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The Money Collective We uplift Financial Wellbeing at home and in the workplace. Connect with us to build and grow your financial capability and resilience.
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WORKSHOPS, PROGRAMS, EVENTS, MORTGAGE BROKING, COACHING, ONLINE COURSE & RESOURCES

16/10/2026

How much do you want to spend today – and how much do you want to set aside for tomorrow? πŸ€”

The answer will change with your life stage and circumstances. Some seasons you'll focus on building future resilience, and others you'll need to spend more on the here and now. The key is making it a deliberate choice.

Hear Mel and Darlene's money truths in our latest episode.
🍎 Apple: https://linke.to/NmgK
🎧 Spotify: https://linke.to/Qkp0

When a relationship ends, what happens to the house? 🏑It's one of the first questions people ask us when they're going t...
13/10/2026

When a relationship ends, what happens to the house? 🏑

It's one of the first questions people ask us when they're going through a separation. And the answer depends on your numbers, your priorities and what you want your next chapter to look like.

In our latest podcast episode, we talk about:
● The assumptions people make about who can keep the family home
● Why it's never too early to find out your borrowing capacity
● How to make decisions on your own terms, one step at a time
● The experts who can help you along the way

Plus, Mel and Darlene share their latest money truths – from life not going to plan to finally prioritising long-term savings.

Listen now wherever you get your podcasts.

🍎 Apple: https://linke.to/NmgK
🎧 Spotify: https://linke.to/Qkp0

08/10/2026

Buying your first home is YOUR journey – and the more informed you are, the better your outcomes will be πŸ’š

Get Mel and Darlene's advice for being bold, courageous and curious throughout the process in our latest episode.

🍏 𝐀𝐩𝐩π₯𝐞: https://linke.to/nzNC
🎧 π’π©π¨π­π’πŸπ²: https://linke.to/Arfh

05/10/2026

Considering buying your first home? Here are two things you need to do:

1) Know your numbers and the government assistance available to you – you might be closer than you think.
2) Understand your VALUES - what you care about, what you’re willing to sacrifice, how you want to live.

As Mel and Darlene discuss in our latest episode, your money story is often the driving factor behind your decisions.

🍏 𝐀𝐩𝐩π₯𝐞: https://linke.to/nzNC
🎧 π’π©π¨π­π’πŸπ²: https://linke.to/Arfh

Most HR managers and leaders we speak to think their Employee Assistance Program (EAP) covers financial wellbeing.But wh...
04/10/2026

Most HR managers and leaders we speak to think their Employee Assistance Program (EAP) covers financial wellbeing.

But while EAPs provide valuable crisis support, that’s not the same as proactively helping people build financial confidence, capability and resilience.

That’s where our Financial Resilience Program comes in.

We unpack the important distinction between them – and how the two offerings can work together – in our latest article.

Read it here: https://www.themoneycollective.com.au/blog/busting-the-biggest-myth-about-workplace-financial-wellbeing

02/10/2026

β€œAustralians love buying houses – it’s the backbone of our culture.”

But there’s no denying that buying your first home in 2026 is a completely different experience from buying one in previous generations.

Discover Mel and Darlene’s tips for cutting through the media noise and taking action in our latest episode – out now.

🍏 𝐀𝐩𝐩π₯𝐞: https://linke.to/nzNC
🎧 π’π©π¨π­π’πŸπ²: https://linke.to/Arfh

Half of working Australians say they are sometimes or often unable to cover an unexpected expense before payday. (YouGov...
30/09/2026

Half of working Australians say they are sometimes or often unable to cover an unexpected expense before payday. (YouGov, 2025)

The number matters less than the timing. Those moments turn up at different points for different people, and never on a schedule.

Which is the awkward bit for employers. One financial wellbeing session, however good, can only be relevant to the people whose circumstances happen to line up with the date it lands on.

We're running a free 30-minute session on 1 October on what a financial wellbeing strategy looks like across a full year, and what most organisations are currently missing.

Register here: https://lnkd.in/gKTYba4P

Thinking about buying your first home? Don’t start by scrolling through property listings 🏑Before you start house huntin...
29/09/2026

Thinking about buying your first home? Don’t start by scrolling through property listings 🏑

Before you start house hunting, take some time to understand what’s possible, what you’re comfortable spending and how buying a home fits into the life you want.

In our latest podcast episode, we talk about:
● Why your first-home journey should begin with a plan
● How headlines about housing affordability can influence your beliefs
● Why your values, lifestyle and future plans should guide the type of home and loan you choose
● The questions to ask before choosing a property or loan

Plus, Mel and Darlene share their latest money truths about helping their children navigate first jobs, cars, saving and independence.

Listen now wherever you get your podcasts.

🍏 𝐀𝐩𝐩π₯𝐞: https://linke.to/nzNC
🎧 π’π©π¨π­π’πŸπ²: https://linke.to/Arfh

I've had the same conversation with dozens of HR leaders over the past few years.They run a financial wellbeing session....
27/09/2026

I've had the same conversation with dozens of HR leaders over the past few years.

They run a financial wellbeing session. People turn up, the feedback is positive, and then not much changes.

It's rarely the session's fault. What we see in our own conversations is that people usually aren't short on information. They know what they "should" be doing. What they need is help applying it to their own situation, at the point it becomes relevant. A first home. A new baby. A separation. Retirement coming into view.

And you can't read any of that off someone's salary. Two people earning the same amount can be in completely different positions, with different commitments, different buffers and different confidence.

One session on one date can't meet all of that. I'm running a free 30-minute session on 1 October on what does.

Register here: e3df8b54-1abd-4bfb-82b6-4fe6768f5687@2aa8bcd9-ccea-4d7b-b23c-3678cf280eed" rel="ugc" target="_blank">https://events.teams.microsoft.com/event/e3df8b54-1abd-4bfb-82b6-4fe6768f5687@2aa8bcd9-ccea-4d7b-b23c-3678cf280eed

24/09/2026

β€œIt doesn’t matter how much money you earn – your financial wellbeing is not determined by how large your salary is.”

The belief that a better salary will automatically give you financial security is a myth, because the goalposts will always keep moving.

Instead, the key is knowing your numbers and spending in line with your values.

We share more in our latest episode – out now.

🍏 𝐀𝐩𝐩π₯𝐞: https://linke.to/k36QM
🎧 π’π©π¨π­π’πŸπ²: https://linke.to/756sBS

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