REFS Australia

REFS Australia REFS (Real Estate Finance Solutions) supports mortgage broking businesses through education, mentoring, and consulting.

We help brokers build powerful referral partnerships that create consistent opportunities and sustainable growth. REFS has a combined Industry experience exceeding 30 years. Professional in the Industry, we're highly passionate about the referral connections between selected Business partners and Finance professionals. Working with some of the "best in the Industry" our education is dynamic with proven results.

20/04/2026

Thinking about moving from banking to broking?

Most bankers I speak to feel confident in their credit skills…
but it’s not credit that slows people down in their first year.

It’s everything around it.

I’m curious... what part of the broker world feels the most unfamiliar to you? (Comment your vote below)

🔘Best Interest Duty (BID)
🔘Multi-lender structuring
🔘Lead generation
🔘Compliance & documentation

The transition isn’t about learning more credit,
it’s about learning how to operate in a completely different environment.

The brokers who get this right early are the ones who hit the ground fast (and avoid months of downtime).

Keen to see where everyone’s at. 📍

When the Market Gets Harder... Your Value Gets Louder!Borrowers are feeling it. Rates are rising. Confidence is dipping....
07/04/2026

When the Market Gets Harder... Your Value Gets Louder!

Borrowers are feeling it. Rates are rising. Confidence is dipping. Confusion is everywhere.

But here’s what every broker needs to hear right now:
You’ve always been the solution — now it’s time to show it.

When the market tightens, borrowers don’t disappear… They start looking for someone who can simplify the noise, reduce the stress, and give them a clear plan.

👉 That someone is you.
This is not the time to step back —
This is the moment to step forward.

It’s National Mentoring Day!A moment to celebrate the mentors shaping futures — and the mentees putting their trust in t...
27/10/2025

It’s National Mentoring Day!

A moment to celebrate the mentors shaping futures — and the mentees putting their trust in the journey.
At REFS, we’re proud to champion both. 💡

REFS Australia Group - Where Mentoring Matters!In 2025, we’ve redefined what Professional Mortgage Broking Mentoring loo...
21/10/2025

REFS Australia Group - Where Mentoring Matters!

In 2025, we’ve redefined what Professional Mortgage Broking Mentoring looks like in Australia. The results speak for themselves:

✅ We delivered Professional Mentoring Services to a record number of Mortgage brokers nationally.
✅ We partnered with most mainstream Aggregators to support their recruitment and growth.
✅ We supported Aggregations' Bankers transitioning into Broking with tailored and personalised support.
✅ We launched our Hybrid Mentoring model. A game-changer for aggregators supporting growing business owners.
✅ We facilitated Group Training, PD Days, and Sales Workshops that drive growth, recruitment and training outcomes.
✅ Returned 120+ qualified leads to aggregation this year alone.

We don’t just mentor - we empower. We don’t just onboard - we deliver.

Don’t leave your growth, training, or recruitment to chance in 2026. Partner with REFS Australia group to fulfill your broker growth needs.

December recruitment filling fast!

BANKER TO BROKER! The Transition and Truth!Many bankers are making the leap into mortgage broking. But here’s the truth ...
21/09/2025

BANKER TO BROKER! The Transition and Truth!

Many bankers are making the leap into mortgage broking. But here’s the truth - it’s not just a career change; it’s a complete identity shift.

You go from structure to self-employment. From inbound leads to hustling for your own. From brand-backed to brand-building. And while you bring deep expertise, you’re now navigating every part of the process solo...

At REFS Australia, we get it, because WE TRANSITION BANKERS!

We’re here to support you through the transition. Not with generic onboarding or templated training, but with real 1:1 mentorship tailored to the change.

Aggregators offer support, but too often you’re left adrift, just one of thousands trying to carve out market share.

At REFS, we believe in personalised guidance, especially in those critical first few months.

You’re not just starting a business. You’re rewriting your career story, and we’re here to help you make it a powerful one.

Talk to us today about your transition.

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The Mortgage Broker’s Edge PD Day is heading to Queensland!After a successful run in Sunshine Coast, we’re bringing The ...
24/06/2025

The Mortgage Broker’s Edge PD Day is heading to Queensland!

After a successful run in Sunshine Coast, we’re bringing The Mortgage Broker’s Edge: Systems, Support & Scale to Brisbane and the Gold Coast this July.

This practical, no-fluff session is designed to help mortgage brokers:
✅ Reduce admin
✅ Streamline operations
✅ Scale with confidence

Choose your location:
Brisbane – 15 July, 10 am –12 pm
Gold Coast – 16 July, 10 am –12 pm

Led by industry experts like Debbie Hutchings (REFS AUSTRALIA - Mortgage Broker Training | Mentoring | Consulting ), Dave Hirst (Pandanus Finance), and our very own Mark Wilson, this is your chance to learn proven systems and strategies that actually work in today’s broking environment.

