Dimension IV Wealth Management

30/06/2026

A real client story that highlights a major retirement risk — having wealth tied up in property without enough liquidity.

In this case, a retiree with $1.2M in assets struggled to fund her living expenses due to poor cash flow and unexpected property issues.

This is a must-watch if you’re relying on property for retirement income or investing through an SMSF.

Make sure your portfolio isn’t just valuable — but also accessible.

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25/06/2026

🏠🚫 New policy alert! The Labor government is banning SMSFs from borrowing to invest in residential properties. What's your next move? Discover how this impacts your investment strategy!

14/05/2026

Six to seven years ago, these clients were successful builders with property assets, debt, and limited experience in shares or super. Their goal was simple: retire on $10,000 per month. Today, they’ve built a diversified $6–7 million position generating more than their target income — structured efficiently and largely tax-free.

General Advice Disclaimer: This video contains general information and doesn’t consider your personal circumstances. Seek personal financial advice if required.

13/05/2026

The Federal Budget is out.

This high‑level overview from Dimension IV Wealth Management summarises the key announcements and themes to be aware of:

Reform and resilience in uncertain timesTreasurer Jim Chalmers has framed the 2026 Federal Budget... https://eread.com.au/dimensioniv/197048

07/05/2026

Seven years ago, this client started with a super balance of $243,000. Through consistent contributions, staying invested, and a clear long-term plan, he now has $1.1 million in super plus a $400,000 personal portfolio. This is how wealth really gets built.

General Advice Disclaimer: This video contains general information and doesn’t consider your personal circumstances. Seek personal financial advice if required.

05/05/2026

Most Australians assume their bank savings are fully protected — but that’s not the case. The government guarantee only covers up to $250,000 per bank licence, not per account. Understanding how this works could protect hundreds of thousands of dollars.

https://www.apra.gov.au/list-of-authorised-deposit-taking-institutions-covered-under-financial-claims-scheme

safety tips your savings money moves net worth cash protection protection strategies

30/04/2026

Sometimes the most valuable advice has nothing to do with markets or returns. In life’s hardest moments, clients need clarity, reassurance, and someone they trust to help them through the transition.

General Advice Disclaimer: This video contains general information and doesn’t consider your personal circumstances. Seek personal financial advice if required.

28/04/2026

If you're investing in term deposits, there’s a much easier way to manage your money.

Instead of applying with different banks every time you want a new rate or term, you can use a platform that gives you access to multiple banks in one place.

In this video, I explain how this works and why it can simplify your cash investing strategy—whether you're investing personally or through super.

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23/04/2026

Jack and Jill were in a solid position — good income, around $500k in super — but there were some big inefficiencies.

Most of their super was sitting in cash earning very little, and they didn’t have a clear long-term strategy in place.

In this video, I walk through how we restructured their approach:
using their SMSF to purchase their business premises
turning idle cash into income-producing assets
investing the remaining funds into shares
aligning everything to a clear retirement goal

The result? A projected portfolio of around $4.5 million in 17 years, without even increasing contributions significantly.

This is a good example of how small but strategic changes can make a massive long-term difference.

If you’ve got money sitting in super and you’re not sure it’s working properly, it’s worth reviewing your strategy.

General Advice Disclaimer: This video contains general information and doesn’t consider your personal circumstances. Seek personal financial advice if required.

21/04/2026

If you’re deciding between cash and shares, this is the reality most people don’t see.

In this video, I break down what $10,000 looks like over 30 years in cash vs Australian shares—and why your investment timeframe matters more than anything.

The biggest mistake isn’t picking the wrong asset. It’s reacting at the wrong time.

If you want to build real wealth, you need to understand how long-term investing actually works.

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