Scarlett Financial

25/01/2024

And the lucky winner of our $500 Amazon Gift Card for this quarter is...

Drum roll please... 🥁

RENEE MASTROLEMBO! 🎉

Congratulations, Renee! We hope you treat yourself to something nice.

Big thanks to everyone who left us a Google review - we really appreciate your support!

Remember, each quarter we thank a reviewer with a sweet $500 Amazon treat. So why not share your thoughts and be in the running next quarter?

14/12/2023

Home owners have been battling rising interest rates for over a year and a half now. But a new report reveals the important step some savvy borrowers are taking to rein in higher rates and swap “oh no!” for “ho, ho, ho!”. It’s no secret that refinancing has the potential to slice a big chu...

08/12/2023

If buying a home is at the top of your wish list for 2024, don’t miss our rundown on how the property market has fared in 2023 – and why the new year is shaping up as potentially another big year for real estate. As we turn the page on 2023, let’s take a quick […]

05/12/2023

Thrilling news for aspiring homeowners in Queensland!

The government has doubled the First Home Buyers Grant, boosting it from $15,000 to an impressive $30,000. This substantial financial support is a beacon of hope for first-time homebuyers, making their dream of homeownership more achievable than ever before.

Director and Mortgage Broker Gemma Cuskelly has written an insightful article that unravels the eligibility requirements for the First Home Buyer's Grant and what this means for first-time buyers.

To read the full article, click here: https://scarlettfinancial.com.au/great-news-for-first-home-buyers-in-queensland/

If you’re a First Home Buyer and would like to receive some guidance and advice on the path to home ownership, book your free 30 minute consultation with Gemma here: https://calendly.com/gemmacuskelly/introductorychat?month=2023-12

In a momentous move to empower prospective homeowners, the QLD government has recently unveiled a groundbreaking enhancement to the First Home Buyers Grant. This crucial financial support for first-time homebuyers has doubled from $15,000 to an impressive $30,000. The revised grant seeks to provide....

23/11/2023

It may be called the silly season but a few smart strategies could help you enjoy the festive season this year without missing a beat on your home loan. Check out our tips to share the Christmas cheer this year without breaking the bank. Store shelves are starting to be lined with tinsel, ‘Santa s...

22/11/2023

In the dynamic world of equity investing, the quest for long-term success requires a deeper understanding of the factors that drive market returns.

While traditional value investing, focused on acquiring undervalued businesses, has been a prominent strategy, it's essential to recognise its limitations in today's market landscape.

The true path to sustainable wealth creation lies in embracing the concept of compounding returns and identifying the structural winners – the exceptional companies that possess enduring competitive advantages and exhibit consistent growth over extended periods of time. By focusing on these structural winners, investors can harness the power of compounding returns and achieve their long-term financial goals.

Embrace a new paradigm in equity investing. Read the full article here: https://scarlettfinancial.com.au/equity-returns-are-driven-by-the-few-not-the-average-back-the-winners/

Over the past decade and a half, we have moved to a globalised, internet and smart phone-enabled, world. The market has become a globalised “winner takes all market”. Power law probability distributions describe the situation where only a small percentage of a certain population produce most of ...

15/11/2023

If the November rate hike will seriously stretch your finances, one potential solution may be to extend your loan term. It can ease the hip pocket pain by lowering monthly repayments. But taking more time to pay off your mortgage can come with hidden downsides. Here’s what to weigh up. Will the RB...

07/11/2023

The Reserve Bank of Australia (RBA) has increased the official cash rate by 25 basis points, taking it to 4.35%. So just how much will this year’s Melbourne Cup day rate hike increase your monthly repayments? Some more tough news for mortgage holders around the country today. Despite the official ...

02/11/2023

Mortgage brokers have notched up a new personal best, with seven out of every 10 new mortgages settled thanks to their help! It’s a sure sign that mortgage brokers are delivering the goods when it comes to helping Australians move into their dream homes. In the nine months to 31 March 2023 (while ...

28/10/2023

No matter whether you’re in the market for a home or an investment property, it makes financial sense to buy in an area where values are tipped to rise. But where to look? Today we’ll unveil the Australian cities where population growth is tipped to turbo-charge the property market. One of the b...

19/10/2023

Not sure what refinancing is all about? You’re not alone. Our quick explainer lets you master the basics and helps you work out how much you could save. Home loan refinancing is a hot topic right now. Ever since interest rates hit an upward trajectory in May 2022, skyrocketing numbers of homeowner...

12/10/2023

Know anyone who wants to buy their first home? A new report confirms that low deposit schemes are getting younger buyers into a place of their own sooner. First home buyers are ignoring headlines warning that it can take years to save a deposit. Instead, they’re flocking to guarantee schemes that ...