Do The Books

09/06/2026

SMALL BUSINESS OWNERS… THE PAYDAY SUPER COUNTDOWN IS ON

There are officially just over THREE WEEKS until Payday Super kicks in on 1 July… which means the ATO has entered its annual:

“We’re just gently reminding you…” phase 😅

Here’s the quick version from your friendly neighbourhood bookkeeper:

From 1 July 2026:
Super must be paid EACH payday instead of quarterly.

So, if you pay:
* Weekly wages = weekly super
* Fortnightly wages = fortnightly super

Translation:
The old “future problem” system is retiring 👀

The good news?
* You’re not paying MORE super
* You’re just paying it MORE OFTEN

The less good news?

If your payroll systems currently run on:
* Chaos
* Screenshots
* “I thought Sharon did that?”
* And blind optimism…

…it might be time for a quick check-in before July!

The ATO has said they’ll take a practical approach during the first year for businesses genuinely trying to do the right thing — but now is the time to:
✔ Check your payroll software
✔ Review cashflow
✔ Make sure super processes are ready
✔ Download anything you need from the closing SBSCH system
✔ Stop pretending July is ages away

Because EOFY is coming faster than:
* People pulling into a servo for 95c fuel
* A free community BBQ line
* And overdue invoices appearing on 30 June

Need help getting Payday Super-ready before the panic sets in?

08/06/2026

04/06/2026

HELLO JUNE... THE MONTH SMALL BUSINESS OWNERS START SUDDENLY REMEMBERING EOFY EXISTS

You know that feeling when you realise the end of financial year is no longer a distant problem and is now standing outside your office holding a clipboard?

Welcome to June!!!

Your friendly bookkeeper has entered the chat with a few reminders:
📂 June to-do list:
✔ Chase unpaid invoices
✔ Reconcile your accounts
✔ Check payroll and super are up to date
✔ Gather missing receipts
✔ Review subscriptions and expenses
✔ Figure out what those mystery transactions are

Please don't make me ask:
"What was the $186.42 from Bunnings for?"

Only to hear:
"Ohhh… I think it was business related..."

EOFY isn't just about tax........

It's also a great time to check:
* Is the business profitable?
* Is cashflow healthy?
* Are prices still working?
* Is money disappearing into subscriptions nobody uses?

And a gentle reminder:
Your filing system is not considered organised if it currently consists of:
* Screenshots
* Handbag receipts
* Glovebox paperwork
* "I'll remember later"

Small jobs now = less stress later 😄

Need help getting EOFY-ready before the panic kicks in?

28/05/2026

SMALL BUSINESS OWNERS… JUST WHEN YOU THOUGHT PAYDAY SUPER COULDN’T GET ANY MORE EXCITING

Plot twist: your contractors may be joining the party too 😏

Many business owners think:
“They’ve got an ABN, so they’re a contractor… problem solved!”
The ATO: “Cute.”

Here’s the thing — just because someone:
✔ has an ABN
✔ sends invoices
✔ is called a contractor
✔ signed an agreement saying "contractor"
…doesn't automatically mean super doesn’t apply.

If you're paying someone mainly for their time, labour, skills or effort, super may still be required.

And with Payday Super kicking in from 1 July 2026, if they qualify:
* Super gets paid each payday
* It needs to hit their fund within 7 business days
* Systems and reporting may need checking

Translation:
That “contractor” you've had for years may deserve a second look before future-you gets an unpleasant surprise.

EOFY homework from your friendly bookkeeper:
✔ Review contractor arrangements
✔ Check who qualifies for super
✔ Make sure payroll systems are ready
✔ Stop relying on "I think we're okay"

Because the ATO and the words "I assumed" are not usually a great combination

27/05/2026

EOFY PREPARATION CHECKLIST FOR SMALL BUSINESSES

Time for a quick scorecard:
* Receipts organised?
* Bank accounts reconciled?
* Unpaid invoices followed up?
* Super checked?
* Know what that mystery transaction from February was?

Bonus question:

Have you uttered the phrase:

"I'll sort it later"

…more than 37 times this month?

Congratulations!! You're participating in the traditional small business EOFY ritual.

Your friendly bookkeeper would like to gently suggest we replace panic with preparation this year