TruWealth Advice

TruWealth Advice 2023 Finalist Financial Adviser of the Year (WIF). Financial advice for successful women. Empowering women towards financial independence.

Hi, I’m Natallia, I give single women the power to manage their finances.

A question I often ask my clients is:“If nothing changed, where would you be financially in 5 years?”Not if you got a pr...
17/06/2026

A question I often ask my clients is:
“If nothing changed, where would you be financially in 5 years?”

Not if you got a promotion.
Not if you won the lottery.
Not if you suddenly became better with money.

If absolutely nothing changed.
The same spending habits.
The same savings habits.
The same financial decisions.
Would you be closer to your goals?

Or would you still be saying:
- “I’ll start investing next year.”
- “I’ll sort out my super later.”
- “I’ll save more when life gets less expensive.”

The reality is that your financial future isn’t created by one big decision.
It’s created by the small choices you repeat every week.

Five years can pass incredibly quickly.
The woman you become financially in 2031 is largely being shaped by the habits you have in 2026.

So ask yourself:
If nothing changed, would future-you thank you?
If the answer is no, today is the perfect day to make one small change.
Because one small change, repeated consistently, can completely transform your financial future.

More women are buying homes solo, investing earlier, building businesses, and choosing financial independence over waiti...
11/06/2026

More women are buying homes solo, investing earlier, building businesses, and choosing financial independence over waiting for the “right time” or the “right partner.”

But here’s the reality:
- Women still retire with significantly less super than men
- The cost of living in Melbourne keeps rising
- Buying property alone can feel overwhelming
- And many women are carrying the full emotional + financial load solo

If you’re single, your financial plan matters more — not less.

This week I’ve been helping clients focus on:
• Building a “freedom fund”
• Understanding investing without the jargon
• Protecting their income and future
• Creating wealth independently
• Making confident money decisions without needing permission

Being single isn’t a financial disadvantage.
Being financially unprepared is.

The goal isn’t just to survive independently — it’s to feel secure, confident, and genuinely excited about your future.

Melbourne ladies: what’s your biggest money goal right now?

There’s a kind of peace no one talks about enough:
The feeling of your nervous system finally relaxing because your fina...
08/06/2026

There’s a kind of peace no one talks about enough:
The feeling of your nervous system finally relaxing because your finances are in order.

Not “rich.”
Not perfect.
Just… organised.

As a financial adviser working with single women in Melbourne, I see this shift all the time.

When you know:
– your bills are covered
– your emergency savings exist
– your debt has a plan
– your future isn’t hanging by a thread
your body responds before your mind even does.

You sleep better.
You stop checking your bank app with dread.
You stop carrying that low-grade anxiety everywhere you go.
You make decisions from confidence instead of survival mode.

For so many women — especially single women — financial security isn’t about luxury.
It’s about safety.
Choice.
Breathing room.
The ability to say “no” without fear.
The freedom to build a life on your own terms.

Money won’t solve everything. But financial clarity can quiet a nervous system that’s been stuck in uncertainty for years.
And that changes everything.

One piece of financial advice I can give every married woman — no matter how happy, stable, or secure your relationship ...
04/06/2026

One piece of financial advice I can give every married woman — no matter how happy, stable, or secure your relationship feels:
Have your own bank account. And keep money in it.

Not as a secret.
Not because you’re planning to leave.
Not because you don’t trust your partner.

But because financial independence is part of personal security.

Life can change quickly. Illness, redundancy, relationship breakdowns, financial abuse, unexpected emergencies — I’ve seen women blindsided simply because they had no access to money of their own.

A personal safety net gives you:
• options
• breathing room
• confidence
• protection in difficult moments

Every woman deserves to know she can pay for accommodation, legal advice, groceries, transport, or support for her children if life takes an unexpected turn.

Being financially prepared isn’t pessimistic. It’s responsible.

And if you never need that emergency fund? Wonderful.
But if you do, it can change everything.
Ladies: protect your future self.

Lately I’m hearing more women say things like:“I’ll probably never be able to retire.”And honestly? I understand why.Eve...
02/06/2026

Lately I’m hearing more women say things like:
“I’ll probably never be able to retire.”
And honestly? I understand why.

Every headline seems to say you now need $1 million+ to retire comfortably.

Meanwhile:
• groceries keep rising
• insurance costs jump again
• adult kids need support longer
• many women are still recovering financially from divorce, caregiving years, or career breaks

It’s no wonder so many single women feel behind.
But here’s the part I wish more women understood:
Retirement is not an all-or-nothing number.
It’s not:
“fully retired at 65 or failure”

For many women, financial freedom might actually look like:
- working part-time by choice
- having lower living costs
- creating multiple income streams
- downsizing strategically
- building enough flexibility to stop working full-time

That changes the conversation completely.
Because the goal isn’t necessarily to never work again.
The goal is to have choices.

And for many single women, that starts by replacing panic with a proper plan.
You do not need to have everything figured out today.
But future-you will be grateful you started.

What’s your biggest concern when you think about retirement?

