Bsm Business Smart Management

12/03/2025

💼 𝘽𝙪𝙨𝙞𝙣𝙚𝙨𝙨 𝙏𝙞𝙥: 𝙈𝙖𝙣𝙖𝙜𝙚 𝙔𝙤𝙪𝙧 𝙁𝙞𝙣𝙖𝙣𝙘𝙚𝙨 𝙇𝙞𝙠𝙚 𝙖 𝙋𝙧𝙤! 💰

One of the biggest reasons small businesses struggle is poor financial management. Stay ahead by following these key accounting tips:

✅ 𝐓𝐫𝐚𝐜𝐤 𝐄𝐯𝐞𝐫𝐲 𝐄𝐱𝐩𝐞𝐧𝐬𝐞 – Know where your money is going to avoid cash flow issues.
✅ 𝐒𝐞𝐩𝐚𝐫𝐚𝐭𝐞 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 & 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 – Keep clean records and make tax time easier.
✅ 𝐒𝐭𝐚𝐲 𝐨𝐧 𝐓𝐨𝐩 𝐨𝐟 𝐈𝐧𝐯𝐨𝐢𝐜𝐞𝐬 – Late payments hurt your cash flow—follow up consistently.
✅ 𝐏𝐥𝐚𝐧 𝐟𝐨𝐫 𝐓𝐚𝐱𝐞𝐬 – Set aside funds throughout the year to avoid last-minute stress.
✅𝐑𝐞𝐯𝐢𝐞𝐰 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐑𝐞𝐩𝐨𝐫𝐭𝐬 𝐑𝐞𝐠𝐮𝐥𝐚𝐫𝐥𝐲 – Make informed decisions based on real data.

🔹 Good accounting isn’t just about numbers—it’s about building a strong, profitable business! Need expert help? Let’s chat! 📩

08/03/2025

💜 𝙃𝙖𝙥𝙥𝙮 𝙄𝙣𝙩𝙚𝙧𝙣𝙖𝙩𝙞𝙤𝙣𝙖𝙡 𝙒𝙤𝙢𝙚𝙣’𝙨 𝘿𝙖𝙮! 💜✨

Today, we celebrate the incredible women who are making moves in business, finance, and beyond! 💼📊
From female entrepreneurs to hardworking professionals—your dedication, resilience, and ambition inspire us every day. 🚀

At BSM, we’re proud to support women in business by helping them manage their finances, grow their wealth, and achieve their financial goals.
Here’s to strong women, smart decisions, and financial empowerment! 💰💪

Tag a woman who inspires you! 💕

05/03/2025

🔊 Tene cuenta cu e deadline pa VOD ‼️

Si bo no ta cliente di nos ainda, y bo mester ayudo cu esaki? Tuma contacto libremente cu nos y nos ta asistibo ✅️

No warda te na ultimo 👀

𝗙𝗲𝗰𝗵𝗮 𝗳𝗶𝗻𝗮𝗹 𝗽𝗮 𝗲𝗻𝘁𝗿𝗲𝗴𝗮 '𝘃𝗲𝗿𝘇𝗮𝗺𝗲𝗹𝗹𝗼𝗼𝗻𝘀𝘁𝗮𝗮𝘁' 𝘆 '𝘃𝗲𝗿𝘇𝗮𝗺𝗲𝗹𝘀𝘁𝗮𝗮𝘁 𝗼𝗽𝗴𝗮𝗮𝗳 𝗱𝗲𝗿𝗱𝗲𝗻' 𝟮𝟬𝟮𝟰

E fecha final pa entrega e lista colectivo di salario (verzamelloonstaat of VZL) y e lista colectivo di pago na tercera persona (verzamelstaat opgaaf derden of VOD) di aña 2024 ta 31 di maart 2025.

Tur doño di trabou of comerciante mester entrega e listanan menciona den forma digital via e portal 'BO impuesto' (BOi) di Departamento di Impuesto. E listanan aki ta disponibel den BOi.

Nos ta conseha pa cumpli na tempo debi cu no ta bay tin prolongacion di termino. Keda sin entrega e ‘Verzamelloonstaat’ of e ‘Verzamelstaat opgaaf derden’ di aña 2024 lo por nifica cu e contribuyente lo por ricibi un cobransa adicional (naheffingsaanslag).

