Edward Jones-Financial Advisor: Chelsia Carriere

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Edward Jones-Financial Advisor: Chelsia Carriere Located in beautiful Edgemont, Calgary, we have been serving clients in Alberta and Saskatchewan since 2009.

My name is Chelsia Carriere and I am a Financial Advisor and Financial Planner with Edward Jones. As a CFP® professional, I can examine your entire financial picture at the highest level of complexity, and help you build a financial strategy for your future. In addition, I also hold my Certified Divorce Specialist (CDS®) designation. Unexpected life events can be stressful, and we strive to be a place of comfort for our clients to come to for gentle advice and guidance. When our team created the vision for our office, we chose three important words to represent who we are: choice, clarity, and transparency. At our branch, we are committed to helping you understand your choices as an investor and a valued client. We help bring you clarity when it comes to planning for the future, and help answer any questions you have so that you can make an informed choice. Finally, you have our commitment that we will always be transparent. We will share with you the costs, benefits, and considerations so that you can be confident that you have made the best decision for you and your family. My branch is located in beautiful Edgemont in the NW part of Calgary. I’m supported by our wonderful Client Experience Specialist, Tracy Sutherland. We are committed to bringing you an excellent client experience, every time you walk through our doors. The other financial advisor in our office is my husband, Steve Carriere. Together, we have over 25 years of experience, and we serve clients in English, French, and Cantonese spanning across Alberta, Saskatchewan, BC, and Ontario. When we are not busy serving clients, you will likely find us in our camper with our dog Kona, and our two children, Caleb and Felicity. Money isn’t everything, but money gives you choices. At our branch, our goal is to help our clients live the life they choose to live so that they can create the moments that matter most to them.

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1. Your retirement and savings: Large gifts or loans can influence your long-term savings or retirement goals. If you need to liquidate investments to provide a gift, there could be tax consequences you'll want to plan for.

2. Your credit and borrowing capacity: Co-signing affects your own credit and borrowing ability. It shows up on your credit report and could limit what you can access for your own needs or to help other children down the road.

3. Fairness across your family: If you have multiple children or a blended family, you'll also want to think through fairness considerations. How will you ensure equal treatment over time? What happens if you pass away before you're able to help all your children equally?

4. Documentation and protection: Regardless of which approach you take, clear documentation helps avoid family misunderstandings later. This is especially important if you're loaning money or if there's any possibility of a relationship breakdown in your child's future.

If you're considering helping your child buy a home, reach out. I can help you understand the full financial impact and help make sure this decision supports rather than compromises your own future.

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09/11/2026

Dreaming of a home in the U.S. for winter escapes? You’re not alone.

But when planning a property purchase south of the border, it’s critical to understand the potential tax implications:

• U.S. estate tax may apply over $60K USD
• Foreign property over $100K CAD? Reporting may be required in Canada
• Rental income may face a 30% withholding tax (or require U.S. filings)
• Selling? Up to 15% may be withheld on the proceeds
• Too much time in the U.S. could make you a tax resident

You can enjoy your winters in the sun, but knowing your tax obligations upfront can help you avoid costly surprises.

Before signing a purchase agreement, speak with a cross-border tax professional to understand how it fits into your overall financial plan.

Edward Jones, its employees and financial advisors do not provide tax or legal advice. Consult a qualified tax or legal professional regarding your personal situation. This content is for informational purposes only.

Address

1720 46th Street
Calgary, AB
T2K0G3

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

Telephone

+14032102730

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