For generations, wealth has largely stayed in the hands of men. Not because women aren’t capable of building wealth — bu...
29/05/2026

For generations, wealth has largely stayed in the hands of men.
Not because women aren’t capable of building wealth — but because the financial system was designed around different life patterns, different expectations, and different opportunities.

Women are more likely to:
• Take career breaks for caregiving
• Earn less over a lifetime
• Delay investing due to lack of confidence, not lack of ability
• Put everyone else’s financial needs ahead of their own

And for single women, the stakes are even higher. There’s no “backup income.” No one else contributing to superannuation. No shared financial risk.
But this is changing.

Financial advice for women isn’t just about investments and retirement balances. It’s about creating independence, choice, confidence, and security.

A good financial adviser can help women:
- Build long-term wealth with a clear strategy
- Invest confidently instead of leaving money sitting idle
- Understand superannuation and retirement planning
- Protect themselves financially through every life stage
- Create freedom — not financial stress

Money should never feel intimidating. It should feel empowering.

The future of wealth will belong to women who decide to take control of it.

I had three phone calls today from women offered voluntary redundancies.Three versions of the same question:“Help me dec...
27/05/2026

I had three phone calls today from women offered voluntary redundancies.

Three versions of the same question:
“Help me decide what to do - do I take it?”

The real questions underneath?
- How much will I actually receive after tax?
- Should I put some into super?
- Do I keep cash aside? Invest it? Offset debt?
- How long can it support me if I don’t jump straight into another role?
- Is taking the package actually the smartest move?

Redundancy money can feel like a windfall.
But without a plan, it can disappear quickly.

This is exactly the kind of decision where advice matters before you sign.

If redundancy is on your desk right now, don’t just look at the payout — look at the bigger picture.

Women, money and power. Three words that, for too long, haven’t been part of the same conversation.But that is changing....
25/05/2026

Women, money and power. Three words that, for too long, haven’t been part of the same conversation.
But that is changing.

We are living through the feminisation of wealth — a powerful shift as more women earn, inherit, build businesses, lead households, and make significant financial decisions.

Yet wealth is not just about having money. It’s about what money gives you:
- Choice
- Confidence
- Security
- Independence
- A voice at the table

For many women, financial power has historically been limited by systemic barriers, career breaks, pay gaps, caring responsibilities, and a lack of tailored financial advice.
That’s why this moment matters.

Because when women understand their money, own their financial decisions, and build wealth intentionally, it changes more than bank balances — it changes families, communities, and generations.

Money is not just about numbers. It’s about power.

And women deserve to feel informed, confident and in control of both.

The feminisation of wealth is not a trend. It’s a transformation.
The question is: are we preparing women to step into it?

As a female financial adviser here in Australia, I see this every day—when women feel understood, everything changes.Now...
28/04/2026

As a female financial adviser here in Australia, I see this every day—when women feel understood, everything changes.

Now, let’s be clear… choosing a financial adviser isn’t just about gender. In fact, most women say what matters most is trust, clear communication, and strong expertise.

But here’s the part that doesn’t always get talked about -
Many women still feel more comfortable opening up to another woman—less judged, more heard, and better understood.

And in my experience, that comfort leads to better financial decisions.

Because women’s financial journeys are different:
• Career breaks and caregiving responsibilities
• Longer life expectancy
• Navigating pay gaps and rebuilding wealth
• Life transitions like divorce or starting over
These aren’t “side conversations”—they’re central to the plan.

And when you’re sitting across from someone who gets it, you don’t hold back. You ask more questions. You share more honestly. You actually engage in your financial future.
That’s the difference.

It’s not that a female adviser is automatically “better.”
It’s that the right connection builds trust—and trust is what drives real financial progress.

And sometimes, that connection comes from shared experience.

As a financial adviser, I’ve sat across from incredibly capable, intelligent women who lower their voices when they talk...
23/04/2026

As a financial adviser, I’ve sat across from incredibly capable, intelligent women who lower their voices when they talk about money. Who apologise for not knowing enough. Who feel “behind,” “bad,” or “not disciplined enough.”

Let me say this clearly: shame has no place in your financial life.

Many of us weren’t taught how to manage money—we were taught to be careful, to not ask for too much, to defer. Then we judge ourselves for the very gaps no one helped us fill.

Your financial situation is not a reflection of your worth.
Your bank balance is not a measure of your intelligence.
And starting later does not mean failing.

What matters is this: you’re here now.

You’re allowed to learn.
You’re allowed to ask questions.
You’re allowed to take up space in conversations about wealth, investing, and financial independence.
And you don’t have to do it perfectly to do it well.

If you’ve been feeling “not good enough” with money, I want you to know—you’re not alone, and you’re not stuck. You’re simply at a starting point that deserves compassion, not criticism.

Let’s replace shame with clarity.
Let’s replace silence with conversation.
Let’s build confidence, one decision at a time.

— A financial adviser who’s seen how powerful women become when they stop apologising for learning

Address

Level 13, 200 Queen Street
Melbourne, VIC
3000

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Thursday 9:30am - 4:30pm
Friday 9:30am - 4:30pm

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+61386486534

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