive. But it’s rarely the why.For many business owners, success actually looks li...
18/10/2026

Money matters — it keeps the business alive. But it’s rarely the why.

For many business owners, success actually looks like:
• freedom over your time
• work that aligns with your values
• impact on customers and community
• flexibility for family and life
• building something you’re proud of

Profit is important. But purpose is what makes it sustainable.

Define success on your terms — not someone else’s highlight reel.

💬 Beyond money, what does success genuinely look like for you right now?

Most businesses don’t fail because they lacked funding. They stall because the idea never moved past thinking.Money foll...
17/10/2026

Most businesses don’t fail because they lacked funding. They stall because the idea never moved past thinking.

Money follows:
• clarity
• problem-solving
• ex*****on
• consistency
• value creation

Every successful business started with: an idea, a decision, and the willingness to start small.

You don’t need more money to begin. You need belief, action, and momentum.

💬 What idea are you waiting to fund instead of starting?

In business, credibility isn’t built on what you say. It’s built on what you actually deliver.That means:• don’t overpro...
15/10/2026

In business, credibility isn’t built on what you say. It’s built on what you actually deliver.

That means:
• don’t overpromise to win the work
• don’t agree just to be liked
• don’t sell a version of yourself your systems can’t support
• don’t talk big if you’re not prepared to back it up

Consistency builds trust. Follow-through builds reputation.

Say what you mean. Then do what you said.

💬 Where could tighter boundaries protect your credibility right now?

Address

Doreen, VIC
3754

Opening Hours

Monday 12:30pm - 1pm
Tuesday 12:30pm - 1pm
Wednesday 1:30pm - 2pm
Thursday 10:30am - 11am
Friday 1pm - 1:30pm

Telephone

0404083222

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