22/06/2026
💰 **Borrowing More Than $1 Million Per Year? You Should Have a Master Finance Agreement.**
If your business finances more than **$1 million worth of equipment, vehicles, trucks, trailers, or machinery each year**, a **Master Finance Agreement (MFA)** can provide significant advantages.
Instead of applying for finance every time you purchase an asset, an MFA allows you to establish an approved funding facility upfront and draw on it as required.
Key benefits include:
✅ **Negotiated rates and terms** – often more competitive than standard retail rates offered at the point of sale.
✅ **Faster approvals and settlements** – acquire assets quickly when opportunities arise.
✅ **Reduced paperwork** – one overarching agreement rather than multiple standalone applications.
✅ **Improved purchasing power** – finance is already in place when you need it.
✅ **Greater certainty for budgeting and cash flow planning**.
Many businesses spending $1M+ annually on assets are still accepting retail finance rates and completing unnecessary paperwork for every purchase.
A well-structured Master Finance Agreement can save both time and money while providing a scalable funding solution for future growth.
If your annual asset finance requirement exceeds **$1 million**, let's discuss whether a Master Finance Agreement is right for your business.
