All Things Business Botswana

24/04/2026

𝐅𝐔𝐍𝐃𝐈𝐍𝐆 𝐎𝐏𝐏𝐎𝐑𝐓𝐔𝐍𝐈𝐓𝐘

Artists and creative practitioners across all art disciplines from Botswana, Eswatini, Lesotho, Nambia, South Africa and Zimbabwe are invited to apply for grants under the Africa-Europe Partnerships for Culture: Southern Africa component.

Selected participants will receive a €6,000 to work and collaborate with a Heritage Narrative Cluster in coproducing engaging and creative works.

Application deadline: 29 May 2026

For more information:

https://www.goethe.de/resources/files/pdf359/aecp-cfp-for-artists--creatives-2026.pdf?fbclid=IwRlRTSARUZ9tleHRuA2FlbQIxMQBzcnRjBmFwcF9pZAo2NjI4NTY4Mzc5AAEe3ahe0a9URXKdyCiI_wJSAqbkaLFli_lsQcdXw17TDuvDzZJt2GYT_Qnac4A_aem_EOPJIcWrzk3Vgwp3v6Anrw

www.goethe.de/aepc

22/04/2026

🔓 OPEN: Grants for Artists and Creatives
We are inviting artists and creative practioners across all art disciplines from Botswana, Eswatini, Lesotho, Nambia, South Africa and Zimbabwe to apply for grants under the Africa-Europe Partnerships for Culture: Southern Africa component.
Selected participants will receive a €6,000 to work and collaborate with a Heritage Narrative Cluster in coproducing engaging and creative works.

❗Email: [email protected] for any queries.

❗Find the contacts for the EU department here: https://www.goethe.de/ins/za/en/ueb/kon/mit.html

Application deadline: 29 May 2026
For more information: www.goethe.de/aepc

14/04/2026

1. HOW TO CALCULATE YOUR NET WORTH

Net Worth = What you OWN-What you OWE

Assets (What you OWN)
• Cash (bank, mobile money)
• Shares (MSE, global stocks)
• Businesses
• Land / Property
• Pension / Investments
• Vehicles (realistic resale value)

Liabilities (What you OWE)
• Loans (bank, SACCO, personal)
• Mortgages
• Credit/overdrafts
• Unpaid obligations

Example:
• Assets = K150 million
• Liabilities = K40 million
Net Worth = K110 million

Important Shift

Most people think:
“My salary = my wealth”

Wrong.
Your net worth is your real financial position.

2. UNDERSTANDING CASHFLOW FROM ASSETS

Not all assets create wealth.
The real question is:
Does this asset PAY YOU or COST YOU?

Cashflow Assets (GOOD)

These put money in your pocket monthly:
• Rental property
• Dividend-paying shares (NBS, NBM, FDH etc.)
• Businesses
• Treasury Bills / Bonds

Example:
• Shares paying dividends
• Rent collected monthly

These build freedom.

Consumption Assets (WEAK)

These take money from you:
• Personal house (no rent)
• Cars
• Lifestyle items

They are not bad but they must be controlled.

My Rule:
“Income first. Lifestyle later.”

3. HOW TO TRACK YOUR CASHFLOW

Ask yourself monthly:
• How much is coming from salary?
• How much is coming from assets?

Your goal:

Move from 100% salary → to increasing % from assets

Target Journey:
• Stage 1: 100% salary
• Stage 2: 80% salary / 20% assets
• Stage 3: 50% salary / 50% assets
• Stage 4: Assets fully cover your expenses

That’s financial independence

4. BEST ASSET SPLIT (DIVERSIFICATION)

There is no one-size-fits-all, but here is a practical African/ Malawi-friendly model:

MY PORTFOLIO MODEL

1. Income Assets (40%–50%)
• Dividend stocks (MSE)
• Treasury Bills / Bonds
• Rental property

Purpose: Cashflow

2. Growth Assets (20%–30%)
• Businesses
• Expansion investments
• Equity in high-growth sectors
Purpose: Wealth expansion

3. Stability / Protection (10%-20%)
• Cash reserves
• Emergency fund
• Insurance-backed savings

Purpose: Survival

4. Long-Term Assets (10%-20%)
• Land
• Pension funds
• Strategic property

Purpose: Legacy

5. SIMPLE PORTFOLIO RULE

Never be:
• 100% in cash
• 100% in business
• 100% in property

Always be:
Balanced. Structured. Intentional.

MY FINAL TRUTH

Most people:
• Earn money
• Spend money
• Repeat

Few people:
• Measure net worth
• Build cashflow assets Create systems

ONE LINE TO REMEMBER:

“Your net worth shows where you are.
Your cashflow shows where you are going.”

14/04/2026

14/04/2026

Here are 6 current grants, accelerators and fellowships worth considering this week.

