Mitch Weadley - Astute Financial

Mitch Weadley - Astute Financial Finance Specialist with Astute Financial Warragul. Home Loans, Investment Loans, Car Loans/Equipment Finance & Commercial Loans.

Astute Financial Management Pty Ltd | ACN 093 587 010 | Australian Credit Licence 364253 | Wealth and Personal Insurance services provided by an authorised representative of Alliance Wealth Pty Ltd | ABN 93 161 647 007 | AFSL 499221 | centrepointalliance.com.au/AW. General Insurance provided by Astute Insurance Pty Ltd | ABN 59 622 582 236 | Authorised Representative of Ausure Pty Ltd ABN 94 096

971 854 AFSL 238433. Health Insurance products are underwritten by St Luke’s Medical and Hospital Benefits Association ACN 009 479 618 (St.LukesHealth), a registered private health insurer, [trading as Astute Simplicity Health] and members are introduced by Astute Financial Management Pty Ltd or related entities (collectively known as Astute) for which Astute receives a commission.

We never take it for granted how lucky we are to assist such wonderful clients in securing their first property. 🏡✨📞 043...
27/08/2026

We never take it for granted how lucky we are to assist such wonderful clients in securing their first property. 🏡✨

📞 0437 842 834
📧 [email protected]
💻astutefinancial.com.au/warragul

If the answer is yes, you could be paying more interest than necessary—and it might be time for a finance check-up. Get ...
29/04/2026

If the answer is yes, you could be paying more interest than necessary—and it might be time for a finance check-up. Get in touch via phone or email, and we’ll confirm whether your current deal is still working for you.

📞 0437 842 834
📧 [email protected]
⌯⌲ DM

We love nothing more than playing a small part in helping our clients purchase their first home! 🏡📞 0437 842 834📧 mitch....
26/04/2026

We love nothing more than playing a small part in helping our clients purchase their first home! 🏡

📞 0437 842 834
📧 [email protected]
⌯⌲ DM

Yes, even with pre-approval, including a subject to finance clause remains necessary.Pre-approval merely indicates that ...
22/04/2026

Yes, even with pre-approval, including a subject to finance clause remains necessary.

Pre-approval merely indicates that a lender is likely to approve your loan based on preliminary assessments. But it’s not a guarantee.

Final or unconditional approval only comes after meeting specific conditions and the lender’s thorough evaluation of the property and your financial situation.
What does this mean?

Pre-approval gives you a price guide for your affordability. As we know, rates and polices change regularly as can your personal circumstances due to unexpected financial changes, job shifts, new debt ect affecting your borrowing capacity.

Your lender needs to assess the specific property you have signed a contract for - it’s value, location, zoning and condition could affect whether or not they’ll lend.
Ensuring you select the subject to finance clause, you’re protecting your deposit and possible legal issues if finance falls through.

Even with solid pre-approval, going over the sale contract with your conveyancer and ticking the finance clause along with any other appropriates clauses you’re protecting your deposit, allowing enough time for the finance to be approved and avoid possible legal issues if finance falls through.

Play it safe, tick subject to finance.

📞 0437 842 834
📧 [email protected]
⌯⌲ DM

Address

60 Victoria Street
Warragul, VIC
3820

Telephone

+61437842834

Website

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