19/05/2026
I’ve never invested to save tax. I invest to make money
One thing I’ve learned over many years in property is :
Money doesn’t disappear. It simply moves to where it’s treated best
With the proposed budget changes around negative gearing and CGT, there’s been a lot of discussion around what happens next
Nothing is final yet. But if these changes proceed, they could reshape where investors choose to place their money over the coming years
Historically, many investors gravitated toward established residential property because the numbers stacked up from both a tax and growth perspective
Even though, personally, it never made much sense to me. I’ve spoken on podcasts, written blogs, and given interviews on why I don’t negative gear — and why I don’t recommend it as a primary strategy
Chasing tax deductions was never the game. Building assets and creating wealth was
If the rules change, capital may begin flowing elsewhere:
→ Commercial property
→ New residential projects
→ Property developments
→ Shares and the ASX
→ Overseas opportunities
→ Higher-yield investments... and a few things people will suddenly become “experts” in by next Tuesday 😄
Commercial property may become increasingly attractive because, unlike established residential, many of the proposed changes appear targeted at traditional housing investment rather than commercial assets
But before everyone rushes out buying commercial property tomorrow...
Not all properties are created equal
Markets don't reward every asset equally
Capital generally flows toward:
Strong income
Quality tenants
Lower risk
Better returns
Long-term fundamentals
That’s why I’ve always focused on manufacturing value rather than chasing hype
Many people buy property hoping the market does the heavy lifting
I prefer creating value through understanding community needs, securing stronger tenants and leases, achieving strategic planning outcomes, and developing assets that enhance both income and long-term value
Because in commercial property, value often comes from income first
For example:
A property earning $300,000 net rent:
6% yield = approximately $5 million value
5% yield = approximately $6 million value
That’s roughly a $1 million increase in value without increasing the rent.
Same income. Different market demand
This is why I believe understanding fundamentals matters far more than following headlines
The next few years could create significant opportunities for those who understand where capital is likely to move — and more importantly, why.
As always, I’ll continue sharing what I’m seeing, what we’re learning, and what opportunities are crossing our desk
If you’d like to explore some of the projects I’m working on and learn more, send me a message or email— I’d love to connect
General information only and not financial advice. Always seek professional advice appropriate to your personal circumstances.