Lesa mas: https://www.impuesto.aw/dia-31-di-maart-ta-ultimo-dia-pa-entrega-VZL-y-VOD-2024

05/03/2025

💡 𝙒𝙚 𝙒𝙖𝙣𝙩 𝙩𝙤 𝙃𝙚𝙖𝙧 𝙁𝙧𝙤𝙢 𝙔𝙤𝙪!💡

We're launching new workshops and want to ensure they’re exactly what YOU need! 🎯✨

What topics would you love to learn about in our upcoming workshop? 🤔 Drop your choice in the comments below! 👇👇

📌 𝙉𝙚𝙜𝙤𝙩𝙞𝙖𝙩𝙞𝙤𝙣 𝙨𝙠𝙞𝙡𝙡𝙨? Learn how to improve negotiation tactics for both internal and external business dealings,such as vendor contract, partnerships, or hiring.
📌 𝙉𝙚𝙩𝙬𝙤𝙧𝙠𝙞𝙣𝙜 & 𝙧𝙚𝙡𝙖𝙩𝙞𝙤𝙣𝙨𝙝𝙞𝙥 𝙗𝙪𝙞𝙡𝙙𝙞𝙣𝙜? Learn how to build and maintain valuable relationships with other business owners, potential clients, investors, and stakeholders to open doors for new opportunities.
📌 𝙎𝙩𝙧𝙖𝙩𝙚𝙜𝙞𝙘 𝙥𝙡𝙖𝙣𝙣𝙞𝙣𝙜 & 𝙗𝙪𝙨𝙞𝙣𝙚𝙨𝙨 𝙙𝙚𝙫𝙚𝙡𝙤𝙥𝙢𝙚𝙣𝙩?Learn how to create a long-term strategic plan, set realistic goals, analyze competitors, and develop a business development roadmap.
📌 𝘽𝙪𝙨𝙞𝙣𝙚𝙨𝙨 𝙜𝙧𝙤𝙬𝙩𝙝 & 𝙨𝙘𝙖𝙡𝙞𝙣𝙜? Learn strategies for expanding the business, including scaling operations, increasing revenue, and managing increased demand.

Something else? Let us know!💬
Your input helps us create workshops that bring the most value to YOU! 🚀

BSM aims to offer peace of mind by managing all you business needs in a smart & efficient way!!!

16/02/2025

🚀 𝓝𝓮𝔀 𝓦𝓮𝓮𝓴, 𝓝𝓮𝔀 𝓖𝓸𝓪𝓵𝓼, 𝓝𝓮𝔀 𝓞𝓹𝓹𝓸𝓻𝓽𝓾𝓷𝓲𝓽𝓲𝓮𝓼!💼

Every Monday is a fresh chance to build, grow, and chase your vision. Let’s make it a week of progress, not excuses! 💪

💡 Plan with purpose. Work with passion. Succeed with persistence.

What’s your #1 business goal for the week? Share it below! 👇

14/02/2025

💌 𝗙𝗮𝗹𝗹 𝗶𝗻 𝗟𝗼𝘃𝗲 𝘄𝗶𝘁𝗵 𝗦𝘁𝗿𝗲𝘀𝘀-𝗙𝗿𝗲𝗲 𝗙𝗶𝗻𝗮𝗻𝗰𝗲𝘀 𝗧𝗵𝗶𝘀 𝗩𝗮𝗹𝗲𝗻𝘁𝗶𝗻𝗲’𝘀 𝗗𝗮𝘆!❤️

💡 Your business deserves more than guesswork—it deserves financial clarity.

Here’s how our accounting services can help you:

💕 More Time for What You Love: We handle the numbers while you focus on growth.
📊 Accurate, Reliable Financial Insights: No more sleepless nights over spreadsheets.
⚙️ Seamless, Hassle-Free Processes: From bookkeeping to tax prep—we’ve got you covered!

💼 This Valentine’s Day, give your business the gift of financial peace.

👉 DM us today and let’s make your numbers work for YOU!

25/01/2025

Feliz Dia Di Betico🇦🇼
- BSM TEAM📈

08/01/2025

‼️

Manera conoci, dia 31 di januari 2025 ta e ultimo dia cu por paga impuesto di vehiculo di motor di aña 2025. Por haci pago na un di nos oficinanan of online via banco.

