KAZ Specialised Admin Services

31/07/2026

Did you know you can get the Carer Payment and Carer Allowance …. Read below…

31/07/2026

Copied from Rachel Lane.

The RAD is $750,000."

It's often the first number families see when they start comparing aged care homes.

But here's the question… Do you know the other four fees?

The true cost of residential aged care isn't determined by the Refundable Accommodation Deposit alone. There are five separate fees, and understanding each of them is essential if you want to calculate what aged care will really cost.

Just as importantly, it's not only what you pay that matters, but how you pay. Decisions about whether to keep or sell the family home, use savings or investments, or pay the RAD as a lump sum or daily payment can affect your Age Pension, cash flow, aged care costs and your estate planning.

My latest article for The Sydney Morning Herald explains the five numbers every family should know before making one of life's biggest financial decisions.

If you're considering aged care, it's worth seeking advice from an accredited Retirement Living and Aged Care Specialist™ to understand your options and avoid costly mistakes.


https://lnkd.in/gkc8aWNp

31/07/2026

Copied from Rachel Lane

The RAD is $750,000."

It's often the first number families see when they start comparing aged care homes.

But here's the question… Do you know the other four fees?

The true cost of residential aged care isn't determined by the Refundable Accommodation Deposit alone. There are five separate fees, and understanding each of them is essential if you want to calculate what aged care will really cost.

Just as importantly, it's not only what you pay that matters, but how you pay. Decisions about whether to keep or sell the family home, use savings or investments, or pay the RAD as a lump sum or daily payment can affect your Age Pension, cash flow, aged care costs and your estate planning.

My latest article for The Sydney Morning Herald explains the five numbers every family should know before making one of life's biggest financial decisions.

If you're considering aged care, it's worth seeking advice from an accredited Retirement Living and Aged Care Specialist™ to understand your options and avoid costly mistakes.

This link will take you to a page that’s not on LinkedIn

19/05/2026

With aged care wait times blowing out to 12 months, many families are feeling the pressure. If someone you care about needs support now, Dovida's private home care services are available immediately - no waiting, no means testing, no complicated eligibility requirements.

Our experienced Care Managers are here to help you understand your options, whether that's private care right away, navigating the Support at Home program, or bridging the gap while funding comes through.

Reach out to your local Dovida office today.

📞 1300 008 018 | 🌐 dovida.com.au

12/04/2026

Age Pension myths and misconceptions

Myth: You need to be retired to claim Age Pension.
Reality: Many people are eligible for a pension while still working. Income will reduce your pension amount. You can apply from 66 years and 9 months, and payments can start from age 67.

Myth: Age Pension is for everyone who's paid taxes in Australia during their working years.
Reality: Age Pension has means testing. It is reserved for those who cannot afford to support themselves in retirement. Your history of paying taxes (or not) has no bearing on your eligibility for Age Pension.

Myth: If you have super you need to spend it all before you can claim Age pension.
Reality: you can have some super when you claim Age Pension. The amount you have in super may reduce your pension. The asset limits differ depending on single vs partnered, homeowner vs non-homeowner.

Myth: Both members of a couple get Age Pension when one turns 67.
Reality: The couple-combined rate is for when BOTH members of a couple are ELIGIBLE for the pension. If one member is under 67yo, or is otherwise ineligible, the amount paid is half the couple combined rate. (currently max of $905/fn)