Chevron Equipment Finance

Name: Chevron Equipment Finance
Address: Level 1, 2 Classic Way, West Burleigh, QLD, 4213, AU
Telephone: +611800334345

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Chevron Equipment Finance

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We work with small and medium sized Australian businesses - helping them grow by providing easier access to funds.

Chevron Equipment Finance was established to provide a more personalised service to meet the needs of growing small and medium businesses that have been underserviced by their bankers for years. We pride ourselves in acting with a sense of urgency in everything we do and our can do culture ensures service and results we can be proud of. We assist small and medium sized Australian businesses to grow through easier access to capital to fund business assets.

02/11/2026

Working Capital & Managing Cash Flow
In the transport sector, timing gaps can strain even the most profitable operations.
You pay for fuel weekly, but customer payment terms often drag out to 30, 60, or even 90 days. When fuel spikes, that cash gap widens fast.

Key tools to maintain working capital liquidity:
💰 Business overdraft facility: Acts as a flexible buffer to cover immediate pump and operating expenses without drawing down on capital reserves.
💰 Invoice or debtor finance: Bridges the gap between load completion and client payment, unlocking up to 85% of outstanding invoices immediately.
💰 Disciplined debtor control: Enforce strict terms and follow up overdue accounts systematically.

A dedicated working capital facility prevents short-term fuel spikes from interrupting regular routes and day-to-day operations.

Talk to an equipment finance expert or your commercial broker today to put the right liquidity safety net in place for your fleet.

30/10/2026

Equipment Upgrades & Fuel Efficiency

Could an ageing fleet be costing your transport business far more than scheduled repayments on a new prime mover?

Older equipment doesn’t just burn more fuel per kilometre; it also compounds expenses through unscheduled mechanical downtime, higher maintenance overheads, and lost delivery windows.
Why modern equipment drives efficiency:
⛽ Lower fuel burn: Modern Euro 6-rated engines and advanced automated manual transmissions (AMTs) significantly reduce litres consumed per hundred kilometres.
⛽ Predictable maintenance: New factory warranties reduce sudden, costly workshop bills.
⛽ Driver productivity: Modern cab ergonomics and safety tech improve driver retention and lower fatigue risk.
Structured asset finance can keep repayments manageable while fuel savings and operational uptime immediately offset the outlay.
Reach out to an equipment finance specialist to explore competitive fleet upgrade options tailored to your balance sheet.

28/10/2026

Load Profitability vs Gross Revenue
Top-line revenue can be misleading, especially when fuel takes up a disproportionate share of operating expenses.

Hauling heavy loads every day doesn’t guarantee a healthy bottom line. When operating costs spike, high-turnover routes with slim margins can quickly flip into loss-making runs.

How to tighten load margins:
🚚 Calculate cost per kilometre per run: Factor in driver wages, wear-and-tear, return trip deadheading, and actual fuel burn.
🚚 Identify break-even thresholds: Know the minimum rate required per pallet or ton before dispatching a vehicle.
🚚 Trim unprofitable runs: Use load-level data to either renegotiate underperforming contracts or reassign fleet resources to higher-yielding routes.
Focus on what remains in the bank after delivery, not just what enters the invoicing ledger.
Need help breaking down operating overheads per asset? Connect with your accountant to stress-test your route margins.

26/10/2026

Fuel Levies & Freight Rates

Fuel prices fluctuate constantly, but that doesn’t mean your profit margins have to take the hit.
One common trap for Australian transport operators is absorbing price hikes rather than passing them through. When was the last time you adjusted your freight rates or fuel surcharge mechanism?

Actionable steps to safeguard your revenue:
⛽ Audit fuel surcharge clauses: Ensure current customer contracts reflect real-time bowser fluctuations.
⛽ Review indexation intervals: Shift from quarterly adjustments to monthly or fortnightly reviews if volatility continues.
⛽ Stop subsidising freight: If a contract doesn’t cover cost movements, renegotiate or reallocate fleet capacity.
You can't dictate the price at the pump, but you can control what you charge to move the freight.
Are your current fuel levies fully covering your pump costs, or are you eating into your margins?

Speak to your accountant or finance adviser to benchmark your rate structures today.

23/10/2026

A customer approached us looking to expand their business from concreting into the civil space.

The applicant had used a different broker previously but had been required to contribute a deposit. We were able to get him approved with no deposit by using collateral as security, helping him keep his cash in the bank rather than tying it up in a depreciating asset.

The applicant purchased a specialised 2003 tipper truck and a new excavator, which he has since put to work generating additional income for his growing business.

16/10/2026

Thors Hammer! ⚡

13/10/2026

From a ute and a 1.7-tonne excavator to a growing earthmoving business. 😎

Two years ago, this customer started working on the side during his off-rotation from the mines, with just his ute and a 1.7-tonne excavator.

Fast forward a year, and he had added a tipper, Positrack and 3.5-tonne excavator to his fleet, giving him the confidence to leave the mines and focus on his business full-time.

With hard work, the right equipment and the right finance structure, he has turned a side hustle into a growing earthmoving business.

10/10/2026

We recently financed this 2018 Kenworth T610 for one of our newer customers based in Balmoral. He wasted no time putting the truck to work, delivering several dozers, excavators and prime movers within his first few weeks.

With a strong work ethic and a great start, we’re looking forward to supporting him as he continues to grow his business. 😎

08/10/2026

Its that time of the year again, Cash Flow Benefits When Purchasing Equipment Before Christmas!

Last month, we discussed the differences between Cash vs Line of Credit. This month, we’re focusing on another important consideration, cash flow.

The Christmas and New Year period can be challenging for cash flow, particularly for businesses with 30-day debtor terms. While expenses such as wages, holiday pay, fuel, insurance, GST and loan commitments continue, income generated in late December and January may not be received until February.

If you’re considering purchasing a $500,000 prime mover, it’s worth looking beyond the purchase price and considering what that decision does to your working capital.

Don't Forget the GST
There can also be an important GST cash-flow consideration. For a $500,000 GST-inclusive equipment purchase, the GST component is approximately $45,455. Subject to your eligibility and BAS reporting cycle, that GST credit may be claimable through your BAS and Boost well needed cashflow in January.

When considering a major equipment purchase, the question isn't simply "Can I afford to pay cash?" It is also "Where is my cash more valuable, tied up in the equipment or available inside my business?"

Both cash and finance can have advantages depending on your financial position, tax circumstances and business objectives. Before making a decision, speak with your accountant and equipment finance specialist to determine the structure that best supports your business and .

Address

Level 1, 2 Classic Way
West Burleigh, QLD
4213

Telephone

+611800334345

Website

http://chevronfinance.com/

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