Liz Jackman Consultancy Group

18/03/2026

17/03/2026

📉 Interest Rates Are Rising… But There’s More Going On Behind the Scenes
With the latest rate increase from the Reserve Bank of Australia, many business owners are already feeling the pressure…
But this isn’t just about interest rates anymore.
There’s a bigger picture unfolding globally that is now flowing directly into Australian businesses.
🌍 What’s Driving This?
Right now we’re seeing:
Rising fuel prices due to global instability
Ongoing conflict in the Middle East (including Iran)
Supply pressures pushing up costs
Oil prices have surged above $100 per barrel in recent weeks, which is already flowing through to petrol, transport, and everyday goods. �
theaustralian.com.au
This is one of the key drivers pushing inflation higher again.
Treasury has warned that sustained high oil prices could add up to 1% extra to inflation in Australia alone. �
ABC News
💸 What This Means for Business
This combination creates a perfect storm:
➡️ Higher interest rates
➡️ Higher operating costs
➡️ Reduced consumer spending
Across my clients, I’m already seeing:
🛠️ Tradies:
Work slowing or being delayed
Clients more price-sensitive
Margins tightening
Fuel + materials increasing costs
🛍️ Retail:
Reduced foot traffic
Smaller purchases
More discounting needed
Cash tied up in stock
🚨 The Biggest Issue: CASH FLOW
This is where it’s really hitting:
Clients taking longer to pay
BAS becoming harder to meet
Super starting to fall behind
⚠️ Why This Matters (Recession Risk)
When you combine:
Rising costs
Falling spending
Ongoing rate increases
You start moving toward what economists call a slowdown or potential recession environment.
There are even growing concerns globally about “stagflation” — where:
Prices keep rising
But economic growth slows �
The Guardian
💡 My Advice to Business Owners
Now is NOT the time to take a “wait and see” approach.
✔ Know your cash position
✔ Stay on top of ATO obligations
✔ Review pricing and margins
✔ Act early — not when you're under pressure
📣 Final Thought
This isn’t just a rate rise cycle…
👉 It’s a combination of global pressure, rising costs, and tightening cash flow.
The businesses that stay proactive now will be the ones that come out stronger on the other side.
If you’re starting to feel the squeeze or want clarity around your numbers, reach out — happy to help.
— Liz Jackman
BAS Agent | Payroll | Small Business Support
👉 Good bookkeeping isn’t just about compliance anymore — it’s about helping you navigate what’s coming.

11/03/2026

Over the past couple of days I’ve had some interesting conversations with business owners about how procedures and operational knowledge are organised within their organisations.
A very common comment was:
“We know how things are done… but it’s mostly in people’s heads.”
That works while the same people are always there, but it can quickly become challenging when new staff join, when experienced staff are unavailable, or when someone leaves the organisation.
As a business owner myself — and working professionally as a BAS Agent and payroll professional — I see firsthand how many businesses operate with processes that are understood but not clearly documented.
As an NDIS provider as well, I also understand how important clear procedures and operational documentation are in organisations that must meet compliance requirements.
With AI tools now starting to appear in many workplaces, having organised procedures and operational knowledge is becoming even more important, because AI can only provide reliable answers when the information behind it is structured properly.

Through Liz Jackman Consultancy Group I’m currently speaking with a few businesses and organisations about helping them organise their procedures and internal knowledge so staff — and modern AI tools — can quickly access reliable information.

If you’ve ever thought
"we really should organise how things are done around here"
feel free to send me a message and we can have a quick chat.

11/03/2026

Business owners & NDIS providers – a quick question.
If a new staff member started tomorrow, would they easily find clear instructions for how your organisation operates?
Things like:
• client or participant onboarding
• incident or issue reporting
• service delivery procedures
• admin workflows
• internal processes
In many businesses and organisations, this knowledge is spread across emails, folders, documents, or simply known by a few experienced staff members.
It works… until someone is away, someone new joins the team, or a key person leaves.
As both a business owner and an NDIS provider myself, I understand how complex operational processes can become.
With AI tools now starting to appear in many workplaces, having clear and organised procedures is becoming even more important — because AI can only provide useful answers when a business’s knowledge and documentation are structured properly.

Through Liz Jackman Consultancy Group, I’m starting to help businesses and organisations organise their procedures and operational knowledge so staff — and modern AI tools — can quickly access reliable information.

If you’ve ever thought:
"We really should document how things are done around here."
feel free to send me a message and we can have a quick chat.