Balcombe Financial

Name: Balcombe Financial
Address: P. O. Box 9042 Brighton, Melbourne, VIC, 3186, AU
Telephone: +61429179060
Price range: Not Applicable

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Australia
Melbourne, VIC
Balcombe Financial

A mortgage broking advisory business providing tailored financing solutions for residential and commercial properties. Welcome to Balcombe. We work for you.

Balcombe is led and managed by Michael Flinos, an ex-banker who has over 18 years' experience in credit risk management, loan origination, relationship management and property finance. Our core focus is set on delivering considered, value-adding solutions, tailored to our clients' individual needs.

15/05/2026

Great day out visiting one of our development sites in Mount Waverley! Construction is progressing nicely on this six-townhouse development — a project we were proud to get across the line with a $4,935,000 facility, no presales required. 🏗️

13/05/2026

A big thank you to our amazing First Home Buyer client for the fantastic review! We truly appreciate your trust and support throughout the process.

As always, it’s great to play a small part in someone’s property journey!

11/05/2026

Another great result for one of our existing clients ✅

We’ve just secured a new pre-approval of $850,000, giving them the confidence and flexibility to act quickly when the right opportunity presents itself. 🏡

With property prices easing in some parts of the market and buyer competition not as intense as previous years, there can be genuine opportunities for buyers who are prepared and finance-ready. Having a pre-approval in place means you can move with confidence and negotiate from a stronger position when the right property hits the market.

Whether you’re a first home buyer, upgrading, investing, or looking to refinance, the right lending strategy can make a significant difference.

At Balcombe Financial, we work closely with our clients to structure finance solutions that align with their long-term goals — across residential, commercial, and construction lending.

📩 If you’re thinking about buying or want to understand your borrowing capacity in the current market, get in touch with us today.

26/04/2026

Congratulations to our clients on upsizing from Oakleigh to Mount Waverley — thrilled to be arranging the finance for this one!

Looking to buy your next home? We’d love to help. 👇

07/04/2026

Currently arranging finance for a self-employed client in Perth — leveraging an unencumbered property valued at $1.5M to structure a $750K low-doc investment loan.

Traditional banks don’t always have a box for self-employed borrowers. We do.

If you’re sitting on equity and need finance tailored to your income structure, get in touch.

📲 Link in bio or DM to book a call.

investmentproperty BalcomeFinancial

26/03/2026

22/03/2026

Balcombe Financial is currently assisting a client with structuring their lending across both their principal place of residence and investment portfolio.

We’re working through a $1.35M facility secured against their home in Balwyn North, alongside a $556K loan on their investment property in Carlton.

As always, our focus is on helping the client save money, as well as setting them up on an optimal structure.

If you would like your home loan or investment loan reviewed free of charge, feel free to contact us on 0429 179 060.

20/03/2026

Balcombe is accredited with over 40 banks, non-bank lenders, and private funders.

With more than 20 years of experience across banking and property finance, we deliver tailored funding solutions.

Call 0429 179 060 to discuss your next project.

18/03/2026

Transaction Summary: Civil and Construction
Debt: $3,300,000
LVR: 60%
Lender: Non-Bank

Balcombe Financial is delighted to be assisting on a 10-home modular townhouse development in the Greater Bendigo area, with a $3.3M debt facility structured to cover both the civil works and construction. The developers are creating high-quality, modern townhouses and plan to retain the completed project. Interested in learning more about how we structure funding for developments like this? Get in touch!

16/03/2026

The right finance partner makes all the difference.

Backed by over 20 years of experience in banking and property finance, Balcombe Financial delivers tailored solutions with the precision and professionalism our clients deserve.

We don’t just find you a loan — we find you the right one.

Enquire today via the link in bio.

02/03/2026

Refinancing isn’t just about chasing a lower rate.

It’s about unlocking opportunity.

Whether it’s:
• Drawing equity to invest
• Funding renovations
• Consolidating debt
• Or simply improving your cash flow

The right structure can change your financial trajectory — not just your repayment.

If you haven’t reviewed your loan in the last 12–24 months, it’s time.

Address

P. O. Box 9042 Brighton
Melbourne, VIC
3186

Telephone

+61429179060

Website

http://www.balcombefinancial.com.au/, http://www.calendly.com/balcombefinancial, http://linkedin.com/in/michaelflinos, h

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