𝟏. 𝐂𝐫𝐞𝐚𝐭𝐢𝐯𝐢𝐭𝐲 𝐏𝐢𝐨𝐧𝐞𝐞𝐫𝐬 𝐅𝐮𝐧𝐝 – 𝐎𝐩𝐞𝐧 𝐂𝐚𝐥𝐥
Unrestricted grant funding for creative and cultural organisations driving social change, with awards up to $5,000 plus access to a global community.
🗓️ Deadline: April 14, 2026
🔗 https://app.easygrant.io/lists/discover/01KMMG965HAA02D1ND4F4VBTSP

𝟐. 𝐒𝐭𝐚𝐫𝐭𝐮𝐩 𝐀𝐛𝐮𝐣𝐚 𝐈𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐨𝐧 𝐂𝐡𝐚𝐥𝐥𝐞𝐧𝐠𝐞
Programme supporting Nigerian startups with funding, mentorship and ecosystem access to scale innovative solutions.
🗓️ Deadline: May 31, 2026
🔗 https://app.easygrant.io/lists/discover/01KNSD74W8GDJB6E47TKNGWPJC

𝟑. 𝐑𝐄𝐀𝐂𝐓 2.0 – 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐈𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐨𝐧 𝐅𝐮𝐧𝐝 𝐟𝐨𝐫 𝐄𝐧𝐞𝐫𝐠𝐲 & 𝐂𝐥𝐢𝐦𝐚𝐭𝐞 (𝐃𝐈𝐅𝐄𝐂)
Funding window supporting African companies scaling digital solutions in renewable energy and climate sectors, with grant funding for growth-stage innovations.
🗓️ Deadline: April 16, 2026
🔗 https://app.easygrant.io/lists/discover/01KMDACTTP1A95WXXG081RP0E1

𝟒. 𝐖𝐨𝐦𝐞𝐧 𝐢𝐧 𝐀𝐠𝐫𝐢𝐜𝐮𝐥𝐭𝐮𝐫𝐞 𝐋𝐞𝐚𝐝𝐞𝐫𝐬𝐡𝐢𝐩 𝐏𝐫𝐨𝐠𝐫𝐚𝐦 𝐅𝐞𝐥𝐥𝐨𝐰𝐬𝐡𝐢𝐩
Fellowship for African women professionals in agriculture, offering leadership training, international exposure and support for climate-responsive agriculture initiatives.
🗓️ Deadline: April 26, 2026
🔗 https://app.easygrant.io/lists/discover/01KMZCA1REJ9QCCJBEKFKGESRQ

𝟓. 𝐆𝐫𝐞𝐞𝐧 𝐑𝐢𝐬𝐞 𝐖𝐞𝐬𝐭 𝐀𝐟𝐫𝐢𝐜𝐚 𝐅𝐞𝐥𝐥𝐨𝐰𝐬𝐡𝐢𝐩 2026
Acumen Academy fellowship for early-stage leaders building climate and sustainability solutions in West Africa, including leadership training and ecosystem support.
🗓️ Deadline: May 15, 2026
🔗 https://app.easygrant.io/lists/discover/01KNS46C76KGXDTGHBM5J4QMH8

𝟔. 𝐌𝐢𝐥𝐥𝐞𝐫 𝐂𝐞𝐧𝐭𝐞𝐫 𝐀𝐜𝐜𝐞𝐥𝐞𝐫𝐚𝐭𝐨𝐫
Global accelerator for social enterprises providing mentorship, investor connections and potential funding opportunities to scale impact-driven ventures.
🗓️ Deadline: April 25, 2026
🔗 https://app.easygrant.io/lists/discover/01KJVRWBRA0WXPRD2K4B73YJTK

Discover and track relevant grants, accelerators and funding calls at https://www.easygrant.io

18/03/2026

YOU'RE INVITED TO OUR WHATSAPP CHANNEL📩🗂
ATBB brings entrepreneurs together – join our WhatsApp channel and expand your network
Follow the All Things Business Botswana (ATBB) channel on WhatsApp: https://whatsapp.com/channel/0029VbC10W389infA0OODn3s

08/03/2026

Wait what! Russell? Okayy okayy

From pole, to victory 💪

George Russell is your Australian Grand Prix winner 🙌

08/03/2026

🌍 UNESCO is developing its first Global Youth Outlook, dedicated to youth mental health in times of crisis.

In a period marked by uncertainty and multiple global challenges, it is essential to better understand how crises are affecting young people’s well-being.

If you are aged 18–35, you are invited to take part in our global survey. Your contribution will help:

Deepen understanding of the impact of crises on youth

Identify emerging needs and trends

Inform future recommendations aimed at strengthening youth resilience and well-being

🌐 Available in 7 languages
🗓 The survey is closing soon, participate now: https://forms.office.com/pages/responsepage.aspx?id=Uq5PHbM5-kuwswIpVrERlKbYMpN9VCxFpTQ2O_Cey9pUM1ZRMzVCQVRUUjZKNTBVVzVUOTFKRzI3MC4u&fbclid=IwY2xjawQFGklleHRuA2FlbQIxMABicmlkETIyUU9TUzlBQmlCRkU3ZUE3c3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHuURMq3lTooesho3_V5ZIFRvr7a6aQqd62gGCuWMCEU1eb8UGl0Tcwdr5BNB_aem_0s014swmCB84Ymv3_HUPYg&route=shorturl

We encourage you to share this survey within your networks so that diverse perspectives from around the world can be reflected.

08/03/2026

18/02/2026

17/02/2026