Financial 3 Wealth

15/02/2026

Superannuation is one of those things most Australians start without really feeling its value. It begins quietly—small contributions taken from each pay, numbers on a statement you might glance at once a year, if at all.

Superannuation is one of those things most Australians start without really feeling its value. It begins quietly—small contributions taken from each pay, numbers on a statement you might glance at once a year, if at all. In the early years, super can feel distant, abstract, and easy to ignore. Yet...

15/02/2026

Leadership is often linked to titles, authority, and decision-making. But the leaders people most want to follow usually have something more important: awareness. They understand how they show up, how their words land, and what their behaviour signals to others.

Leadership is often linked to titles, authority, and decision-making. But the leaders people most want to follow usually have something more important: awareness. They understand how they show up, how their words land, and what their behaviour signals to others. Whether you lead a team of two or two...

15/02/2026

Life rarely stands still—and neither should your financial plan. An annual financial review with your financial planner is not just a box-ticking exercise; it’s a powerful opportunity to reset, refine, and realign your money with the life you’re actually living now, not the one you planned for years ago.

Life rarely stands still—and neither should your financial plan. An annual financial review with your financial planner is not just a box-ticking exercise; it’s a powerful opportunity to reset, refine, and realign your money with the life you’re actually living now, not the one you planned for...

11/01/2026

There is a clear line between obstacles that are simply hard and moments that permanently change you. The hard moments test your patience, stamina, or skill. The defining moments test your identity.

They strip away comfort, certainty, and sometimes even the version of yourself you thought you were meant to be. And while those moments often arrive uninvited and painful, they also carry something rare: the power to redirect the entire course of your life.

There is a clear line between obstacles that are simply hard and moments that permanently change you. The hard moments test your patience, stamina, or skill. The defining moments test your identity. They strip away comfort, certainty, and sometimes even the version of yourself you thought you were m...

11/01/2026

For generations, property ownership in Australia was the ultimate milestone. Finish school, get a job, buy a house, raise a family. It was more than a financial goal — it was part of our national identity.

But today, that dream feels very different.

For generations, property ownership in Australia was the ultimate milestone. Finish school, get a job, buy a house, raise a family. It was more than a financial goal — it was part of our national identity. But today, that dream feels very different. Rapid rises in land prices, construction costs, ...

11/01/2026

As we move through life, we plan for many things — work, family, retirement and finances. Yet one area that is often overlooked is planning for a time when we may not be able to make decisions for ourselves.

As we move through life, we plan for many things — work, family, retirement and finances. Yet one area that is often overlooked is planning for a time when we may not be able to make decisions for ourselves. This is where documents like a Power of Attorney, Enduring Power of Attorney, and an Advan...

03/01/2026

A new year carries a quiet kind of magic. It invites reflection without judgement and possibility without pressure. No matter what the past year looked like, January represents a reset button — a chance to realign your priorities and move forward with intention.

25/11/2025

Are you looking to build up your savings for the future, but don’t know how or where to start? Check out these money-saving tips you can apply today.

Are you looking to build up your savings for the future, but don’t know how or where to start? Check out these money-saving tips you can apply today. Whether you’re looking to save money for financial security, investment, a future purchase or retirement, the best time to start doing so is now. ...

25/11/2025

Entering aged care, whether for yourself or a loved one, can be one of life’s most emotional and financially complex transitions.

The rules surrounding aged care fees, government subsidies, and asset assessments can feel overwhelming, especially when combined with decisions about selling the family home or protecting an inheritance.

https://news.financial3.com.au/what-to-ask-your-financial-adviser-about-aged-care-and-how-they-can-help/

Entering aged care, whether for yourself or a loved one, can be one of life’s most emotional and financially complex transitions. The rules surrounding aged care fees, government subsidies, and asset assessments can feel overwhelming, especially when combined with decisions about selling the famil...

10/11/2025

We all know the feeling — the months fly by in a blur of work, commitments, and routines, and suddenly another year has slipped away.

We all know the feeling — the months fly by in a blur of work, commitments, and routines, and suddenly another year has slipped away. Holidays are often pushed to the side, postponed for “when things quiet down.” But the truth is, things rarely do. Taking time off isn’t just a luxury — it....

06/11/2025

Financial planning is more than numbers, spreadsheets, and investment returns — it’s about people. It begins with a conversation about your goals, dreams, and challenges, and often grows into one of the most trusted partnerships in your life.

Financial planning is more than numbers, spreadsheets, and investment returns — it’s about people. It begins with a conversation about your goals, dreams, and challenges, and often grows into one of the most trusted partnerships in your life. A skilled financial planner doesn’t just manage you...

06/11/2025

In today’s fast-paced world, many people find themselves caught up in routines driven by obligation rather than intention. Yet, true fulfilment comes from living deliberately — making choices that reflect who you are and what truly matters to you.

In today’s fast-paced world, many people find themselves caught up in routines driven by obligation rather than intention. Yet, true fulfilment comes from living deliberately — making choices that reflect who you are and what truly matters to you. This article explores what it means to live a li...