06/01/2026
APPLYING FOR A CEDA, NDB, BBS OR ANY BANK TO PUT UP A DOUBLE STOREY PROPERTY
Smart Investment or Costly Mistake? Let’s Break It Down.
Many property developers rush into double-storey projects without fully understanding the long-term financial impact especially when the project is funded through a loan.
At Nale Consulting Services, we help you make informed decisions before you commit.
✅ ADVANTAGES OF A DOUBLE STOREY DEVELOPMENT
✔ Maximizes land use build more on a smaller plot (re baletse le melawana ya council)
✔ Higher rental income potential
✔ Strong long-term asset value
✔ Ideal for residential flats, mixed-use & commercial property
✔ Attractive to financiers for structured developments
⚠️ DISADVANTAGES YOU MUST PLAN FOR
✖ Just preparations alone to make your application meeting all the banks requirements costs almost 3 times of a ground floored project
✖ Higher construction costs (structure, stairs, slabs) Your BOQ will be millions and millions
✖ Requires detailed architectural & structural designs
✖ Longer approval and construction timelines
✖ Poor planning = loan pressure and cash-flow strain
This is where many projects fail not because the idea is bad, but because the planning is WEAK.
💰 USING A LOAN THE SMART WAY
Whether it’s CEDA, NDB, or private financiers, lenders want:
Council approved Architectural drawings
Soil test report analysis
Accurate BOQs and engineering reports
3 Letters of intent/Contracts (proof that you have potential tenants)
Bankable professional business proposal
Realistic financial projections
Proof of long-term repayment ability
A double storey project can work exceptionally well with a loan IF the numbers make sense.
📈 LONG-RUN INVESTMENT VIEW
✔ Rental income offsets loan repayments
✔ Property value appreciates over time
✔ After loan completion, income becomes pure equity
✔ A properly structured project builds generational wealth
The key is not building big it’s building right.
🤝 HOW NALE CONSULTING HELPS YOU
We assist you with:
Well detailed architectural drawings consultation
structural consultation
CEDA, NDB & private loan professional business proposals
5 years financial projections & cash-flow analysis
CALL ON EXPECTS
📞 Call: 77094190
📲 WhatsApp: +267 72826306
📧 Email: [email protected]
tiisa economy!!
Plan smart. Build right. Invest with confidence.
