AF Consulting

AF Consulting Bringing business thinking to family farms. We help family farms make more confident financial decisions. This is where I come in.

We specialise in farm planning, dynamic cash forecasting and profitability analysis to grow stronger, more resilient family farm businesses. In the ever-evolving landscape of modern agriculture, staying ahead of the curve is crucial for the success and sustainability of your farming operations. As a young farmer, you possess the energy, innovation, knowledge and drive to reach the top. However, na

vigating the complexities of farm finances can often feel overwhelming. As a dedicated financial consultant with a passion for agriculture, I am here to help you upskill and unlock the full potential of your farming business through informed financial decisions. Understanding the financials is more than just balancing the books; it’s about gaining insights into the health and future of your operation. By partnering with me, you will learn how to interpret financial statements, manage cash flow, and make strategic investments that will enhance productivity and profitability. Together, we will delve into cost analysis, risk management, and funding opportunities tailored to your unique needs. My goal is to empower you with the financial literacy and tools needed to make smart, data-driven decisions that will cultivate long-term success. Imagine the possibilities when you have a clear financial roadmap guiding your every move. With my expertise, you will not only gain confidence in managing your farm's finances but also unlock new growth opportunities and innovations. Let’s embark on this journey together and pave the way for a prosperous future in Australian agriculture. Reach out today, and let’s turn your financial insights into actionable strategies that will make your farm thrive.

Before your next loan or refinance, it’s worth understanding who’s actually on your side — and what it could be costing ...
08/05/2026

Before your next loan or refinance, it’s worth understanding who’s actually on your side — and what it could be costing you. https://tinyurl.com/59un27ud

Running a farm today takes more than hard work - it takes business skills no one ever taught you. From budgets “in your ...
19/11/2025

Running a farm today takes more than hard work - it takes business skills no one ever taught you.
From budgets “in your head” to last-minute bank meetings, the skills gap is real, and it’s holding great farms back.

Our latest blog breaks down the risks of winging it - and how a few simple systems can turn stress into clarity and better decisions.

If you want your farm business to run as well as your paddocks, this is a must-read.
Read the full blog at agfin.biz

“Just grow more,” they said…If only it were that simple.Behind every harvest is strategy, stress, spreadsheets — and the...
17/11/2025

“Just grow more,” they said…
If only it were that simple.

Behind every harvest is strategy, stress, spreadsheets — and the unstoppable grit of farmers who make it all happen. At AgFin, we know growth takes more than sunshine and good intentions. It takes planning, support, and financial tools that actually work for you.

Let’s build smarter, stronger farming businesses together.
Learn more: www.agfin.biz

Bringing Business Thinking to the Family Farm Running a family farm means mixing business with personal relationships, a...
12/11/2025

Bringing Business Thinking to the Family Farm

Running a family farm means mixing business with personal relationships, and that’s not always easy. At AgFin Services, we help families turn tough conversations into clear plans and lasting progress. Because a strong farm isn’t just built on hard work, it’s built on teamwork and direction.

Read the full blog: https://www.agfin.biz/post/family-farm-consulting-conversations

12/11/2025
In just two years, the nation has lost 3,000 grain-growing businesses, and since 2015, nearly 1 in 5 farms have disappea...
11/11/2025

In just two years, the nation has lost 3,000 grain-growing businesses, and since 2015, nearly 1 in 5 farms have disappeared.

So, where do you want to be in the next decade?
Have a chat with us to make sure you buy your neighbour’s farm before they buy yours.

Just another day in the outback - plane crash, dead PM, and two blokes having a laugh. 🇦🇺 Find out more: Agfin.biz ...
30/10/2025

Just another day in the outback - plane crash, dead PM, and two blokes having a laugh. 🇦🇺

Find out more: Agfin.biz

Blog #2 Big choices to make... Family farming isn’t just about running a business - it’s about people, legacy, and the ...
30/10/2025

Blog #2

Big choices to make...
Family farming isn’t just about running a business - it’s about people, legacy, and the next generation. At AgFin Services, we help bring clarity and confidence to the big conversations that shape your farm’s future.

Because strong farms are built on clarity, not conflict.

Read more: www.agfin.biz

28/10/2025

It’s been a real rollercoaster year for grain producers across the Wimmera - late starts, patchy rain, and big swings in yield potential. Now that headers are finally rolling, the picture is shaping up to be a mixed bag. Some farms will comfortably clear their financial break-even, others will scrape through. Harvest always tells the truth - it shows how the season’s decisions, risks, and a bit of luck all came together.

That’s why knowing your cost of production and break-even price isn’t just a budgeting exercise - it’s the foundation for every marketing decision. At AgFin, we help farmers translate those numbers into real-world selling strategies, linking price targets to business goals. When you know your numbers, you can make selling decisions with confidence - not just hope.

If you’d like to know your break-even price before selling, let’s chat.

# Wimmera Profitability

Never trust a talking sheep - they’re always ewe-sing you for something.
23/10/2025

Never trust a talking sheep - they’re always ewe-sing you for something.

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Horsham, VIC
3400

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 1pm

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