Amit Guru - Credit Advisor/Mortgage Broker

Amit Guru - Credit Advisor/Mortgage Broker We strive for excellence in all that we do and look forward to helping you reach your finance goals.

Amit Guru is a highly regarded Credit Advisor at The Lenders Club, helping people with finance across Australia.
350+ 5⭐️ Google Reviews
Specialising in finance consulting, finance strategy, home loans, investment finance, refinance & SMSF lending. We believe that finance products should be easy to understand, easy to access and allow you peace of mind. We are committed to providing you with a su

perior level of knowledge, expertise and service that goes above and beyond other brokers. Amit Guru is a highly regarded Credit Advisor/Mortgage Broker at The Lenders Club, based in the heart of Sydney, NSW. With a master’s degree and a strong background in leadership, financial analysis, and stakeholder management, Amit brings a depth of experience that allows him to deliver clear, strategic and well-rounded finance advice to clients across Australia. Specialising in finance strategy, home loans, investment finance, refinancing and SMSF lending, Amit takes an education-first, service-focused approach. His ability to tailor conversations and guidance to each client’s background, personality and needs has helped him build strong, lasting relationships. This personalised style—combined with strong lender knowledge and hands-on support from pre-approval to settlement and beyond—has earned him a stream of genuine 5-star Google reviews from grateful clients. https://www.linkedin.com/in/amit-guru-45418914a

https://brokerpages.com.au/mortgage-broker/amit-guru/

https://www.lendersclub.com.au

21/06/2026

Your existing home loan might be killing your borrowing capacity.

Here’s why:
• Banks don’t assess what you actually pay. They apply a buffer.
• One lender might use a 3% buffer, another just 1%. That gap can shift your capacity by over $100k.
• If your current loan has 18 years left, the higher repayment estimate reduces how much you can borrow next time.

The fix isn’t earning more. It’s structuring smarter.
A refinance or interest-only strategy can flip your profile and open new lending opportunities.

Your current loan isn’t just a repayment. It’s part of your financial story.

General information only — not financial, credit or tax advice.



12/06/2026

Why They Choose Us?

Behind every approval is a strategy.

These reviews highlight what we pride ourselves on most — proactive communication, fast turnaround times, expert guidance, and a commitment to getting the job done when it matters most.

We’re grateful for the trust our clients place in us.

⭐️⭐️⭐️⭐️⭐️ Google Reviews

08/06/2026

SMSF property investing can feel like a mystery, until you understand the rules.

• Yes, trusts are required (SMSF + bare trust)
• Property must be purely for investment
• Vacancies mean repayments still apply
• Renovations are very limited with a loan
• You can’t release equity. Selling is the only way to access growth

SMSF lending isn’t about shortcuts. It’s about structure, compliance, and strategy.

General information only — not financial, credit or tax advice.


15/05/2026

Everyone loves to brag about their “low rate.”
But I can’t tell you how many times I’ve seen people stuck because of it.

They saved $80 a month…
… but lost $100k in borrowing capacity.
They couldn’t invest. Couldn’t restructure. Couldn’t move forward.

A slightly higher rate with the right lender can actually make you money because it gives you options.

Your rate means nothing if you’re stuck.

General information only — not financial, credit or tax advice.



08/05/2026

🍽 Running an SMSF is like running your own restaurant — you’re the boss, but you’ve got to follow the recipe.

✅ Property is on the menu
❌ Living in it = off the menu
✨ Commercial property = chef’s special (you can even lease it back to your business!)

Borrowing? Possible. Just bring a chunky deposit (your own ingredients).

SMSFs aren’t for everyone, but if you want more control and flavour in your retirement plan, this could be your recipe for wealth.

General information only — not financial, credit or tax advice.


24/04/2026

Their words. Not ours.

Clear communication, expert guidance, and results delivered—without the stress.
From strategy to settlement, we make the process smooth, simple, and done right.

⭐️⭐️⭐️⭐️⭐️ Google Reviews

17/04/2026

Why did your friend get approved and you didn’t . . . even with the same job and income?

Because same job doesn’t mean same profile.

• They might have less debt or a lower credit card limit
• Their broker might’ve used a lender with different policies
• Their income type (like overtime or bonuses) may be counted differently
• Their broker might’ve structured and explained their application better

Borrowing power isn’t just about how much you earn. It’s about how your story is presented and which lender sees it.

Same pay. Different outcomes.
Not unfair, just technical.

11/04/2026

Clear communication. Smooth process. Proven results.

Making the whole process simple & stress-free.
That’s what matters—and that’s exactly what we deliver.

⭐️⭐️⭐️⭐️⭐️ Google Reviews

Address

Sydney, NSW
2000

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 10am - 5am

Website

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