Say No to Renting

Say No to Renting Perth's First Homebuyer Home Ownership Fast Track Program.

Say No to Renting’s mission is to make your home ownership journey and process as stress free and effortless as possible.

Attention First Homebuyers!The Government has passed legislation which will allow First Homebuyers to access more of the...
15/02/2022

Attention First Homebuyers!

The Government has passed legislation which will allow First Homebuyers to access more of their superannuation to buy their first home, lifting the limit from $30,000 to $50,000.
Now that's exciting!

Book your FREE discovery call to see how can qualify:

https://saynotorenting.com.au/contact/

Happy New Year!!! 🎉
31/12/2021

Happy New Year!!! 🎉

MERRY CHRISTMAS. 🎅 🤶 🎄 Happy holidays from all of us here at Say No to Renting.Thank you to our clients for allowing us ...
25/12/2021

MERRY CHRISTMAS. 🎅 🤶 🎄

Happy holidays from all of us here at Say No to Renting.

Thank you to our clients for allowing us to be part of your home ownership and wealth creation journey.

Perth property prices still on strong and steady rise.Perth house prices have surged more than 18 per cent in the past y...
04/10/2021

Perth property prices still on strong and steady rise.

Perth house prices have surged more than 18 per cent in the past year, and even more in regional WA, according to revised property data by CoreLogic.

The property data company's September Home Value Index shows a staggering 18.1 per cent increase in home values in Perth over the past year.

That is broken down to 18.5 per cent for houses and 15 per cent for units.

It means the median value of a home in Perth is now $524,589.
The increase is even bigger in regional WA, with a 19.9 per cent increase in dwelling values over the past 12 months.

Happy Grand Final Weekend Perth!What an amazing time in Perth and who would have thought we'd host an AFL Grand Final.If...
25/09/2021

Happy Grand Final Weekend Perth!

What an amazing time in Perth and who would have thought we'd host an AFL Grand Final.

If your team is playing today - Good Luck!

Melbourne Demons Vs Western Bulldogs

Know your options and the process.Think about the next 5-10 years. Is home ownership in the picture? Maybe you want to b...
16/09/2021

Know your options and the process.

Think about the next 5-10 years. Is home ownership in the picture? Maybe you want to buy shares, travel or even get an investment property while you rent (also known as ‘rentvesting’).

Talking to friends and family who’ve already bought property can give you an idea of what’s involved. You’ve probably got your eye on the property market and social media too. Talking to an expert like a Home Lending Specialist or Broker can also help you understand your options and answer any questions about the home buying process.

But ultimately, it comes down to what’s right for you and your future goals. Working out what’s important to you can help you cut through the noise and make a more confident decision.

Talk through the home buying process with a SNTR Home Coach.

"Property is a very individual and unique thing. The advice can only go so far. You need to be clear about what’s important to you.”

https://saynotorenting.com.au/home-coach-perth/

What does a SNTR Home Coach do?We work with our clients and provide well considered, focused and most importantly unbias...
08/09/2021

What does a SNTR Home Coach do?

We work with our clients and provide well considered, focused and most importantly unbiased support and guidance. Helping them get started on the path to home ownership the right way.

We establish & link all the necessary products & services. Saving you time & money:

To get the process right from the very outset you should be fully aware of all the linking components that produce the best home ownership outcome for you now and into the future. It's a bit like a recipe, the only difference is that with a SNTR Home Coach in the 'kitchen' with you it won't leave a bad taste!

Reducing risk of errors & costly mistakes:

It's hard enough as a first homebuyer entering the market as it is. Although it's a dream to get a home of your own, it can sometimes result in a nightmare through misinformation, underestimation and costly mistakes. Knowing you have a professional by your side that has your best interests at heart will give you confidence and peace of mind.

Meet one of our Home Coaches - Tony Kemp

https://saynotorenting.com.au/home-coach-perth/

There’s no doubt, it’s boom time for Australian property right now with prices growing at their fastest pace in 17 years...
08/09/2021

There’s no doubt, it’s boom time for Australian property right now with prices growing at their fastest pace in 17 years.

According to recent Core Logic data, the value of Aussie homes is up 16.1% since this time last year, which is the strongest annual growth seen since 2004.

Despite recent lockdowns, due to the pandemic, most cities around the country have seen home values continue to rise and Perth is no exception.

