Trade & Small Business Solutions

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Terrigal, NSW
Trade & Small Business Solutions

Our team has over 35 years experience, we are dedicated to support and provide your business needs.
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13/10/2026

Where Did All the Money Go?

Your Profit & Loss says you made a profit… but your bank balance tells a different story. Sound familiar?

Some common reasons your cash disappears:
• Customers still owe you money
• GST, PAYG, super and tax have been paid
• You’ve made loan or finance repayments
• You’ve purchased equipment, vehicles or other assets
• You’ve bought extra stock
• Owners have taken drawings or distributions

Understanding where your money is going is an important part of managing a healthy business.

Need help making sense of your numbers? Trade & Small Business Solutions can help.
Contact Trade-sbs today!
P: 0455 222 501
E: [email protected]

09/10/2026

Profit VS Cash Flow

Profit doesn’t always mean cash in the bank.

Your business can be profitable on paper and still feel tight on cash.

Profit shows what’s left after your income and expenses.

Cash flow shows the actual money coming in and going out of your business.

So where can the cash go?
• Customers haven’t paid their invoices yet
• GST, PAYG, super or tax payments are due
• You’ve bought equipment or stock
• Loan repayments are eating into your cash
• Money is tied up in the business

Profit tells you how your business is performing. Cash flow tells you whether you can pay the bills.

Keeping an eye on both gives you a much clearer picture of your business finances.

Need help making sense of your numbers? Trade & Small Business Solutions can help.
Contact Trade-sbs today!
P: 0455 222 501
E: [email protected]

05/10/2026

5 Numbers Every Business Owner Should Know

Do you know how your business is really performing, or are you just checking the bank balance?

Here are 5 numbers worth knowing:
1. Sales – How much are you bringing in?
2. Gross Profit – What are you making after the direct cost of your sales?
3. Net Profit – What's actually left after all your expenses (overheads)?
4. Cash Flow – Is there enough money coming in to cover what's going out?
5. Debtors – How much money are your customers currently owing you?

Knowing these numbers helps you spot problems earlier, plan ahead and make better business decisions.

Not sure what your numbers are telling you?
Contact Trade-sbs today!
P: 0455 222 501
E: [email protected]

02/10/2026

A few weeks ago, the Trade & Small Business Solutions team had the pleasure in attending the Ian & Shirley Norman Foundation’s 5th Birthday celebration.

We’re grateful for the invitation and enjoyed the opportunity to connect with others in our community, hear about the Foundation’s journey and celebrate the impact they’ve made over the past five years supporting the community and charities.

Thank you to the ISNF team for a wonderful evening and for the work you continue to do.

29/09/2026

It’s always great to hear from the businesses we work with!

A big thank you to Carver Catering for the kind words and for trusting Trade & Small Business Solutions to support your business.

We love helping local businesses stay on top of their bookkeeping, BAS and business needs, so they can focus on what they do best.

Thanks again, Carver Catering!
Village Kiosk

Contact us today!
P: 0455 222 501
E: [email protected]

23/09/2026

Key Dates to Remember for September!

A few important dates and reminders for Australian small businesses this month:
📌 21 September – August Monthly BAS/IAS due
📌 Payday Super – Don't forget your super obligations when processing payroll
📌 TPAR deadline – Don't forget Taxable Payments Annual Report (TPAR) Contractor payment ATO report – deadline was due 28th Aug – Lodge ASAP
📌PLAN AHEAD - Cashflow Start preparing cash flow for your September Quarter BAS

Contact us today!
P: 0455 222 501
E: [email protected]

18/09/2026

Happy National Tradie Day!

A big shoutout to all the tradies working hard, getting the job done and keeping Aussie businesses moving.

We’re proud to support you every step of the way!

17/09/2026

We're Here to Help!

Running a business comes with plenty of responsibilities, but you don’t have to manage everything on your own.

Whether you need help with:
- Bookkeeping
- Payroll
- BAS
- Cash Flow Management
- Administration Support
- Business Mentoring

Our team can help you stay organised, understand your numbers, manage your cash flow and get your business tax-ready.

Spend less time on the paperwork and more time running your business.

Contact us today!
P: 0455 222 501
E: [email protected]

15/09/2026

Good Bookkeeping Can Save Your Business Money.

Bookkeeping isn’t just about keeping the ATO happy. Done properly, it gives you a clearer picture of your finances, helps you make smarter decisions, and supports a more profitable business.

Good bookkeeping helps you:
- See exactly where your money is going
- Spot unnecessary expenses
- Stay on top of cash flow
- Avoid costly mistakes and missed payments
- Keep your records organised and reduce accounting clean-up costs

Your numbers should do more than tell you what happened, they should help you decide what happens next.

Contact Trade-sbs today!
P: 0455 222 501
E: [email protected]

11/09/2026

Tax time doesn't need to be stressful! A little preparation can make a big difference.

Before sending everything to your Tax Agent:
1. Reconcile your bank and credit card accounts
2. Make sure income and expenses are up to date
3. Review outstanding debtors and creditors
4. Check payroll, PAYG and super records
5. Get your receipts and supporting documents organised

The sooner you get organised, the easier tax time will be, for you and your Tax Agent.

Need a hand getting your books up to date and tax ready? Trade & Small Business Solutions are here to help.

Contact Trade-sbs today!
P: 0455 222 501
E: [email protected]

Address

Terrigal, NSW

Website

http://www.trade-sbs.com.au/

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