𝗣𝗮𝗴𝗮 𝗼𝗻𝗹𝗶𝗻𝗲 𝘃𝗶𝗮 𝗯𝗮𝗻𝗰𝗼
Den e dianan aki nos oficinanan ta basta druk. Nos ta recomenda nos contribuyentenan pa haci e pago online den comodidad di nan cas of oficina. Scoge Bill Pay, DIMP, MB y yena e siguiente descripcion:
𝗽𝗲𝗿𝘀𝗼𝗼𝗻𝘀𝗻𝘂𝗺𝗺𝗲𝗿-𝗽𝗲𝗿𝗶𝗼𝗱𝗼-𝗻𝘂𝗺𝗺𝗲𝗿𝗽𝗹𝗮𝗮𝘁
Ehempel: 65234510-2025-A92000

𝗜𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁𝗲
Pa e procesamento di pago online bay mas rapido y corectamente nos ta pidi pa:
1. controla si e persoonsnummer ta e mesun cu ta registra riba e nummerplaat;
2. haci 𝘶𝘯 𝘵𝘳𝘢𝘯𝘴𝘢𝘤𝘤𝘪𝘰𝘯 𝘥𝘪 𝘱𝘢𝘨𝘰 pa cada number.

𝗛𝗮𝗰𝗶 𝘂𝗻 𝗰𝗶𝘁𝗮
Despues di haci e pago, mester haci un cita y upload e comprobante di pago di banco y seguro. Nos lo duna e recibo ora cu bin busca e plachinan riba dia di e cita.

𝗗𝗲𝗯𝗲 𝗮𝘁𝗿𝗮𝘀𝗮
Tuma nota cu na momento cu nos ta registra e pagonan online, nos ta controla prome si no tin debe di motorrijtuigbelasting atrasa (2024 bay atras). Si tin debe atrasa, nos lo procesa e pago riba e impuesto di e añanan bieu 𝗽𝗿𝗼𝗺𝗲 y no riba e impuesto di aña 2025.

Tur debe atrasa tin cu wordo paga prome cu por paga e impuesto di aña 2025. No ta posibel mas pa haya areglo di pago pa impuesto di vehiculo di motor.

08/01/2025

Mantene bo mes bon informa ✅

Cu e cambio di tarifa di inkomstenbelasting/loonbelasting entrante 1 di januari 2025, ta importante pa splica con e sistema di calculacion di impuesto ta.
Ta calcula e suma den dos paso.

𝗣𝗿𝗼𝗺𝗲 𝗽𝗮𝘀𝗼
Den e prome paso nos ta aplica e suma liber di impuesto (belastingvrije voet) cu ta Afl. 30.000 pa aña.
Nos ta desconta e suma aki for di e entrada fiscal (belastbaar inkomen) y e suma cu ta resta nos ta yama e 'tabelinkomen'. E 'tabelinkomen' ta e base pa calcula e suma di impuesto cu un contribuyente mester paga.

𝗗𝗶 𝗱𝗼𝘀 𝗽𝗮𝘀𝗼
Awor nos ta aplica e tabel di tarifa pa calcula e suma di impuesto. E tabel ta consisti di 4 categoria di entrada. E prome categoria di entrada ta Afl. 34.930.
E reduccion di impuesto entrante 1 di januari 2025 ta encera entre otro, cu e impuesto riba e prome categoria di entrada ta cero.

Pues, den e prome paso e suma liber ta 30.000 y den e di dos paso, e tarifa ta cero te na un entrada di 34.930. Esaki ta nifica cu un contribuyente no ta paga inkomstenbelasting of loonbelasting si su entrada ta Afl. 64.930 of menos pa aña (30.000+34.930). Na momento cu e entrada surpasa e suma total di Afl. 64.930 pa aña, e contribuyente lo cuminsa paga sumanan minimo.

Den e potret por haya un bista di algun ehempel di entrada fiscal (belastbaar inkomen) y e suma cu un contribuyente ta paga na aña 2024 y 2025 y kico ta e diferencia.

Si e entrada ta Afl. 64.930 pa aña, e reduccion di impuesto pa aña ta Afl. 3.493. Esaki ta un averahe di Afl. 291,08 pa luna. Pues e contribuyentenan aki lo ricibi casi Afl. 300 extra pa luna ora nan cobra nan salario.

Tur doño di trabou mester aplica e tarifanan nobo ora di calcula e 'zuiver voljaarsloon' di nan empleadonan pa nan por paga menos loonbelasting den e aña aki.

E reduccion di impuesto no ta igual pa tur persona debi cu no tur persona tin e mesun entrada. P'esey ta importante pa uza nos calculator y haci e calculacionnan pa asina por haya un idea cuanto e suma di impuesto lo bira pa bo durante aña 2025.

Download nos calculator awe mes!

https://www.impuesto.aw/tarief-inkomstenbelasting-en-loonbelasting

07/01/2025

We welcome 2025 with open arms, ready to help your business thrive and achieve greater success this year!📈

18/12/2024

We wish you and your family happy holiday 🎄

Please take note of our Holiday Hours 🎄