Risk Management Consultants

Risk Management Consultants Risk Management Consultants - " Managing the risks in your life - So you don't have to ! "

Let us do the searching for you, we tailor cover to your needs and financial situation so everyone can protect the ones ...
28/10/2015

Let us do the searching for you, we tailor cover to your needs and financial situation so everyone can protect the ones they love. We can now offer quotes for all types of Insurance. Call or PM today for your obligation free quote 0499177001

Make sure you are not one of that 83%. Call 0499177001 or PM today to book your FREE no obligation Superannuation and In...
01/10/2015

Make sure you are not one of that 83%. Call 0499177001 or PM today to book your FREE no obligation Superannuation and Insurance Review. Lets get you on the right track.

21/09/2015

How many super funds do you have? Chances are you are probably not keeping track of where your super money is invested. In fact, you could even be losing money right now. Consolidating all your super into one account puts you back in control of your retirement savings and it will save you account-keeping fees.
If you have changed jobs, changed your name or moved house, chances are you may have lost track of where your super is invested.
By tracking down and consolidating your super accounts, you will save having to pay multiple sets of administration fees. Over the years, this could add up to thousands of dollars towards your final superannuation benefit
Give me a call on 0499177001 or pm to arrange your free personal no obligation consultation and lets find your super.

14/09/2015

Most Australians will insure their car but neglect to insure their most valuable asset – themselves.
In fact, many people do not have sufficient life insurance to ensure their debt is paid out in the event of their death, let alone provide a lump sum to their families to provide for their future.
Ask yourself the following questions:
• What would happen if you became ill or injured and your income stopped today?
• Would you and your family have adequate income to meet the repayments on your debts?
• If you have a family, what monthly income would you require to meet the bills?
• Would you and your family still want to maintain your current lifestyle?
• Would this be possible?
• How long could you survive on your existing assets?

If you are struggling to answer some of the questions then you may need to address the need to protect you and your family. Protecting all of the above can be achieved through life insurance, but it is important to find the right type of cover for you as there are many seemingly similar policies that vary significantly in benefits and features. What types of insurance are best for you? This is where we come in call 04-9917-7001 or PM today to find out how easy and affordable it can be to protect yourself and your family.

11/09/2015

The financial effects of a sickness or injury can vary widely. A dose of the flu or twisted ankle might not have much impact, whereas a broken leg might keep you out of action for a few weeks or months and cause some temporary financial headaches.
BUT
What if a more permanent sickness or injury was to suddenly occur? Injuries such a major head trauma, or sicknesses such as cancer, heart attack, stroke or depression, can cause permanent impairments that can leave you unable to ever return to work. In some respects the financial impact of these medical conditions will be similar to premature death, and may include the total loss of income and the need to service debts and cover living expenses. Beyond that, however, a permanent disability can actually cause a much greater financial strain than death.
So call 04-9917-7001 or PM today, to find out how easy and affordable it can be to protect yourself and your family.

03/09/2015

Let’s face it, no one enjoys thinking about their own mortality or the chance of suffering a serious illness or injury, but when it is the comfort and security of your loved ones at stake, it is certainly worth taking the time to put insurance protection in place. One piece of research concludes that over a ten year period, one in five families will be financially impacted by either the death of a bread winner or primary care giver, or a serious accident or illness that renders a parent unable to work. The good news is that the cost of this protection can often be a lot less than you might expect by employing strategies that take advantage of the superannuation and taxation systems
Everyone’s situation will be different, but it is worth discussing the possibilities to help ensure that your loved ones are fully protected at the most affordable cost. At Risk Management Consultants we are ready to provide expert advice on how you can structure your insurance to best meet your needs

04/08/2015

Based on the Sunshine Coast I offer mobile service that comes to your place from the Gold Coast to Hervey Bay to provide you with Insurance, Superannuation and Retirement Planning advice tailor made just for you and your family. I will even bring the coffee.
Give me a call on 0499177001 or pm to arrange your free personal no obligation consultation.

27/07/2015

It is possible to protect your precious family if you were to become ill or injured or even worse, with very little effect on your personal cash flow.
Want to find out how?
Give me a call on 0499177001 or pm to arrange your personal obligation free consultation.

23/07/2015

Some Advantages of Direct Property Investments
Tax benefits
A number of deductions can be claimed on your tax return, such as interest paid on the loan, repairs and maintenance, rates and taxes, insurance, agent’s fees, travel to and from the property to facilitate repairs, and building depreciation.
Negative gearing
Tax deductions can also be claimed as a result of negative gearing, where the costs of keeping the investment property exceed the income gained from it. Note that negative gearing can also be achieved through borrowing to invest in other assets as well, such as managed funds.
Long-term investment
Many people like the idea of an investment that can fund them in their retirement. Rental housing is one sector that rarely decreases in price, making it a good potential option for long-term investment.
Positive asset base
There are many benefits from having an investment property when deciding to take out another loan or invest in something else. Showing your potential lender that you have the ability to maintain a loan without defaulting will be highly regarded.

01/02/2015

Life Insurance is not as expensive as people think, a few dollars a week you can protect your family against the unthinkable, the majority of premiums can be paid from your Superannuation, result less strain on your bank balance.
All our cover is fully underwritten at the time of purchase, and tailored to your individual needs, so there are no nasty little surprises when it comes time to claim.
We work alongside some of the best insurance and superannuation companies in Australia to ensure you get the best protection possible for Life Insurance, Income Protection, Total Permanent Disability, Critical Illness, Children’s Cover, Business Expense Protection, and that your Superannuation is the best it can be.
To book your free consultation, or review of your current insurances and superannuation from anywhere in Australia.
Call Sue 0499-1770-01, or leave us a message and let us help you protect you and those most precious to you.

Call on 0499-1770-01 email sue@rmcfp.com or message and lets get you on the right track so this won't be you.
01/11/2014

Call on 0499-1770-01 email [email protected] or message and lets get you on the right track so this won't be you.

13/10/2014

Let me assist you through the mine field of Personal Insurance, Superannuation and Investing for your future. PM me your number and I'll get back to you to arrange a time to have a chat. Or text me on 0499-1770-01. Australia Wide

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Nambour
Sunshine Coast, QLD
4560

Telephone

0499 1770 01

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