01/07/2026
๐ฅ Big news. But first, let me explain something.
You know when you pay someone using their phone number or email instead of their BSB and account number?
That's PayID. And it works because of something called the New Payments Platform, NPP for short. It's the infrastructure that makes money move between Australian bank accounts in real time. Not tomorrow. Not in 3 business days. Right now.
Zepto is one of the leading platforms built on top of that infrastructure. They're the engine that lets businesses like Manini Pay plug directly into that real-time payment network.
And Open Banking? That's what happens when your bank, with your permission, shares your account information securely with another platform, so you don't have to fill out forms, upload statements, or prove who you are from scratch every time.
Put it all together and here's what it means for Manini Pay:
When you send money home through Manini Pay, it leaves your Australian bank account in real time, moves across a secure, bank-grade rail, gets screened by PDIN before it goes anywhere, and lands where it's supposed to, fast, safe, and in your own language if you need it.
Today, we're officially working with Zepto to make that happen.
This is how money moves. ๐ฑ
Talai Tangifua
Founder | CEO
Manini Pay
[email protected]