11/05/2026
How much money do you actually need to enter commercial property?
This is the #1 question I get — and the answer surprises most people.
Entry-level — $400,000 to $600,000 purchase price. Deposit needed: $150,000 to $300,000.
Mid-market (most popular right now) — $1M to $1.5M purchase price. Deposit needed: $400,000 to $500,000.
Where the really good deals sit — $2M to $3M. Deposit needed: $700,000 to $900,000.
That last bracket is where the yields are sharpest, the tenants strongest, and the assets most defensible. But you don't have to start there.
Here's what most people get wrong:
When you bought your first residential property, you didn't start with a $3M house. You started small and grew. Same rule applies in commercial. You crawl before you run. You buy something accessible, learn the asset class, then scale up.
What matters more than the entry point is the strategy.
If you know where you're going — what your end portfolio looks like, what passive income figure you're working toward — every property fits into that map. You're building a portfolio, not collecting individual deals.
And here's the move most people miss: if you already own residential, you don't replace it. You combine it. Commercial and residential working together accelerates the whole portfolio faster than either does alone.
Comment STRATEGY below and I'll send you the link for a free strategy session with my team.