Provident Financial Services

Provident Financial Services We are a group of experienced Financial Planners who are here to help you plan and manage your money

Our success will only be measured by the level of significance we have in the lives of our clients. To achieve a high degree of significance, we need to deeply understand you and your objectives (Plan), present tailored solutions in a consistent and engaged manner (Help), then review and adjust as your lives and plans change (Achieve). If we remain true to the essence of our vision then we aim t

o be significant in the lives of those around us. Paul Carter Pty Ltd ABN 16 079 780 895 trading as Provident Financial Services is an Authorised Representative and Credit Representative of AMP Financial Planning Pty Limited ABN 89 051 208 327 Australian Financial Services Licence 232706 and Australian Credit Licence 232706. Any advice contained in this webpage is of a general nature only and does not take into account the objectives, financial situation or needs of any particular person. Therefore, before making any decision, you should consider the appropriateness of the advice with regard to those matters. Please go to http://www.provident.com.au/Documents/Financial-Planning-FSG.aspx to view our Financial Services & Credit Guide or visit our website to find out more about our financial advice services.

Welcome to the Provident Team Findlay!
11/06/2026

Welcome to the Provident Team Findlay!

https://www.provident.com.au/post/ai-and-money-decisions
26/05/2026

https://www.provident.com.au/post/ai-and-money-decisions

Using publicly available, general-purpose artificial intelligence (AI) for money questions? Learn when it can help, and when you should get more information.If you’ve ever asked AI a money question, you’re not the only one. More Gen Z Australians (those born between around 1996 and 2010) are usi...

The 2026-27 Federal Budget introduces a range of proposed changes that could have meaningful impacts on your personal fi...
13/05/2026

The 2026-27 Federal Budget introduces a range of proposed changes that could have meaningful impacts on your personal finances, from how much tax you pay to how you invest and plan for the future. With cost-of-living pressures still front of mind, the Government has included targeted relief for households, while also delivering significant reforms aimed at reshaping the tax system and improving long-term economic sustainability.

Notably, this Budget goes beyond short-term support measures, with proposed changes to investment taxation, including capital gains tax and property-related rules, representing some of the most significant shifts in decades. At the same time, initiatives such as new tax offsets and simplified deductions are designed to provide more immediate financial relief and streamline everyday finances for many Australians.

As these measures are still proposals and may evolve before becoming law, it's important to understand what they could mean for you and how they may influence your financial decisions. In this update, we share insights from MLC to help you navigate the key announcements and consider the opportunities and implications to your financial strategy.

How could the proposals impact you and your finances

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1, 81 Stirling Highway
Nedlands, WA
6009

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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