REFS Australia

REFS Australia REFS (Real Estate Finance Solutions) supports mortgage broking businesses through education, mentoring, and consulting.

We help brokers build powerful referral partnerships that create consistent opportunities and sustainable growth. REFS has a combined Industry experience exceeding 30 years. Professional in the Industry, we're highly passionate about the referral connections between selected Business partners and Finance professionals. Working with some of the "best in the Industry" our education is dynamic with proven results.

šŸ† Congratulations to Nikhil Goyal, CA on being named the MFAA Newcomer of the Year (NSW/ACT), and now a finalist at the ...
07/07/2026

šŸ† Congratulations to Nikhil Goyal, CA on being named the MFAA Newcomer of the Year (NSW/ACT), and now a finalist at the MFAA National Awards, hosted in Melbourne.

This award recognizes more than professional success, it reflects dedication, commitment to clients, continuous learning, and a genuine passion for helping others in their journey to home ownership.

At REFS Australia, we're incredibly proud to celebrate Nikhil's achievement and the outstanding journey that has led him to this accolade.

Over the past two years, Nikhil has successfully completed his Mentoring program under the guidance of Wayne Milner, our dedicated REFS AUSTRALIA – Mortgage Broker Training | Mentoring | Consulting Mentor, demonstrating exactly why Mentoring Matters!

Success in broking isn't achieved in isolation. Behind every thriving broker is a strong support network, and mentorship plays a critical role in helping new-to-industry brokers build confidence, expand their knowledge, develop best-practice habits, and establish a sustainable business.

Nikhil's journey highlights the power of finding the right mentor-mentee fit. Through Wayne's guidance, support, industry experience, and willingness to share his knowledge, combined with Nikhil's drive, professionalism, and commitment to excellence, a powerful partnership was formed.

The result? A broker who has not only built a successful business but has now been recognized by his peers and industry with one of the most respected newcomer awards.

While awards celebrate individual achievement, they also remind us that growth happens when emerging professionals are supported by those willing to invest in their success.

To every aspiring broker entering our industry, Nikhil's story is proof that quality mentorship can help accelerate learning, strengthen confidence, and create opportunities that may otherwise take years to achieve.

Never Compromise on your Learning and Development, and strive to find the best Mentor who can share these milestones with you!

Congratulations, Nikhil, on this remarkable accomplishment, and congratulations to Wayne for playing such an important role in mentoring Nikhil, and also the next generation of industry professionals.

Your success is a shining example of why Mentoring Matters in the Mortgage Broking industry.

Well done superstar!

At REFS Australia Group, we proudly support most major Aggregators nationally, ensuring their credit representatives rec...
16/06/2026

At REFS Australia Group, we proudly support most major Aggregators nationally, ensuring their credit representatives receive structured, ethical, and capability‑driven mentoring from day one.

With a strong commitment to compliance, professionalism, and industry standards, it’s no surprise Aggregators choose REFS as their trusted mentoring partner and provider.

Our programs support brokers at every stage of their journey:

šŸ”¹ New‑to‑Industry Mortgage Brokers and Business Owners
Supporting individuals entering the industry upon completion of their Cert IV and Diploma, helping them transition confidently into broking with the right structure, expectations, and foundational skills.

šŸ”¹ Banker‑to‑Broker Transition Support
Tailored guidance for experienced bankers adapting to broking processes, compliance, and BID. Our transition program will have you up and running sooner, with clear process efficiency.

šŸ”¹ Hybrid Mentor Program
Supporting business owners who mentor their own teams while providing access to the REFS approved program, resources, and skills training.

Whatever our Aggregators and Mortgage brokers need, from foundational training to advanced capability development, REFS Australia ensures they’re supported, compliant, and set up for long‑term success.

Enquire here to discuss your broker's needs - www.refsaustralia.com

20/04/2026

Thinking about moving from banking to broking?

Most bankers I speak to feel confident in their credit skills…
but it’s not credit that slows people down in their first year.

It’s everything around it.

I’m curious... what part of the broker world feels the most unfamiliar to you? (Comment your vote below)

šŸ”˜Best Interest Duty (BID)
šŸ”˜Multi-lender structuring
šŸ”˜Lead generation
šŸ”˜Compliance & documentation

The transition isn’t about learning more credit,
it’s about learning how to operate in a completely different environment.

The brokers who get this right early are the ones who hit the ground fast (and avoid months of downtime).

Keen to see where everyone’s at. šŸ“

When the Market Gets Harder... Your Value Gets Louder!Borrowers are feeling it. Rates are rising. Confidence is dipping....
07/04/2026

When the Market Gets Harder... Your Value Gets Louder!

Borrowers are feeling it. Rates are rising. Confidence is dipping. Confusion is everywhere.

But here’s what every broker needs to hear right now:
You’ve always been the solution — now it’s time to show it.

When the market tightens, borrowers don’t disappear… They start looking for someone who can simplify the noise, reduce the stress, and give them a clear plan.

šŸ‘‰ That someone is you.
This is not the time to step back —
This is the moment to step forward.

Address

First Avenue
Maroochydore, QLD
4558

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