Simple Split Financials

Name: Simple Split Financials
Address: Sydney, NSW, AU
Telephone: +61291370494

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Sydney, NSW
Simple Split Financials

Helping you plan, survive, and thrive after separation and divorce from a financial perspective. New

25/08/2026

Are you in the process of separating or considering separating?

It makes me very happy when my clients follow these 3 rules and helps them reduce time, money, and stress during their separation.

🧡 Download our first steps checklist - link in BIO
🧡 Don’t listen to well meaning family and friends on financial and legal advice
🧡 Don’t listen to your ex partner on financial and legal advice

Remember, your family and friends will want the best for you. They will offer you love, and support at this challenging time. ☝️They do not always know what that looks like from a financial and legal perspective.

You and your ex-partner may be amicable and truly believe you ‘have one another’s back’. Unfortunately, this may change as the separation moves forward. ✋ Sharing advice from your lawyer with your ex partner is not a great idea. ✋ Trusting your ex partner’s legal and financial advice can be equally detrimental.

Of course, we guide you through your separation from a financial perspective in so many ways but right here ☝️will ensure you are starting on the right foot for a less stressful separation 🙌😌

Make sure you take some time out for yourself this week - Julie x

19/08/2026

🧡 Separation is hard enough without financial forms adding to the stress.

If your lawyer has asked you to complete a Financial Statement (including Part N) and you are feeling overwhelmed...

**You are not alone**

Many of my clients reach out at this exact stage.

I help you make sense of the numbers - income, expenses, assets, and liabilities
I help you complete your Financial Statement with clarity and confidence 🤗

✅ Less stress
✅ Less back and forth with your lawyer
✅ AND in the process - you gain clarity around your numbers which will help you plan and budget in the future 🌈

You don’t have to figure it out on your own. We’ve got this. 🙌

08/08/2026

Clients come to me at the most important financial crossroads of their lives and superannuation is almost always the thing that is misunderstood 😢

They know about the house.
They know about the bank accounts.
But not super.

Some didn’t know what fund they were in.
Some have never updated their beneficiaries.
Some had been in a self managed super fund for years and had no real understanding of what was in it or what it was worth.
And some had already agreed to a split before understanding how it’s treated in the property pool - (this one keeps me up at night!)

“On average, we (women) retire with somewhere between 22 and 35 per cent less super than men, and then live an average of around four years longer. More life, less money.”
(Sadhana Smiles, The Age, August 2026) Sadly, divorce can make that gap even wider for women when super is not treated properly in the property pool.

You only get one shot at your property settlement. And if superannuation isn’t front and centre of that conversation - you may be walking away from a very important asset you have without even realising it.

Download My free Financial Separation Preparation Checklist includes superannuation as one of the key documents to gather from day one. Link in bio.
Or DM me. Let’s make sure super is not the asset you forget. 🧡

separation

05/08/2026

🙌🙏🧡 Jules

29/07/2026

It may seem like the last thing on your mind while going through a separation, but I cannot stress how important it is to **budget during a separation**.

One of the most common mistakes I see is not fully understanding income and expenses before separation, let alone what life will look like after it. Separation often means navigating the financial reality of splitting one household’s income and assets into two.

There are two key periods where budgeting becomes incredibly important.

1️⃣ During the separation period (until property settlement is reached)
Financial arrangements during separation can last months - sometimes even years - before a property settlement is finalised. A budget during this time helps you understand what you need financially while navigating the process and ensures you can manage living expenses until settlement is reached.

2️⃣ Post separation (after property settlement)
Once finances are divided, life will look different. A post-separation budget helps you understand what your new financial reality may look like and supports decisions around housing, schooling, lifestyle and long-term sustainability.

A well-prepared budget can help to👇

🧡 Understand each person’s income and living expenses
🧡 Manage finances during the separation period until settlement
🧡 Identify financial needs after separation
🧡 Assess housing, schooling and lifestyle affordability
🧡 Evaluate different property settlement scenarios
🧡 Support negotiations for a fair division of assets and liabilities
🧡 Provide financial information often required for mediation or court
🧡 Plan realistically for life after separation

When the numbers become clear, people often feel less stressed and far more empowered.

Clarity around money creates confidence and better decision-making during an incredibly emotional time.

If you know someone navigating separation and feeling overwhelmed by the financial side, I would love the opportunity to chat.

My business is www.simplesplitfinancials.com.au and I am grateful to have helped many women not only survive, but thrive, through separation from a financial perspective.

Julie xx

25/07/2026

SEPARATING?

ARE YOU BEING BULLIED?

Has your ex told you not to get lawyers involved?
That you could sort it out between yourselves. That it would be easier. Cheaper. Better for the kids.
Just sign. That if you don’t wrap it up quickly, things would get a lot more complicated.
You are exhausted. You are emotionally done. And a part of you just wants it over.

And maybe you do 😔

What you don’t realise at the time is that this is one of the oldest and most effective forms of financial bullying in a divorce.

Pressure disguised as reason and an urgency designed to stop you from thinking clearly.

Does any of this sound like you?

Are you being told to keep lawyers out of it?
Have you been given deadlines that feel impossible? Sign this, agree to this, or else?

Are you being made to feel like asking questions is just being difficult? … They’re just silly questions, right?

You may have been worn down so slowly over so long that by the time you got to settlement you just didn't have the fight left in you?

Are you made to feel like wanting your fair share is somehow greedy? You should be grateful, especially given that you were the one who finally pulled the pin on the marriage!

If you read any of this and feel something heavy in your body, I want you to know that what you are experiencing is real and unfortunately something I’m helping my clients with every day.

You only get one shot at your property settlement. One. And nobody, NOBODY has the right to pressure you out of it.

I'm here if you need someone in your corner. 🧡
DM me or grab my free Financial Separation Preparation Checklist (link in bio).

19/07/2026

Enduring a separation can be overwhelming and stressful, to say the least.

And many of my clients discover beautiful gifts along the way, like self-awareness in personal development.

They then find themselves able to help 🙏 as their empathy extends to many more.

05/07/2026

What happens if my ex doesn’t disclose?

It’s a question I hear often, and the truth is, you can’t always control what your ex does. But you can be prepared.

Even though your lawyer can make formal disclosure requests, it’s not uncommon for an ex to delay, drip feed, or avoid providing documents altogether. That’s why being proactive before you reach that point makes all the difference.

Here’s how you can prepare: 👇

🧡 Start gathering early: Collect statements, payslips, tax returns, super statements, and any joint financial records while you still have access.

🧡 Note what you already know: Keep a list of assets, debts, accounts, or business interests you’re aware of - even partial information helps build the picture.

🧡 Document everything: Keep copies, dates, and notes of any financial details or red flags you’ve discovered.

🧡 Stay calm and factual: If your ex is stalling or being evasive, don’t react emotionally. Focus on facts and next steps.

🧡 Get professional support: Your family lawyer and financial expert can help formalise disclosure requests and identify what’s missing.

This is where I can help you gain clarity around your financial situation - so even if your ex isn’t forthcoming, you’re not left in the dark.

Remember, knowledge is leverage. The more clarity you have, the stronger and more confident you’ll feel as things unfold. 💪

separationfinancials

01/07/2026

For now, it’s one foot in front of the other, and that’s okay 🧡Jules

Address

Sydney, NSW

Telephone

+61291370494

Website

http://www.simplesplitfinancials.com.au/

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