27/06/2026
Be hard on yourself at 40,
and your 70s get easy.
Take it easy at 40, and your
70s get hard.
You’re choosing right now…
You just won’t feel it for
thirty years.
Option 1️⃣
It might be hard now, it may cost you a little bit each week, it may cost you some time here and there however taking action now ensures you will be living on your own terms, starting now means in 10 years, 15 years depending on how many investment properties you can accumulate you may have a:
$50,000pa passive income = $1m Capital Built.
$100,000pa passive income = $2m Capital built.
$200,000 pa passive income = $4m Capital built.
To get here you worked with a team. It cost you interest to build the new properties and once rented and you started your tax deductions it may have cost you $150PW MAX per property but each year that figure reduced. You may have went though some delays, with land and civil works and or the build however your team managed it for you and liaised with you. You met with your team annually to keep you on track.
Hard work? You answer that.
Option 2️⃣
You decided that you wanted 100% of your income and didn’t want to spare a tiny amount each week to investing. You don’t trust anybody to help you. You stayed conditioned and had the mindset that “it’s all too hard”.
10, 15, 20 years fly by your 50,60 realize you should have acted 10-20 years ago but decided not to now you’re in a mad panic because you have little energy left and only $300,000 in super and want a miracle to create wealth now as you only have 5 years or so before you are forced to stop work due to illness or injury or just age has got to you and your company is preparing to exit you. You start putting money into super you get your fund to $500,000 and retire. You may still even have a home loan or maybe not if you’re lucky and your income is $650 per week in retirement.
Let your imagination finish this story.
We all have choices and both options are somewhat hard but I will tell you now that option 1 is a walk in the park compared to option 2.
The beauty about it is you 🫵 get to decide.