So, while it’s definitely a seller’s market, is it also a good time to buy?

Investing in property is always a good idea so if you can get a foothold in this hot market, now is the time!

We've put together a First homebuyer Guide that will help you get started the right way:

https://saynotorenting.com.au/first-homebuyer-guide/

Home and land packages in over 50 suburbs through out the Perth metropolitan area and Peel region.Our hard working team ...
31/08/2021

Home and land packages in over 50 suburbs through out the Perth metropolitan area and Peel region.

Our hard working team can put together affordable, turnkey home and land packages in over 50 Perth suburbs.

From Two Rocks to Dawesville and everywhere in between, we work with real estate agents, land developers and our professional building partner to create some of the best value, top quality home and land packages.

Find out what's possible for you and your family. Connect with a Home Coach today!

New guarantees for first homebuyers and single parents now available.From 1 July 2021, an additional 30,000 places will ...
30/08/2021

New guarantees for first homebuyers and single parents now available.

From 1 July 2021, an additional 30,000 places will be made available to eligible applicants under the Coalition Government’s First Home Loan Deposit Scheme, the temporary New Home Guarantee program, and the Family Home Guarantee.

This includes:

10,000 guarantees under the First Home Loan Deposit Scheme to eligible first home buyers to purchase a home with a deposit of 5 per cent;

10,000 New Home Guarantees to eligible first home buyers to build a new home or purchase a newly built home with a deposit of 5 per cent; and

10,000 Family Home Guarantees to eligible single parents with children to build a new home or purchase an existing home with a deposit of as little as 2 per cent.

The First Home Loan Deposit Scheme and New Home Guarantee programs are specifically designed to support first home buyers, while the Family Home Guarantee will support single parents with children, regardless of whether they are a first home buyer or previous owner occupier.

In expanding the First Home Loan Deposit Scheme and New Home Guarantee and introducing the Family Home Guarantee, the Coalition Government continues to ensure that people aspiring to enter the housing market and single parents looking to enter or renter the housing market can achieve the dream of home ownership.

The three programs are administered by the National Housing Finance and Investment Corporation (NHFIC) in partnership with a panel of participating financial institutions. Applications should be made directly with a participating lender or their authorised representatives, such as a mortgage broker.

All participating lenders have committed not to charge eligible customers higher interest rates than equivalent customers outside of the programs.

Information on how to apply, eligibility requirements and the full list of participating lenders is available on the NHFIC website.

Supporting more Australians achieve getting into their first home is a key priority for the Coalition Government as Australia continues its recovery from the COVID recession.

First Home Super Saver Scheme to help first-homebuyers raise a deposit more quickly.In the 2021/22 budget, the federal g...
30/08/2021

First Home Super Saver Scheme to help first-homebuyers raise a deposit more quickly.

In the 2021/22 budget, the federal government also made changes to the First Home Super Saver Scheme to help first-home buyers raise a deposit more quickly.

The government is increasing the maximum amount of voluntary contributions eligible to be released under the scheme to $50,000 from $30,000.

Introduced in the 2017/18 federal budget, the First Home Super Saver Scheme lets first-home buyers save for a deposit inside their superannuation account.

It helps them save more quickly for a deposit faster, because of the concessional tax treatment of superannuation.

They can make voluntary concessional (before-tax) and non-concessional (after-tax) contributions into their super fund to save for a first home of up to $15,000 per financial year.

They can then apply to release those contributions and any associated earnings, with the amount of contributions that can be released currently capped at $30,000. From 1 July 2022, that amount will be increased to $50,000.

Voluntary contributions made from 1 July 2017 can count towards the total amount released.

To be eligible, first-home buyers must either live in the premises they are buying or intend to do so as soon as practicable, and also intend to live in the property for at least six months within the first year of ownership, after it is practical to move in.

The Australian Taxation Office notes eligibility is assessed on an individual basis, meaning couples, siblings or friends can each access their own eligible FHSS contributions to buy the same property.

The ATO website said first-home buyers can start saving under the FHSS scheme by entering into a salary sacrifice agreement with their employer or by making voluntary personal super contributions.

When first-home buyers are ready to release their FHSS amounts, they need to apply to the ATO for a FHSS determination and a release.

About 18,500 new home buyers have released savings under the FHSSS since it began in July 2018.

Address

25 Supreme Loop
Wangara, WA
6065

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