Debra L Harkness Mentor and Coach

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Debra L Harkness Mentor and Coach I love to learn new things and pass them on to people to help them grow

29/08/2026

Do you wonder how others never seem to stress about their money?
Where you taught how to manage your money?
What were the stories you were told about money?
Do they help or hinder you now?

If this has resonated with you or you are just starting out and wondering about your money, reach out.
DM me or drop me an email to organise a time [email protected]

14/06/2026

Girl Got Goals... but her bank account doesn’t know it yet.

Girl Got Goals... and she’s finally done letting old money patterns get in the way.

Girl Got Goals... and she just stopped letting fear make her financial decisions.

She knows exactly what she wants her life to look like. She just keeps getting in her own way and she’s starting to realise the patterns run deeper than a budget spreadsheet.

She’s not broke. She’s not reckless. She’s just been making money decisions from fear instead of freedom and she’s ready to change that.

“If that’s you — my DMs are open. Let’s talk.”

This photo was taken at a workshop recently.We were learning to speak in front of people.And when it was my turn to stan...
09/06/2026

This photo was taken at a workshop recently.

We were learning to speak in front of people.

And when it was my turn to stand up, I told a story.

About a woman who came to me believing she was just "not good with numbers."

That was the story she had been telling herself for years.

That money was complicated. That it wasn't really for her. That other people just seemed to get it and she never would.

And by the time we finished working together?

That story was gone.

Not because I taught her to be an accountant.

But because we got underneath it.

We found where that belief came from.

We looked at what it had been costing her.

And she rebuilt, from the inside out. 🙌

THAT is money coaching.

Not another budget.

Not a spreadsheet.

A woman who finally sees herself clearly and starts making decisions from THAT place. 💸

If you've ever thought "I'm just not good with money"

I want you to know that's not a fact.

That's a story.

And stories can change. 🔮

Does this resonate? Drop a 💛 below or send me a DM — I'd love to hear where you're at. ☕

Our mindset about money isn't always ours. If you have strong beliefs on beliefs that are not serving you, take time to...
25/05/2026

Our mindset about money isn't always ours. If you have strong beliefs on beliefs that are not serving you, take time to think are they yours or someone elses.

How do I save better? What am I doing with my money? What can I do to get there faster?Its about looking at the patterns...
23/05/2026

How do I save better? What am I doing with my money? What can I do to get there faster?
Its about looking at the patterns and working on them.
DM me to have someone in your corner, cause i know you can do it.

If you've ever opened your banking app and felt your stomach drop, this is for you.Not another budget. Not another spr...
20/05/2026

If you've ever opened your banking app and felt your stomach drop, this is for you.
Not another budget. Not another spreadsheet. Just an honest conversation about what's really going on with your money, and how to change it.
If something in those tiles just hit home, slide into my DMs. I'd love to chat. 💛

20/02/2026

Ever wonder where your money habits come from?
Ever wonder why they can be hard to change?
Would like someone to shed some light on it all?

12/11/2025

I know how it can feel to be trying to juggle it all at a young age, this fun fact happened when I was only 18 and had not long purchased my first property.

I didn’t like having to make that call, as I was wanting to be independent and stand on my own 2 feet,
But I didn’t have an option,
I didn’t have a backup fund, and a uniform bill had come in unexpectedly and I worked in a bank where we were not allowed to have an over drawn credit card!

This is a situation that I learnt a lot of money lessons and from and have never forgotten.

Have you got any money situations that you have learnt some good and maybe bad lessons from that have helped you through life.
I would love to hear about it. Drop in the comments or send me a DM

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Perth, WA

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