Nathalee Hansen,PFP - IG Wealth Management

09/02/2026

Trading apps have replaced bucket shops, but Wall Street abounds with eerie parallels to 1901. https://tinybfs.com/t/jpsjVi

08/31/2026

When people think about retirement, they often focus on one question:

"How much money do I need?"

But a successful retirement plan is about much more than reaching a specific number.

Here are the 4 questions every retirement plan should answer:

1️⃣ How much income will you need?

Your retirement lifestyle determines how much you'll need to cover your day-to-day expenses, travel, hobbies, healthcare, and everything in between.

2️⃣ Where will that income come from?

Your retirement income may come from a combination of CPP, OAS, pensions, RRSPs, TFSAs, investments, business income, or other savings. Understanding how these pieces work together is key.

3️⃣ How can you make it tax-efficient?

The order you withdraw your income can have a significant impact on how much tax you pay. A thoughtful strategy can help you keep more of what you've worked hard to build.

4️⃣ Will your income last?

Retirement could last 25 to 30 years, or more. Your plan should be designed to support your lifestyle through market changes, inflation, and the unexpected.

The goal isn't just to retire. It's to retire with confidence, knowing your income is built to support the life you want.

📩 If you're unsure how these four pieces fit together, let's start the conversation.
💻 https://financialadvisorfsj.com/
📞Office (250) 785-4312
📱Mobile (250) 793-9819

08/30/2026

Buying into a homeowners association means going into business with your neighbors https://tinybfs.com/t/BShoDw

08/30/2026

Many Canadians don’t understand that a will and estate plan are very different. Find out what an estate plan contains and why it’s crucial for most people. Read more: https://ow.ly/Ytjo50ZETR4

08/28/2026

Its cash generation, broader earnings and lower tech concentration deserve more respect. https://tinybfs.com/t/K4UsxN

08/28/2026

As income grows, there are some surprising stressors that can grow alongside it:

• Lifestyle expenses
• Tax obligations
• Financial complexity
• The pressure to make the "right" decisions

Without a clear plan, it's easy to feel like you're earning more but still wondering where your money is going.

Financial confidence doesn't come from a bigger paycheque.

It comes from knowing your cash flow, understanding your tax strategy, and having a plan that aligns your money with your goals.

The goal should always be to feel more in control of what you're earning.
💻 https://financialadvisorfsj.com/
📞Office (250) 785-4312
📱Mobile (250) 793-9819

08/27/2026

Canadian fixed mortgage rates are rising, driven by global bond market turmoil and increasing government yield. The article highlights the impact on mortgage strategies and offers insights from experts on navigating this shift.

Surging government debt, inflation risks and geopolitical tensions have driven long-term yields toward multi-year highs, prompting lenders to raise fixed mortgage rates.

08/26/2026

Smart decision-making means assessing options quickly and refusing to do anything that could capsize the ship — no matter how much you like the opportunity. https://tinybfs.com/t/bpEqzZ

08/25/2026

Your corporation can be one of your greatest wealth-building tools if you have a plan. 📈
💻 https://financialadvisorfsj.com/
📞Office (250) 785-4312
📱Mobile (250) 793-9819

08/24/2026

In case you missed it: Philip unpacks why the Bank of Canada's next move might not be a cut and what shifting rate expectations mean for Canadian investors. Listen now: https://ow.ly/5tTn50ZETQI. Subscribe, rate and review now.