Spots are limited, so don’t wait.
Brisbane: https://lnkd.in/gMbvHAVe
Gold Coast: https://lnkd.in/grMXEw2b

Lead Generation for New Brokers: Start Smart Without Breaking the BankWhen it comes to lead generation, new brokers face...
24/06/2025

Lead Generation for New Brokers: Start Smart Without Breaking the Bank

When it comes to lead generation, new brokers face a whirlwind of options -paid marketing, social platforms, live video, the list goes on. But for someone just starting out, it’s not always clear what to say, where to begin, or how much to spend. And let’s be real, those early days don’t come with a big marketing budget.

At REFS, we help new brokers tap into what they already have. No costly commitments or out-of-pocket stress, just practical, low-cost strategies that can build confidence and start conversations.
Here are three cost-free tips to help kickstart lead generation:

Leverage Your Inner Circle of friends, family, past colleagues. Let them know what you do. Share your "why" with genuine enthusiasm, not a sales pitch. You’ll be surprised how often the first leads come from warm introductions.

Start conversations not campaigns. Sometimes, a simple “How are you going?” on LinkedIn leads to, “Actually, I’ve been thinking about refinancing...” Be present, be curious, and focus on building trust before business.

Let Your Personality Shine - whether you post a quick video or attend a local event, remember: people work with people they like. Don’t wait until it’s perfect—authenticity beats polish every time when you're just getting started.
🚀 Starting out doesn’t mean starting from scratch—it means starting with heart, hustle, and the right support. At REFS, we show brokers how to lead with connection, not cost. If you're new to the industry, remember: you've got more to work with than you think.

Excited to have joined the international Mentoring Association who share our passion for Mentoring services internationa...
20/06/2025

Excited to have joined the international Mentoring Association who share our passion for Mentoring services internationally. mentoring association

A lovely afternoon at  for the EmpowHer Qld lunch with SFG  🖤🤍🩷
20/06/2025

A lovely afternoon at for the EmpowHer Qld lunch with SFG 🖤🤍🩷

We’re Honored to Be Finalists in the 2025 MFAA Excellence Awards!We are incredibly proud and humbled to announce that RE...
18/05/2025

We’re Honored to Be Finalists in the 2025 MFAA Excellence Awards!

We are incredibly proud and humbled to announce that REFS Australia has been named a finalist in the 2025 MFAA Excellence Awards in not just one, but two categories:

🏆 MFAA Mentor of the Year
🏆 MFAA Mentor Program of the Year

These nominations are a reflection of the REFS Australia team's unwavering commitment to mentoring and supporting the next generation of Mortgage brokers. At REFS Australia, mentoring is more than a program — it’s a passion. We are privileged to walk alongside brokers during their crucial first two years in the industry, and beyond, providing the professional guidance and support they need to thrive.

Watching our members grow, evolve, and succeed is as rewarding for us as it is for them. We are here to ensure no broker ever feels alone, unsupported, or uncertain in their journey. Your success is our success, and we are honoured to play even a small part in your story.

Thank you to the Mortgage & Finance Association of Australia (MFAA) for this recognition, and to our incredible broker community for trusting us to be part of your journey

Exciting News! 📢We’re thrilled to welcome Peter Cole and Clear Credit Solutions to the REFS Australia Group as our newes...
18/05/2025

Exciting News! 📢

We’re thrilled to welcome Peter Cole and Clear Credit Solutions to the REFS Australia Group as our newest Education Partner! 🚀

Over the past 12 months, our Education Partner initiative has been instrumental in supporting REFS Members by connecting them with top-tier industry experts. Today, we proudly add Peter Cole to our growing directory of partners committed to professional development and excellence.

At REFS Australia, we believe in fostering meaningful connections and encourage our members to engage with our Education Partners as preferred providers within our network. These partnerships create opportunities for collaboration, industry insights, and ongoing learning.

✨ What does this mean for our members?

✅ Regular sessions spotlighting our Education Partners and their expertise
✅ Guest speaker opportunities, sharing valuable insights and updates
✅ A dedicated space for partner updates via our internal communications

This collaboration is all about empowering brokers, strengthening industry connections, and championing professional growth.

Welcome, Clear Credit Solutions—we take pride in working with the best and you're in great company alongside REFS Education partners Bankwest, The Brokers' Bible, and Quickli

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First Avenue
Maroochydore, QLD
4558

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