Matthew Sheppard-Brown, CFP, RRC - IG Wealth Management

Directions Website

Matthew Sheppard-Brown, CFP, RRC - IG Wealth Management Senior Wealth Advisor, IG Wealth Management Inc. (Mutual Fund Division) - Serving AB, BC, SK, NWT and ON.

10/21/2026

To celebrate IG's 100th anniversary, IG Advisors offered 100 of their top financial tips. Which ones could help you the most? Talk to us to find out how these tips could help boost your financial plan.

To those celebrating Thanksgiving, we wish you a meaningful day and moments of gratitude and connection with the people ...
10/12/2026

To those celebrating Thanksgiving, we wish you a meaningful day and moments of gratitude and connection with the people and communities important to you.

$15,000 CASH BACK! Sounds great, but what’s the catch?A financial institution is offering up to $15,000 for transferring...
10/09/2026

$15,000 CASH BACK! Sounds great, but what’s the catch?

A financial institution is offering up to $15,000 for transferring investments.

• Registered accounts: $500,000 at 3% = $15,000

• Non-registered accounts: $1.5 million at 1% = $15,000

Attractive? Absolutely.

But why can they afford to offer this?

Partly because self-directed investing generally doesn’t include dedicated professional financial advice or ongoing personalized oversight.

People often focus on what financial advice COSTS rather than what it DELIVERS.

When you work with our team, you’re not simply paying someone to manage investments.

You’re receiving comprehensive financial planning that includes:

• Tax Planning: Reducing unnecessary lifetime and estate taxation.

• Retirement Planning: Building sustainable, tax-efficient retirement income.

• Investment Management: Professional portfolio construction and oversight.

• Estate Planning: Preserving wealth for future generations.

• Insurance Planning: Protecting your family, income, and assets.

• Corporate Planning: Tax-efficient wealth accumulation, extraction, and succession.

• Ongoing Advice: Proactive reviews and adjustments as life changes.

Now consider what $15,000 represents.

An inefficient retirement withdrawal strategy, missed tax-planning opportunity, poorly structured estate, or emotional investment decision could potentially cost far more.

Self-directed investing has its place, but lower fees don’t automatically mean better financial outcomes.

The real question isn’t simply how much professional advice costs.

It’s whether the value of that advice exceeds its cost.

When managing $500,000, $1.5 million, or several million dollars, decisions made over decades can have a far greater impact than a one-time incentive.

$15,000 today is attractive.

But who’s looking after the other $500,000 or $1.5 million tomorrow?

Wealth is built. Legacies are earned.

10/08/2026

Your mortgage renewal is an opportunity to make sure your mortgage still works for you—and with your broader financial plan. Talk to us before you renew to review your options and make an informed decision.

Learn More: https://ow.ly/ikci50ZVZTP

09/02/2026

It’s back-to-school season, and that includes your portfolio. Register for our September 10 webinar, where IG Wealth Management’s Philip Petursson and Ashish Utarid will help you make sense of the markets and get positioned for year-end. Register now: https://ow.ly/mk9850ZIjSS

08/26/2026

To celebrate IG's 100th anniversary, IG Advisors offered 100 of their top financial tips. Which ones could help you the most? Talk to u s to find out how these tips could help boost your financial plan.

Everything you need to know before renting out your vacation home, including sprucing it up, insurance, management, mark...
08/25/2026

Everything you need to know before renting out your vacation home, including sprucing it up, insurance, management, marketing and tax implications. Read More: https://ow.ly/9cgq50ZFhLZ

Many Canadians don’t understand that a will and estate plan are very different. Find out what an estate plan contains an...
08/21/2026

Many Canadians don’t understand that a will and estate plan are very different. Find out what an estate plan contains and why it’s crucial for most people. Read more: https://ow.ly/i4aF50ZCqrS

“I got this! Financial advisor fees are a waste of money. How hard can it be? Index is the way to go.”If you can consist...
08/21/2026

“I got this! Financial advisor fees are a waste of money. How hard can it be? Index is the way to go.”

If you can consistently make every financial decision yourself, you may not need an advisor.

It’s simple, just do the following:

1. Decide which account should receive every dollar you save: TFSA, RRSP, FHSA, corporate account, non-registered account, or debt repayment, while considering both today’s tax deduction and tomorrow’s tax bill.
2. Stay invested when markets fall 20% or more, the headlines are ugly, and every instinct is telling you to sell.
3. Build a retirement income strategy that determines where each dollar should come from and when, while managing taxable income and minimizing unnecessary OAS recovery tax.
4. Build an investment portfolio appropriate for your goals, time horizon and risk capacity, then rebalance it when markets inevitably move it off course.
5. Coordinate RRSP/RRIF withdrawals, TFSAs, pensions and non-registered assets so a poorly timed withdrawal doesn’t create an avoidable tax bill.
6. Determine when to start CPP, OAS and pension income based on longevity, taxes, cash flow and the rest of your retirement assets.
7. Adjust the plan when markets fall, tax rules change, a spouse dies, a business is sold, an inheritance arrives, or life simply doesn’t go according to the spreadsheet.

See!? Simple. None of this is impossible to do yourself.

The difficult part isn’t knowing the theory.

It’s making the right decisions consistently, across investments, tax, retirement, estate and risk planning, while removing emotion from decisions involving your own money.

That’s where good financial planning earns its keep.

The question shouldn’t simply be, “What does my advisor cost?”

THE better question is:

What could poor financial decisions cost me without one?

Address

100, 37 Richard Way SW
Downtown Calgary, AB
T3E7M8

Website

Alerts

Be the first to know and let us send you an email when Matthew Sheppard-Brown, CFP, RRC - IG Wealth Management posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category